Welcome to Real Estate Lowdown, the ultimate podcast that will transform the way you think about real estate investing. I'm your host, Bill Bymel, CEO of First Lien Capital and author of the bestselling book, Win Win Revolution: An Insider's Guide to Investing in the Secondary Mortgage Market. Real Estate Lowdown is not your typical scripted podcast. We're all about unscripted, engaging, and informative conversations that will leave you hungry for more. Join me as I sit down with savvy, seas ...
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Coffee with Bill: Adapting to Chaos and Embracing Change to Thrive in a Dynamic World with Bill Bymel
21:03
21:03
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21:03Join me to sit and savor another - relentlessly candid - Coffee with Bill discussion as we unravel the pressing issues and potential turning points that define our current economic landscape. Each morning as I savor my first cup of coffee, I'm reminded of how vital adaptability is, especially in our current world filled with political and economic …
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The Dirt Whisperer Exposes Foundation Repair Secrets: How Soil Science Can Save You Thousands with Bob Brown
21:19
21:19
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21:19Bob Brown, affectionately known as the Dirt Whisperer, brings 35 years of dirt expertise and experience to our latest episode, unmasking the foundation repair industry with his candid insights, as he reveals the hidden complexities of soil and its crucial role in maintaining strong building foundations, and uncovers the hidden truths behind foundat…
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Transforming Oilfield Expertise and Energy Economics into Real Estate Wealth with Casey Gregersen
36:52
36:52
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36:52Casey Gregersen, Founder and CEO of Bighorn Capital Fund, real estate investor and engineer, shares his remarkable journey from the football field to the oil fields, and eventually into the world of real estate. From an unexpected journey into petroleum engineering to building a formidable real estate portfolio of 250 units, Casey's story is one of…
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Heartbreak to Homekeys: How One Father's Tragedy is Revolutionizing Homeless Recovery with Chris Occhipinti
28:12
28:12
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28:12After the unimaginable heartbreak of losing a son to a drunk driving accident, Chris Occhipinti, the visionary founder of Homeless to Home Ownership, transformed his grief into a mission to help others find stability and purpose. Join us as Chris shares his turning point from this personal tragedy to pioneering a nonprofit that has helped tens of t…
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Reimagining PropTech: the Real Estate CRM Solving Investment Fragmentation with Sharad Mehta
27:49
27:49
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27:49In this captivating episode, I sit down with Sharad Mehta, CEO and founder of REsimpli, the cloud-based system that makes real estate investing more efficient by automating tasks and managing business more efficiently. What began as a personal solution to the fragmented world of real estate investing has evolved into a groundbreaking CRM tool that'…
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Boom, Bust, and Beyond: An Insider's Caution on Florida's Red-Hot Market with Attorney Bishoy Habib
28:04
28:04
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28:04In this thought-provoking discussion on the Real Estate Lowdown, Tampa Bay attorney Bishoy Habib gives a comprehensive analysis as he takes us on a journey through Florida's dynamic property market. From analyzing the pandemic-fueled boom to predicting an upcoming market reset, Bishoy provides valuable perspective on both residential and commercial…
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Coffee with Bill: Navigating New Realities - the Personal and Professional Storms that Make Us Resilient with Bill Bymel
17:53
17:53
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17:53As I sip my morning chocolate espresso, thanks to my favorite coffee purveyor, Nespresso, I want to share some thoughts on our industry, the economy, and the personal journey that's brought us all to this moment. I just returned from speaking at the NADP conference in Palm Springs that was enlightening in more ways than one. While on stage with fel…
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Cracking the Insurance Code: Insider Strategies for Real Estate Investment Protection with Scott Phillips
39:22
39:22
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39:22In this insider episode of the Real Estate Lowdown, Scott Phillips, Senior VP of SES, a leading insurance solutions provider for the real estate sector pulls back the curtain on the often misunderstood world of property insurance in today's volatile market. Discover how SES leverages relationships with major carriers like Lloyds and Chubb to create…
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Market Mastery: Real Estate Investing Through Economic Cycles with Charles Carillo
22:11
22:11
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22:11Join us for this episode of the Real Estate Lowdown as veteran multifamily investor, Charles Carillo, Managing Partner at Harborside Partners, pulls back the curtain on his 18-year journey in real estate investing. From weathering the 2008 crash to navigating today's high-interest environment, Charles shares battle-tested strategies for building la…
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A Contrarian Investor's Guide to Finding Deals When Others See Decline with Zihao Wang
