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NerdWallet's Smart Money Podcast


1 Estate Planning Made Simple and How to Handle Family Loans 32:09
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Learn how to build a simple estate plan and lend or repay family money without hurting your relationships. What’s the first thing to do when creating an estate plan? What’s the smartest way to handle loans between friends or family? Hosts Sean Pyles and Elizabeth Ayoola break down estate-planning basics like wills, revocable trusts, living wills/advance healthcare directives, and durable powers of attorney — tools that can ensure your wishes are carried out and help your loved ones avoid probate. They also share when to update your documents, how beneficiary designations can override your will, and three simple to-dos to get started without feeling overwhelmed. Then, mortgage and student loans writer Kate Wood joins Sean and Elizabeth to answer a listener’s question about paying a loan back to her parents. They explore how family loans and lending circles work, why it’s important to put agreements in writing (and when notarizing helps), and the impact informal loans can have on your credit. They also weigh different ways to set money aside, comparing high-yield savings accounts with taxable brokerage accounts invested in ETFs and considering timelines, growth potential, and tax trade-offs. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: estate planning, will vs trust, revocable trust, living will, durable power of attorney, healthcare proxy, advance healthcare directive, probate explained, beneficiary designation vs will, update beneficiaries after marriage, how often to update a will, intestate meaning, avoid probate, family loan agreement, lend money to family safely, informal lending, lending circle, saving circle, notarized loan contract, pros and cons of family loans, protect relationships when lending money, credit score and informal loans, high-yield savings accounts, taxable brokerage accounts, ETF basics for beginners, repaying parents for college, fiduciary roles in estate planning, power dynamics of lending to friends, writing a repayment schedule, when to use a trust for minors, and retitling assets into a trust. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…
Techstination: Your Destination for Gadgets and Gear
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Content provided by Fred Fishkin. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Fred Fishkin or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
Your Destination for Gadgets and Gear
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45 episodes
Mark all (un)played …
Manage series 1344957
Content provided by Fred Fishkin. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Fred Fishkin or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://player.fm/legal.
Your Destination for Gadgets and Gear
…
continue reading
45 episodes
All episodes
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Techstination: Your Destination for Gadgets and Gear

Techstination, your destination for gadgets and gear. I’m Fred Fishkin. Ready for more AI in your home? There’s news from both Amazon and Google. In this episode, we’ll take a look at what Google is doing with Gemini for Home. The great news here is Google’s support for core Nest devices...
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Techstination: Your Destination for Gadgets and Gear

Techstination interview: How much do we trust AI for travel planning? A new survey from Beach.com.
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Techstination: Your Destination for Gadgets and Gear

Techstination interview: OWC delivers new dock, SSD storage and more
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Techstination: Your Destination for Gadgets and Gear

Techstination interview: AI and hiring or job search. What you should know.
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Techstination: Your Destination for Gadgets and Gear

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Techstination: Your Destination for Gadgets and Gear

Techstination, your destination for gadgets and gear. I’m Fred Fishkin. Anker is out with the Prime Docking Station that is designed with Thunderbolt 5 connectivity and all the ports you could ask for. It is a 14 in 1 docking station that can deliver 140 watts of power for laptops and connect...
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Techstination: Your Destination for Gadgets and Gear

Techstination interview: What can you do with GoPro Max 2?
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Techstination: Your Destination for Gadgets and Gear

Techstination, your destination for gadgets and gear. I’m Fred Fishkin. Some online help finding the right car safety seat for kids. The National Highway Traffic Safety Administration says the statistics are frightening. In 2023 in the U.S. three children were killed and more than four hundred...
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Techstination: Your Destination for Gadgets and Gear

Techstination, your destination for gadgets and gear. I’m Fred Fishkin. Energy poverty is a phrase you don’t often hear in this country, but there are still millions of people around the world who live without household electricity. Solar Sister is a company that was among the Commitment Makers...
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Techstination: Your Destination for Gadgets and Gear

