Best 10th Amendment Podcasts (2025)

1
Your Own Bank - Efficiency and Independence 19:19

Play Pause

8d ago19:19

19:19

With the approaching holiday, John talks about the oxymoron of DOGE and the Big Beautiful Bill, and how you can create your own efficiency and independence via a series of bank branches with permanent whole policies. A visual version of this podcast, will display the future value of all income being run through a series of policies and the most eff…

1
Bob Moriarty - 2nd Edition - Surveillance, Sound Money and Limited Government 1:16:45

1M ago1:16:45

1:16:45

Bob shares his concerns for the takedown of America and his optimism for the result of a return to sound money (gold/silver) and a much smaller government limited to services of defending our country within our borders. https://www.321gold.com - Bob's site https://www.simplepathtomillions.com - John's site…

1
Bob Moriarty - The Art of Peace Author, Vietnam Aviator, Resource Investor 55:32

1M ago55:32

55:32

Bob is humble, honest and funny. He flew over 800 missions as a Marine pilot in the jungles of Vietnam and hates war. He knows the only way to win a war is to not enter it at all. We discuss the financial corruption of the West and what the East is at least attempting to do as an about face. www.321gold.com - Bob's website www.simplepathtomillions.…

1
Special Edition - Conversation with Jackson Pemberton - IBC, 10th Amendment, Sound Money 1:12:04

1M ago1:12:04

1:12:04

John Ward and Jackson Pemberton discuss some of the ways we can all continue cultivating the gift of our Founding Fathers in laying down the Constitution of the United States of America. www.iGovern.us - Utah Representative Ken Ivory - course to educate constituents on how to educate and build mutually beneficial relationships their State legislato…

1
The Last ABC's of IBC Podcast 11:49

7M ago11:49

11:49

To schedule a time with me, please go to www.calendly.com/20withJohnWard. Thank you for listening, Merry Christmas and the Happiest New Year to you and yours! JohnBy John Fox Ward

1
Chapter 13 - Twisted Confessions by Bryan Bloom 35:43

8M ago35:43

35:43

John Fox Ward 603.479.2511 [email protected] Calendly.com/20withJohnWard Over the next few weeks, I will release several episodes where I'll be reading, Bryan Bloom's murder mystery, Twisted Confessions. Bryan draws on his knowledge of and experience with financial planning that he interlaces into this fictional story to share his real-world me…

1
Chapter 12 - Twisted Confessions by Bryan Bloom 18:54

8M ago18:54

18:54

John Fox Ward 603.479.2511 [email protected] Calendly.com/20withJohnWard Over the next few weeks, I will release several episodes where I'll be reading, Bryan Bloom's murder mystery, Twisted Confessions. Bryan draws on his knowledge of and experience with financial planning that he interlaces into this fictional story to share his real-world me…

1
If That's So Bad, Why Are So Many Doing It 30:48

9M ago30:48

30:48

Often people that come to me looking for more insight on the Infinite Banking Concept ask me, "if this is so good, why isn't everyone doing it?" Today, Ray and I discuss the fact that a recent study shows conventional wisdom is either not working or isn't being adhered to for 80% of older households. John Ward Schedule time to discuss your financia…

1
Chapter 11 - Twisted Confessions by Bryan Bloom 31:28

9M ago31:28

31:28

John Fox Ward 603.479.2511 [email protected] Calendly.com/20withJohnWard Over the next few weeks, I will release several episodes where I'll be reading, Bryan Bloom's murder mystery, Twisted Confessions. Bryan draws on his knowledge of and experience with financial planning that he interlaces into this fictional story to share his real-world me…

1
Chapters 9-10 - Twisted Confessions by Bryan Bloom 26:09

9M ago26:09

26:09

John Fox Ward 603.479.2511 [email protected] Calendly.com/20withJohnWard Over the next few weeks, I will release several episodes where I'll be reading, Bryan Bloom's murder mystery, Twisted Confessions. Bryan draws on his knowledge of and experience with financial planning that he interlaces into this fictional story to share his real-world me…

1
Chapters 7-8 - Twisted Confessions by Bryan Bloom 41:37

9M ago41:37

41:37

John Fox Ward 603.479.2511 [email protected] Calendly.com/20withJohnWard Over the next few weeks, I will release several episodes where I'll be reading, Bryan Bloom's murder mystery, Twisted Confessions. Bryan draws on his knowledge of and experience with financial planning that he interlaces into this fictional story to share his real-world me…

1
When The Tide Goes Out - Conventional Banking vs. Infinite Banking Finance 40:42

9M ago40:42

40:42

Ray and I discuss some of the financial story a client of ours had back in the '80s and some of the story that launched the development of the Infinite Banking revolution. I would love to hear your thoughts as you listen along, so please write, call, text or schedule a time on my calendar that works for both us to have a conversation. John Fox Ward…