25:06
25:06
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25:06Unlock the secrets of Southern California's real estate market with investor Zihao Wang, Founder & CEO of Motiva Holdings, who shares how he defies conventional wisdom to achieve remarkable success. We learn about his journey from managing properties as a teenager in Pasadena to the early influences that shaped his path. Zihao's unique approach, of…
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Smart Development: Unlocking Value in Overlooked Properties with Luis Belmonte
31:09
31:09
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31:09From fixing fences on his father's ranch to shaping urban landscapes, Luis Belmonte, principal at Seven Hills Properties, chronicles his unlikely path to real estate development. Drawing from his Irish-Italian roots and decades of experience, Luis reveals why he chose practical community projects over luxury developments – and how this decision sha…
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Land of Opportunity: Turning Empty Lots into a Real Estate Riches with Jack Bosch
34:56
34:56
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34:56German immigrant Jack Bosch, Co-Founder of Orbit Investments and “Land Profit Generator”, turned his American dream into reality. In this episode, Jack shares his journey of becoming a thriving real estate entrepreneur alongside his wife Michelle and why they chose to focus on the lesser-known yet lucrative niche of land wholesaling. Unlike the cro…
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The Money Multiplier Method: Transform Your Debt into Long-Term Wealth with Brent Kesler
45:45
45:45
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45:45From drowning in nearly a million dollars of debt to mastering financial independence, Brent Kesler's journey from chiropractor to wealth-building strategist and educator will transform how you think about money. Despite his initial skepticism, Brent discovered a powerful path to financial freedom through Infinite Banking - a strategy that turned h…
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AI Meets Loan Trading: How Language Models Are Creating Near-Perfect Matches for Buyers and Sellers with Ofer Shapira
27:44
27:44
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27:44Discover how former bankruptcy attorney, Ofer Shapira, is revolutionizing the loan trading industry with a groundbreaking AI-driven platform. Join us as we uncover the journey that led Ofer from the legal field to becoming a tech innovator, focused on transforming the way loan portfolios, including distressed and illiquid assets, are traded. We're …
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Inside Reverse Mortgages: From Local Markets to National Portfolio Management with Christian Etienne
19:33
19:33
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19:33Enjoy this unique conversation with Christian Etienne, a seasoned expert in the real estate and reverse mortgage world. Recognized as an industry expert, Christian and his teams have managed and liquidated more than 80,000 real estate assets nationwide for a variety of GSEs, large banking institutions, and private equity portfolios. From his early …
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The Art of Transforming Empty Lots into Vibrant Homes and Communities with Darcy Marler
26:50
26:50
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26:50In this episode of Real Estate Lowdown you'll hear the journey of Darcy Marler, a seasoned real estate developer and educator, who traded his IT career in South America for a life of building innovation in Canada - transforming empty lots into vibrant homes and communities. Darcy captivates with his stories of traditional fix-and-flip ventures to b…
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Coffee with Bill: 2025 Great Real Estate Reset that Rewrites the Rules with Bill Bymel
24:53
24:53
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24:53Welcome to 2025 friends! You know these Coffee with Bill chats are always straight talk, and as I sit here with my steaming cup of Nespresso Bianco Forte, I can't help but feel both excited and contemplative about what's in store for all of us in this fascinating industry. We dive into the seismic shifts reshaping both commercial and residential re…
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Building a Better Market: the Challenges and Innovative Solutions to Investing with Integrity with Ron McMahan
31:24
31:24
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31:24Ron McMahan, Founder & CEO of Foundation Specialty Finance, as well as experienced principal investor, fund manager and loan originator, is sharing lessons learned on ethical challenges and innovative solutions from over two decades in the industry. This episode is for the investor aligned with avoiding predatory practices and making ethical and sm…
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How the Personalized Predictive Power of AI is Rewriting the Rules of Real Estate with Alex Goldovsky
44:18
44:18
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44:18Alex Goldovsky, the visionary founder and CEO of ProTitleUSA, joins us for a fascinating conversation about the sweeping changes AI is bringing to the real estate and finance sectors. Learn the inside secrets of how Alex has transformed his business from a traditional title work provider into multiple cutting-edge companies serving the capital mark…
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Resilience, Thriving and Wealth Building - Single-Family Beginnings to Multifamily Success with Mike Morawski
26:21
26:21