Techstination interview: Clock is ticking on home energy tax incentives- what to do
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Techstination: Your Destination for Gadgets and Gear

Techstination interview: PSATs this month? What students and parents should know.
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Techstination: Your Destination for Gadgets and Gear

Techstination, your destination for gadgets and gear. I’m Fred Fishkin. A company called HOZO Design is out with the NeoBlade…bringing tech and innovation to crafters and more. It is designed to cut using ultrasonic vibration with intelligent auto power to get through different materials. There...
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Techstination: Your Destination for Gadgets and Gear

Techstination, your destination for gadgets and gear. I’m Fred Fishkin. With the array of new iPhones on the market, some of the best deals can come through mobile carriers. But it can still be very helpful to head to an Apple store where they have Today at Apple Sessions. It’s a project...
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Techstination: Your Destination for Gadgets and Gear

Techstination, your destination for gadgets and gear. I’m Fred Fishkin. Waymo, the growing robotaxi venture owned by Alphabet…also parent of Google…is out with its latest safety data and the numbers, through the company’s first 22 million miles, look pretty impressive. At Understanding AI, writer...
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Techstination: Your Destination for Gadgets and Gear

Techstination, your destination for gadgets and gear. I’m Fred Fishkin. With the introduction of the 2026 Kia Sportage in hybrid and internal combustion flavors, the carmaker is reminding consumers that bigger isn’t always better when it comes to buying an SUV. And Kia America’s James Bell says...
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Techstination: Your Destination for Gadgets and Gear

Techstination, your destination for gadgets and gear. I’m Fred Fishkin. While there may be plenty to be wary of when it comes to AI…here’s another application where it is doing some good. Maryland based Rekor Systems is using the technology to improve road safety by monitoring roads and traffic...
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Techstination: Your Destination for Gadgets and Gear

Techstination, your destination for gadgets and gear. I’m Fred Fishkin. The Bird Buddy 2 is on the way from the smart bird feeder pioneer and the coming improvements show the company cares and listens to customers. The new Bird Buddy eliminates wires completely. Squirrels have a tendency to...
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Techstination: Your Destination for Gadgets and Gear

Techstination interview: Solar Sister promotes women entrepreneurs in Africa to deliver solar technology
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Techstination: Your Destination for Gadgets and Gear

Techstination, your destination for gadgets and gear. I’m Fred Fishkin. AI tools have made editing and manipulating photos and videos easy for everyone. Restoring and colorizing an old family photo for me just took seconds using the latest from Google’s Gemini. But what about responsibility when...
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Techstination: Your Destination for Gadgets and Gear

Techstination interview: NASA launching mission to monitor sun and space weather
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Techstination: Your Destination for Gadgets and Gear

Techstination interview: Kids and car seats. What parents should know.
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Techstination: Your Destination for Gadgets and Gear

Techstination, your destination for gadgets and gear. I’m Fred Fishkin. AI is upending the world of image and video editing. Have old faded photos? Google’s Gemini and what it calls Nano Banana let you describe how you want an image changed…and delivers those changes like magic. Deep Mind Group...
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Techstination: Your Destination for Gadgets and Gear

Techstination interview: Apple picking- Which iPhone 17 is right for you
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Techstination: Your Destination for Gadgets and Gear

Techstination, your destination for gadgets and gear. I’m Fred Fishkin. A new device for your car to monitor its health….and keep your family safe. CarMD Connect is a dongle that plugs into the OBD II port of most vehicles. There is no subscription attached….and it connects to an app on your...
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Techstination: Your Destination for Gadgets and Gear

Techstination, your destination for gadgets and gear. I’m Fred Fishkin. It is that time of year when scammers are targeting students and parents with everything from fake scholarships, fake job postings and student loan relief come-ons. Melanie Roller, who heads Retail Bank Fraud for Capital One...
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