In this episode of More Than Mortgage, host Dave Gallegos discusses the intricacies of homeownership and financial management with expert loan officer Ryan Pettigrew. They explore the importance of understanding mortgage qualifications, the need for tailored financial strategies, and the common misconceptions that first-time home buyers face. The conversation emphasizes the significance of equity in long-term financial planning and the value of seeking advice from knowledgeable sources rather than relying on outdated or incorrect information. The episode concludes with encouragement for potential home buyers to start their journey towards homeownership, regardless of their timeline.