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If you've recently graduated college and started full-time employment, you will start entering the repayment phase of your student loans. Even though payments on many student loans were paused during the Covid-19 pandemic, it is wise to make sure that you are ready for when student loan payments unpause.

Hopefully you were able to minimize your use of student loans for living expenses while you were in college. Now it's time to take a look at how to handle your living expenses as you start to repay your student loans.

The good news is that there are plenty of options to fit your student loan payments into your ongoing budget. The important part is to make sure that you are proactive and reasonable about how you will handle your basic living expenses during your student loan repayment.

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