In this special Hawaii edition of WealthWaveNOW, Tom Mathews sits down with industry legend and lifelong friend Xuan Nguyen to reflect on 40 years of business, leadership, and transformation. Together, they discuss the pivotal shift from traditional sales to a mission-driven movement centered on financial literacy. Xuan shares the challenges of changing an established model, the impact of an education-first approach, and the legacy he's building with the next generation, including his own family. Tune in for an inspiring discussion on vision, perseverance, and the future of financial education.