1
Chapters 1-3 - Twisted Confessions by Bryan Bloom 43:28

9M ago43:28

43:28

Over the next few weeks, I will release several episodes where I'll be reading, Bryan Bloom's murder mystery, Twisted Confessions. Bryan draws on his knowledge of and experience with financial planning that he interlaces into this fictional story to share his real-world message of sound financial advice. Occasionally, throughout each reading or in …

1
Chapters 4-6 - Twisted Confessions by Bryan Bloom 1:00:53

9M ago1:00:53

1:00:53

Over the next few weeks, I will release several episodes where I'll be reading, Bryan Bloom's murder mystery, Twisted Confessions. Bryan draws on his knowledge of and experience with financial planning that he interlaces into this fictional story to share his real-world message of sound financial advice. Occasionally, throughout each reading or in …

1
Simply Thinking 42:35

9M ago42:35

42:35

Want to learn how the Infinite Banking Concept delivers on your financial goals, please schedule a time for us to have a conversation: Calendly.com/20withJohnWardBy John Fox Ward

1
My e-Book Reviewed - Avoid The Money Pit - 3rd Party Review 9:39

9M ago9:39

9:39

It has been over 2 years now since I wrote my first e-book, Avoid The Money Pit - Build Your Financial House On An Unshakable Foundation. After running the contents through an artificial intelligence program, I have a renewed enthusiasm for the message I was ultimately trying to convey and share. With that said, the co-hosts did get one thing wrong…

1
Spare No Expense - Your Profit Center Bank 39:39

10M ago39:39

39:39

Raymond and John Ward discuss control, access and value versus the idea that an IBC-based policy is an expense or cost center. This was a fun one, we hope you enjoy it. John Ward - 603.479.2511 or [email protected] John Fox Ward

1
There Must Be Some Misunderstanding About Life Insurance 1:09:06

10M ago1:09:06

1:09:06

Phil Collins was correct when he sang these words so long ago. Well, he wasn't singing about life insurance, though these title lyrics certainly do. Raymond and John touch upon just a few of these misunderstandings and limited world views about the richness of whole life insurance policies. There's much more to them than just income protection love…

1
Lack Of Transparency and Awareness 1:05:23

10M ago1:05:23

1:05:23

My brother and fellow authorized Infinite Banking practitioner, Raymond Ward, and I have a conversation around the obstacles to one taking the "leap of knowledge" to start a policy with this concept in mind. Namely, the marketing rhetoric around the need for people, that have access to one or more, take advantage and fund the various Qualified Reti…

1
Confessions Of A CPA - The Capital Equivalent Value of Life Insurance 1:38:15

11M ago1:38:15

1:38:15

With so many folks focused on accumulation and the rate of return (ROR) they earn, Bryan Bloom created a new metric to determine what you need to accumulate and receive as a ROR with alternative investments (stocks, mutual funds, real estate, etc) to have the (same) capital equivalent value (CEV) you gain with a specially designed and engineered wh…

1
What's The Problem? 49:07

11M ago49:07

49:07

As it is said, if you don't have or see the problem, the solution doesn't matter. Please join my brother Raymond and I as we share the numbers behind the phrase "why does it seem I am always running low on money." The answer resides within the power of combining the saving and borrowing we do. In others words, combining uninterrupted compounding gr…

1
Living An Abundant Life with Infinite Banking 32:44

1y ago32:44

32:44

A heart felt thank you to all of our listeners over the last year. Doug will be stepping away from the show as life has gotten abundant with work and children. We have thouroughly enjoyed this opportunity to grow together as friends and talk about our favorite subject on air with a wonderful and engaging audience. Please feel free to reach out to e…

1
Friendships Are Priceless - Cherish Each and Every One 19:53

1y ago19:53

19:53

Join us as John shares a touching storing about the passing of his close friend while tying in the importance of having life insurance. Regardless of what happens in life, this story outlines why having additional protection for your loved ones is always a good thing. Connect with Doug MacKenzie: Website: Control Capital Solutions Email: dmackenzie…

1
Special Guest: Jackson Pemberton - As Quoted By Nelson In Becoming Your Own Banker 41:57

1y ago41:57

41:57

In episode 54 titled "Your Right To Choose Free Will", we discussed a passage from Becoming Your Own Banker where Nelson quotes the work of Jackson Pemberton. It just so happens John was able to track Jackson (Jack) down and bring him on our show. Jack has a storied history and it was a pleasure to discuss that as well as his foray into Infinite Ba…