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26:21Buckle up for an intriguing adventure through three decades of real estate evolution with Mike Morawski – a true maverick who transformed from a local residential agent to Chief Investment Officer of a successful multi family hedgefund. Mike pulls back the curtain on his remarkable path from general contracting to managing a $100 million enterprise…
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Sisu's Cutting Edge Real Estate Management Platform that's Empowering Team Performance with Brian Charlesworth
29:19
29:19
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29:19Discover the Finnish-inspired technology that's revolutionizing real estate, with our guest, Brian Charlesworth, co-creator of Sisu, a real estate analytics and transaction management software that's empowering real estate teams and brokerages to exceed their own expectations. We discuss: - Sisu's Finnish-inspired ethos of pushing beyond perceived …
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REAL TidBits Series: Market Landscape Influences - a Century of Florida Real Estate
24:50
24:50
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24:50This episode is a quick masterclass for anyone interested in understanding market dynamics and the socio-economic forces that shape housing landscapes. Through personal anecdotes and historical reflections, we explore how past patterns can illuminate present trends and potentially forecast future downturns. Join me as we unravel a century's worth o…
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Coffee with Bill: Decoding the Dynamics of European and Middle Eastern Markets
25:11
25:11
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25:11Grab your coffee and join me for an adventure across continents to focus on the rich historical and cultural landscapes of Europe and the Middle East, understanding how diverse traditions, historical contexts, and cultural nuances shape business practices and global finance dynamics. In this episode we explore the complexities of the European and M…
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Uncovering the Unique Advantages of the Flex Industrial Frontier with Jeremy Friedman
24:35
24:35
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24:35Step inside the innovative world of Stoic Equity Partners, a firm dedicated to acquiring and managing multi-tenant value-add flex industrial properties across the Southeast. In this episode, we dive deep into the significance of these unique commercial spaces and their resilience against the work-from-home revolution. Join us as Jeremy Friedman, CE…
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Profit with Purpose: How Housing on Merit is Rewriting the Affordable Housing Playbook with Jaymie Beckett
22:46
22:46
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22:46Step into the real estate world where profit meets purpose and affordable housing innovation with Jaymie Beckett, CEO of Housing on Merit, a Los Angeles, CA nonprofit organization that partners in developing affordable housing and building communities. In this powerful episode, discover how Housing on Merit is rewriting the affordable housing playb…
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Real Estate Without Borders: How SHARE is Bringing Institutional Power to Individual Investors with Andrew Kim
25:12
25:12
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25:12Andrew Kim, a seasoned expert in real estate investment, pulls back the curtain on contrasting climates of real estate investing in Canada and the U.S. and why Andrew chooses to invest in the more landlord-friendly U.S. market, due to the challenges Canadian landlords face from tenant-friendly laws. Get an insider's look at SHARE, the game-changing…
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Coffee with Bill: Bid Day - Mastering Winning Bidding in a Dynamic Market
16:33
16:33
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16:33Tomorrow is Bid Day! As we gear up for a major HUD auction, amidst the whirlwind of activities and decisions involved in preparing bids, the air is electric with anticipation. I'm reminded of the power of purpose, passion and persistence that has not only fueled over 120 episodes of this Real Estate Lowdown podcast, but also the collective intentio…
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Commercial Real Estate CLOs on the Edge: Unraveling the Risks and Hidden Tactics with Rod Dubitsky
36:03
36:03
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36:03Rod Dubitsky, known as the People's Economist, joins us for an enlightening conversation on the complex world of commercial real estate. With over three decades of experience in financial services, Rod offers invaluable insights into the ongoing challenges faced by the industry and introduces his initiative aimed at democratizing personal finance t…
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Opportunities and Adaptation Strategies Beyond Traditional Financing in the New Normal of Real Estate with Vernon Beckford
27:40
27:40
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27:40Join us for a compelling conversation with Vernon Beckford, CEO of Diversified Lending Solutions, as we unearth the challenges and solutions shaping today's real estate landscape. From the looming impact of rising interest rates to the unforeseen financial strains brought about by floating rate debts, we explore how these factors are reshaping inve…
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The Tax Goddess' Smart Strategies to Minimize Audits and Build Generational Wealth with Shauna Wekherlien
25:46
25:46
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25:46Shauna Wekherlien, the Tax Goddess, is a two-time published author and the Founder of Tax Goddess Business Services, a fully digital firm with a skilled team worldwide that have saved their clients over $1 billion in taxes - a testament to her meticulous approach and the trust she's built in the industry. Shauna shares her incredible journey from s…
