Best Flight To Financial Freedom Podcasts (2025)

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12.15.25 Protect Your Retirement Accounts / Electronic Medical Records 30:10

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14h ago30:10

30:10

In this episode - Brokerage accounts lack legal protection. Clark explains how criminals have figured out how to target brokerage and retirement accounts, and 2 steps you can take to protect your invested life’s savings. Plus - More doctor’s offices are moving to digital paperwork, but patient uptake is surprisingly low. Know the advantages of havi…

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146. 2025 in Points and Miles In Review: The Biggest Wins, Disappointments & Shifts - Part 1 1:02:25

1h ago1:02:25

1:02:25

In this episode, we bid farewell to 2025 with a year-in-review analysis of the biggest news, changes, and trends in rewards, credit cards, and award travel over the last 12 months. This episode is part one of a two-part year-in-review series, and I'm joined by Kelly, the Points and Miles Doc, to break down the biggest changes, surprises, and shakeu…

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After 200 Episodes, We Think... #208 50:14

15h ago50:14

50:14

What have learned as we've recorded over 200 episodes now? What have we changed our minds about? We reflect back on our years of podcasting, recording over 200 episodes with hundreds of positive reviews, hundreds of thousands of downloads, and hopefully countless military families helped. Spencer and Jamie offer one-on-one Military Money Mentor ses…

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Ask HTM – Double Dipping Expense Ratios, Wealth Building with High Deductibles, and when 50 Year Mortgages Make Sense #1075 49:40

16h ago49:40

49:40

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

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5 Genius-Level AI Hacks Anyone Can Use 32:34

1d ago32:34

32:34

Want to look like the smartest person in the room even when you're totally out of your depth? Joe Downs and Peter Swain deliver job-specific AI hacks that will blow your mind and elevate your hustle. Whether you're a real estate agent, consultant, marketer, parent, or just someone who’s tired of pretending to know what "RevPAR" means, this episode …

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Tame Your Retirement Jungle: Roth Rumbles, Fee Hunts, and the ‘Spend & Leave’ Secret! 47:11

3d ago47:11

47:11

Coach Pete charges through the big stuff—how to max a 401(k), when to pick Roth vs. Traditional, and smart ways to build a nest egg even if you don’t have a 401(k). He and his crew show you how to size your risk, sniff out hidden “financial termites,” and pull it all together with a real, comprehensive plan. Bonus: they unveil the “Spend & Leave” s…

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12.12.25 Clark Answers His Critics on Clark Stinks / Retirement Planning 2026 30:51

4d ago30:51

30:51

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in today’s episode: Take it to the limit - the new retirement account limits. Clark has updates and advice to enhance your retirement saving strategy. Clark Stinks: Segments 1 & 2 Retirement Planning 2026: Segment 3 Ask Clark: Segmen…

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Friday Flight - Political $ Planning, Free Electricity, & Cash is Cringe (plus Instacart Iniquity, Advent Calendars, more...) #1074 35:49

4d ago35:49

35:49

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and…

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Episode 4: Fight-or-Flight to Calm: Nervous System Regulation You Can Do in Minutes 40:13

5d ago40:13

40:13

In this episode, Vanessa dives into simple, real-life tools that help you regulate your nervous system and keep your cool when life gets intense. We explore the three main autonomic states—sympathetic (aka fight-or-flight mode), dorsal vagal (the shutdown, “I want to hide in my blanket fort” state), and ventral vagal (your safe, steady, connected z…

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12.10.25 Mortgage Refinance Guidelines / Switching Banks - Easier Than You Think 33:35

6d ago33:35

33:35

Is now the time to refinance your mortgage? Only if you meet certain criteria. Clark breaks it down. Also - Are you with what Clark calls a Giant Monster Mega Bank? If so, you may be paying fees you don’t have to! Clark’s overview of the banking industry makes it clear, the regional, super regional and giant banks are not your wallet’s friend. Hear…

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Jade Warshaw on Escaping the Debt Trap and Rewriting Your Story #1073 49:40

6d ago49:40

49:40

In Greek mythology, Atlas holds the heavens on his shoulders as a punishment from Zeus. And every time you see an image of Atlas, remember the hundreds of millions of Americans who are perpetually burdened by debt. To many of those consumers, the weight of credit cards, personal loans, and car loans feels like an eternal struggle… the new normal wi…