1
Solve For This Need- Why Everybody Should Have Life Insurance For Their WHOLE Lives 41:13

1y ago41:13

41:13

“This book demonstrates that your need for finance, during your lifetime, is much greater than your need for (income) protection. Solve for this need through this instrument (called the Infinite Banking Concept) and you will end up with more life insurance than the companies will issue coverage on you (from the outset).” - Becoming Your Own Banker,…

1
Your Right To Choose Free Will 41:48

1y ago41:48

41:48

In his book Nelson Nash uses the analogy of a story written by Jackson Pemberton, entitled “A New Message on the Constitution.” He stresses that “you are not the slave of government.” The Constitution is your servant and the master of your government. It is not only the law by which you are governed, it is the law by which you may govern your gover…

1
The Grocery Store Explains It All …In Just 2 Pages! 30:46

1y ago30:46

30:46

Don't steal the peas! If you've read Becoming Your Own Banker, your probably familiar with this adage. In today's episode we delve into the true meaning of this and discuss the importance of "being an honest banker" "If you understand the grocery store, the rest of learning how to be your own banker is “a piece of cake!” Becoming Your Own Banker - …

1
The Dry Powder Effect 35:55

1y ago35:55

35:55

"The only thing that limits how much (money) you can get to is the same they tell you at the bank when you ask them, ‘how big of a check can you write’ —- how much have you put in?” Becoming Your Own Banker - Page 13 - R. Nelson Nash Connect with John Fox Ward: Website: Nash Cashflow - The Nash CashFlow Group Email: [email protected] Connect wi…

1
Paying Taxes Isn't A "Season" 34:02

1y ago34:02

34:02

"When taxation becomes onerous to the point where government officials sense rebellion, they always resort to the exceptions to the rule. They invented “Qualified” pension plans, 401(k)s, and IRAs. Can you believe it! The lawmakers create a problem by spending money that they do not have which results in strangling taxation —— and then they create …

1
Social Security “Dis-Trustees" - Several Trillion Reasons For Creating An Independent Retirement Fund 34:52

1+ y ago34:52

34:52

A note on social security sourced from zero hedge: "The program's payouts have exceeded revenue since 2010, but the recent past is nowhere near as grim as the future. According to the latest annual report by Social Security's trustees, the gap between promised benefits and future payroll tax revenue has reached a staggering $59.8 trillion. That gap…

1
Become A Leasing Company 36:11

1+ y ago36:11

36:11

"At this point, we turn to the matter of ownership of the policy (or policies). The company, a corporation, should not own it. He can improve the wealth building effects of the whole scenario by owning the policy, himself, and lease the equipment to the corporation, making sure that he has charged a lease payment that is the highest possible. By do…

1
Screwball Ideas and Half-Truths 28:59

1+ y ago28:59

28:59

It is said that a lie becomes the truth, if it is repeated enough with one another. Without investigation, the truth is often hidden in plain sight. “In the late 1500s,the Conquistadors of Spain were down in South America (in what is now Peru) looking for gold. They didn’t find much gold but they did find a plant that they took back to Europe. It w…

1
Did You Know You Are The Lender? 41:14

1+ y ago41:14

41:14

If you understand what's really happening, you'll know what to do. - Another Nelson adage that hits home. Join Doug & John as they discuss the precarious nature of the current banking system, why it'll never work for YOU, and why they recommend creating a tax advantaged banking system in your control using whole life insurance. “But, upon reading t…

1
Getting Better No Matter What 29:49

1+ y ago29:49

29:49

“Not too many people are familiar with the concept of getting better no matter what, so let’s look at the airplane world for help. Imagine that we are going to make a very long flight on a Boeing 747, so we load it with all the fuel that it will hold. This makes it capable of flying about 10,000 miles. By the time we fly 8,000 miles, the plane will…

1
Why Didn't You Sell Me More?! 30:00

1+ y ago30:00

30:00

When Nelson Nash ran into his “imperfect storm”, he always wished he’d put more coverage on himself as he would have had more cash value to access in that time of financial struggle. In perfect Nelson style he uses a comical story about his brother- which Doug and John expand upon in this week's episode. Connect with Doug MacKenzie: Website: Contro…

1
What Is Your Cost of Acquiring Financing? 39:54

1+ y ago39:54

39:54

"If you were in command of the banking function, you do not have to go through all this (bloodletting). The Infinite Banking Concept does exactly that! You can make timely decisions. There is no cost of acquisition. You are in competition with others you must go through the (bloodletting) that has been outlined. Guess who wins?” -R. Nelson Nash, Be…

1
Take #2 - What Is The Infinite Banking Concept - Revisited 48:38

1+ y ago48:38

48:38

After over 40 episodes we figured it was time to return to our roots and spend some time talking about exactly what the Infinite Banking Concept is at its core! “now you are finally in business as a bank. You must make your bank known by lots of advertising and inducing people to make profit deposits to your bank. Why do you think they would deposi…