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Second Homes to Private Islands: The Elite Network Revolutionizing Luxury Travel and Property Investment with Wade Shealy
27:07
27:07
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27:07Have you been thinking it's time to sell your second home investment for a new location? Before you do, you'll want to listen to this episode of the Real Estate Lowdown. Join us for this groundbreaking discussion on luxury vacation home ownership with our guest Wade Shealy, leader in resort real estate development and visionary founder behind THIRD…
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Coffee with Bill: Billion-Dollar Dreams and Boutique Standards: How First Lien Capital Continues to Scale Without Compromise
28:09
28:09
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28:09Every morning starts with my beloved Nespresso, a ritual that has become a metaphor for the quality I strive to maintain in every aspect of my life and business. From my beginnings in the film industry to my current role in real estate investing, I've learned that prioritizing high standards of excellence over rapid expansion can lead to more meani…
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Finding Your Unique Edge & Funding Any Deal with Mike Merrigan & Bo Kort
31:42
31:42
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31:42Join us as we welcome long-time business partners and best friends, Mike Merrigan and Bo Kort, to share their perspective on how to find your unique edge in the real estate industry and some secrets behind utilizing that edge to fund any real estate deal. You'll gain actionable insights into personal branding, exceptional service and unforgettable …
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Conferences as Catalysts: Accelerating Portfolio Growth Through Personal Connections with Gina Gallutia
38:22
38:22
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38:22Tune in to this episode of Real Estate Lowdown as we reveal powerful straightforward strategies for genuine connection-building at industry events. Learn how to effortlessly grow your network and boost your portfolio through authentic interactions. Gina Gallutia, Executive Director of Memberships at Five Star Institute joins me on the podcast to sh…
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Blockchain Breakthroughs: How Tokenization is Shaping Real Estate Investments with Johnney Zhang
50:06
50:06
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50:06Johnney Zhang is CEO of Primior, a real estate asset management firm with over $1 billion AUM, developing $500M+ luxurious properties in SoCal. Johnney joins me on the Real Estate Lowdown to share his remarkable journey from his teenage years in Wuhan, China to becoming a powerhouse in the US real estate market. This episode is a masterclass in the…
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How Climate Change is Reshaping Mortgage Practices and Policies with Courtney Thompson
37:59
37:59
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37:59This episode welcomes Courtney Thompson, EVP of Servicing at CMG Financial and Founder of Consigliera, to discuss the intricate relationship between climate change and the mortgage industry. We explore the challenges the mortgage industry faces in embracing climate change, reflecting on the personal and societal impacts of these issues, and conside…
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A Guide to Ethical Debt Management in the Modern Economy with David Gordon
25:35
25:35
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25:35Ever wondered how to ethically manage defaulted mortgage debt while navigating the volatile real estate market? In this episode we tackle these complex issues and more head-on. Join us as Dave Gordon, Managing Director at ARC, brings his unique expertise at analyzing, buying and selling investment opportunities. We promise you'll gain a newfound un…
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Coffee with Bill: Harnessing Opportunities of Change in the Quest for Excellence
26:42
26:42
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26:42Join me on this inaugural episode of the "Coffee with Bill" series, where I share personal and industry insights that promise to educate, inspire, and cultivate innovation to accelerate your journey of growing your investment portfolio and generational wealth. In this first episode, I'm reflecting on the inevitability and benefits of change, sharin…
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CPA to Real Estate Investor: Insights on Market Misconceptions, Investment Structures, and Timeless Strategies for Building Wealth with Stewart Heath
26:49
26:49
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26:49Stewart Heath, CEO of Harvard Grace Capital and a seasoned CPA, is on the podcast to reveal his interesting journey from being a CPA with a portfolio of real estate investing clients and a heavy dose of skepticism about real estate to being a passionate real estate investor himself. And he's sharing how interactions with his clients transformed his…
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Public Adjusters: The Unsung Heroes Fighting for Fair Insurance Claims with Andy Gurczak
29:37
29:37
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29:37On this episode of Real Estate Lowdown we're demystifying the often unknown, but crucial world of insurance adjusting and the indispensable role of public adjusters. Andy Gurczak is the Founder of AllCity Adjusting, a licensed public adjusting firm with a focus on making sure their clients get what they truly deserve from their insurance claims. Ov…