1
To Dump Or Not To Dump - Is There Any Magic To A First Year Premium Dump? 30:32

1+ y ago30:32

30:32

As with many things in life, there are no hard and fast rules. We have options. We can design a road forward in many meandering ways. If we can see the consequences ahead of time we may choose to avoid certain paths in designing the policy that is right for you. On this episode we discuss the consequences of dumping in a lump sum of cash in the fir…

1
What Is This "PUA" All About? 30:35

1+ y ago30:35

30:35

The Paid Up Additional Insurance rider, or PUA, as it's generally referred to is a critical component of policy design that allows whole life users to begin implementing the infinite banking concept immediately. We've discussed this wonderful rider many times in previous episodes, but are still getting a lot of questions from our clients on this, s…

1
The Uncommon 46:17

1+ y ago46:17

46:17

For our 40th episode, we're going to challenge our listeners to RE-THINK their thinking. Enough said! “So what kind of financial strategies should you be using in your financial world? Should you be doing the same common things that everyone else is doing? Or should you maybe be doing things differently? The good news is that some of what I ‘know t…

1
Let's Talk About Rates Of Return 30:22

1+ y ago30:22

30:22

It's incredibly difficult to assess a financial instrument without first looking at "what's the rate of return". We've been trained to do this our entire lives. Nelson really pushed the idea that the Infinite Banking Concept is not about rates of return. It is NOT an investment. It is a tax advantaged savings account with a truly unsecured line of …

1
How Long Is Long Term? 35:04

1+ y ago35:04

35:04

Anyone who has read the book "Becoming Your Own Banker" is familar with the adage "think long term". Whether stated explicitly or insinuated implicitly, this concept pervades the book and is one of the building blocks of succesfully implementing and adhering to a lifelong practice of infinite banking. The problem that we see (and that we ourselves …

1
Buying Annuities Vs. Annuitizing Your Whole Life Policy 23:08

1+ y ago23:08

23:08

We received a question from a listener that we felt was worth deliving into- "Why dont you talk more about annuities?". It's not that theres anything wrong with annuities, but we feel that a properly designed whole life policy can essentially accomplish everything an annuity can while also providing a whole host of other benefits. That being said, …

1
Seeding Your Future 21:21

1+ y ago21:21

21:21

Join John & Doug as they delve further into a topic discussed earlier in the year- convertible term insurance. When whole life premiums aren't a good fit for your current situation, but may be in the future, a convertible term policy is the solution. Lock in your insurabilty and know that you have the contractual right to convert to a quality whole…

1
How To Select An Agent 26:12

1+ y ago26:12

26:12

The Infinite Banking Concept is a lifelong process, so the insurance agent you choose for your next policy will be your agent for as long as you or they are alive. It's a decision that shouldn't be made lightly. That agent is there not only to design and implement your policy, but also to walk that journey with you over the years- to answer questio…

1
Capitalize, Capitalize, Capitalize! 25:52

1+ y ago25:52

25:52

Often times newcomers to The Infinite Banking Concept look at the ability to pay into the policy for decades as burdensome. If they are perceiving it that way, it is crucial that they step back and reconsider why they even want to do the Infinite Banking Concept in the first place. If you do not embrace the ability to pay premiums as a highly desir…

1
The Gift Of A Lifetime 44:35

1+ y ago44:35

44:35

Due to several listener requests, we further breakdown the conditions and logistics of juvenile policies. Whether you are a parent or a grandparent, this gift may be the most significant one most children will ever receive. It may not look like it to them now, though their gratitude and appreciation for it will grow as it grows. "If you owned a ban…

1
Two Passive Incomes- One Policy 18:49

1+ y ago18:49

18:49

The traditional financial model espouses saving/investing for many years, and then depleting that nest egg for the last few decades of ones life. It's hardly a system of generational growing wealth, and often fails to last long enough for the first generation. Join Doug & John as they discuss how even one policy can be used across multiple generati…

1
Securing Your Family's Financial Future With Child Policies 25:52

1+ y ago25:52

25:52

Compound interest can work for anybody at any age, but the longer the time horizon, the better. There is no better time to get an insurance policy than when someone enters this world. Premium payments required to acheive a large death benefit are low, passive income is assured, insurability is locked in, most underwriting requirements are avoided, …

1
The Beauty Of Unstructured Loans 19:40

1+ y ago19:40

19:40

Applications, justification, income verification, qualification, etc.... These are some of the many steps we have accepted we must take when getting a loan from someone else. It's a laborious process that's not within our control. What if there was a better way to access capital? Come join Doug and John to find out how! “What is an unstructured loa…