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Reviving Vacant Retail Spaces Through Self-Storage Syndication with Clint Harris
30:30
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30:30I'm welcoming Clint Harris, real estate investor and general partner at Nomad Capital, to the Real Estate Lowdown, who takes us through his journey from a highly demanding career in medical sales to achieving what he refers to as independence of purpose - where time, financial, and location independence merge together and you get to choose what's i…
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European Real Estate Hidden Opportunities: Private Equity and Distressed Assets with Martin Kunzmann & Lee Pollard
26:10
26:10
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26:10DDC Financial Group is one of Europe's leading intelligence platforms for the distressed debt, non-performing loans and alternatives investing industries. They will be hosting their 11th annual DDC Investor Summit in Athens, Greece, November 14-15, 2024, which serves as a pivotal gathering for alternative investors and asset managers to discuss ass…
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Navigating Mortgage Complexities: Delinquencies, Forecasts, and Financial Strategies with Marina Walsh
26:06
26:06
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26:06Join us for a compelling episode with the Marina Walsh, Vice President of Industry Analysis in MBA's Research and Economics Department, specializing in industry performance benchmarking for residential lenders and servicers. Marina shares her unique ability to make the world of finance captivating as we discuss the latest trends in mortgage delinqu…
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How to Access and Invest in Discounted Distressed Commercial Real Estate Syndications with Adam Gower
35:55
35:55
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35:55Unlock the secrets of today's commercial real estate market with Adam Gower Ph.D, founder of GowerCrowd.com and a 30+ year real estate veteran with over $1.5 billion of CRE investment and finance experience who today builds digital marketing systems for real estate professionals who want to raise equity capital online. Adam and I are talking about …
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The Wealth Elevator Way to Build Your Investment Playbook and Portfolio with Lane Kawaoka
33:15
33:15
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33:15How does one transition from a civil industrial engineer to managing a real estate portfolio worth $2.1 billion? Join our conversation with Lane Kawaoka, a real estate powerhouse from Hawaii, as he takes us through his transformative journey from buying rental properties to leading massive syndications and private placements. Lane unveils the "Weal…
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Commercial Real Estate Could Trigger the Next Economic Recession with William Erbey, Bill Moreland and Chris Whalen
58:49
58:49
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58:49Could the #commercialrealestate market be the ticking time bomb that triggers the next #economicrecession? Non-performing loans, steeply discounted commercial assets, and high deficits hiding deeper economic woes - my guest and I tackle these pressing issues head-on. From our June 12, 2024 Win-Win Webinar, I bring together three eminent voices in b…
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Revealing Purpose, Possibility and Peace in Life's Twists and Turns with Nisha John
11:52
11:52
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11:52Ever wondered how to navigate life's chaotic moments and find joy in the everyday? In this episode of the Real Estate Lowdown, we take a momentary step away from the hustle of the housing market to find balance and embrace the beauty in life's chaos, so we can be more effective personally and professionally. Join us for this crucial conversation wi…
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Disruptive Strategies to Capitalize on Real Estate During Economic Turmoil with Fred Karlton
46:30
46:30
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46:30What if the collapse of an entire financial sector could be the biggest opportunity of your life? Join us as we chat with Fred Karlton, President of Karlton Investment Group, a seasoned real estate investor who turned the chaos of the 1980s Savings and Loan crisis into a goldmine. His tales of strategic maneuvering and creative problem-solving offe…
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REAL TidBits Series: Portfolio Oversight with Bill Bymel
25:00
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25:00This episode is your compass to navigate the complexities of loan portfolios, with insights that could shield banks from the stormy consequences of oversight neglect. Listen in as I unpack the urgent necessity for banks to bolster their oversight of commercial real estate loan portfolios and unlock the secrets of robust risk management in the ever-…
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Decoding the Real Dynamics of Mortgage Banking with Industry Expert Richard Christopher Whalen
29:22
29:22
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29:22Ever wondered how the gears of mortgage banking truly operate behind the financial facade? Prepare to be enlightened as I bring you an exclusive chat with none other than Richard Christopher "Chris" Whalen, a vanguard in the financial sector whose career has been as varied as it is impressive. From his early days as a Volcker appointee to his pione…
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