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#137 - Revocable Vs. Irrevocable Trusts: What Pilots Must Know with Adam Kintigh 56:01

6d ago56:01

56:01

Clarity and control for the wealth you’re building. Tait Duryea and Ryan Gibson sit down with asset protection expert Adam Kintigh for his third appearance to break down one of the most misunderstood pieces of a pilot’s financial plan: the revocable living trust. Discover how to structure your trust, avoid probate disasters, protect your heirs from…

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12.09.25 Ask An Advisor With Wes Moss 33:54

7d ago33:54

33:54

Costly IRA Conversion Warning & the Hidden Billions Americans Are Leaving Behind In this episode, fiduciary financial advisor Wes Moss tackles a piece of financial advice that he calls "lunacy" and "insanity" – a recent Op-Ed arguing that retirees should convert their entire Traditional IRA to a Roth IRA in a single year. Wes explains why this acad…

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12.08.25 Empowerment: Fitness Trackers / Home Equity: When A HELOC Makes Sense 31:30

8d ago31:30

31:30

Clark makes no secret of his obsession with fitness trackers. Nerd Alert: He wears three. But there’s new data that proves he’s just being, well - Clark Smart. We’re moving into an era where more devices can be monitored by healthcare providers, to potentially save lives - A true case of knowledge is power. Also, homeowners with a lot of equity can…

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Roth IRA for Military 2026 | IRA Update for Military Families #207 18:01

8d ago18:01

18:01

$7,500 is the new maximum amount you can contribute for your IRA in 2027. We recommend generally that you and your spouse (if applicable) both do Roth IRAs, after 5% to the the TSP for the match. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confident…

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Ask HTM – Newlywed Downpayment Debate, Good Car Loans, and Failing to Max Retirement Account #1072 50:26

8d ago50:26

50:26

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

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145. Behind the Scenes at World of Hyatt: Loyalty, Care & the Future of Travel with Laurie Blair 49:14

8d ago49:14

49:14

Have you ever wondered what exactly goes on behind the scenes in loyalty programs—and what drives executive decisions about what to offer, add, or take away from their members' experience? In this episode, I get to do exactly that. I'm joined by Laurie Blair, Hyatt's Senior Vice President of Global Marketing and Loyalty, for a rare behind-the-scene…

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5 AI Business Hacks That Save Time and Make Money 33:30

9d ago33:30

33:30

AI just helped Peter Swain close a $50,000 deal, what’s it doing for your business? Joe Downs and Peter drop the training wheels and dive into five high-impact AI hacks that every entrepreneur needs to know. After dabbling in personal uses last week, this week it’s all about real-world, bottom-line-boosting strategies, from transcribing meetings in…

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Coach Pete Spills the Secret Sauce (…And It’s Not What You Think) 46:30

10d ago46:30

46:30

Coach Pete turns retirement from a roller coaster into a smooth cruise—build your paycheck first, take risk second, and let the Rule of 100 keep you sane. He hunts down “financial termites” with a forensic fee check, then layers in real-world hacks—from smart mortgage moves to avoiding gold’s bid/ask gotchas—so more of your money stays yours. The p…

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12.05.25 Clark Answers His Critics on Clark Stinks / Recommended: Digital IDs 28:15

11d ago28:15

28:15

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in today’s episode - so many people have not taken advantage of an easy way to store identification. Why Clark thinks you should do it TODAY. Clark Stinks: Segments 1 & 2 Digital Identification: Segment 3 Ask Clark: Segment 4 Mention…

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Friday Flight - AI Toys, Homeowners Held Hostage, & Impoverished Americans 37:30

11d ago37:30

37:30

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

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Ep 3: Preparing for ET Contact: Joy, Telepathy & Your Nervous System 43:05

12d ago43:05

43:05

In this episode, Vanessa opens the doorway to multidimensionality and walks you through what it really means to prepare for potential ET (Extraterrestrial) contact. Rather than debating whether non-human intelligences exist, this conversation focuses on the practical inner work that allows you to become an open, coherent receiver. Vanessa explores …

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12.03.25 Choose Lifelong Learning / Supporting Adult Children 29:19

13d ago29:19

29:19

What’s awesome? The trend of lifelong learning. And in this age of emerging AI disruption and uncertainty, it seems to be catching on. Later - Not awesome: Paying expenses for your adult children when it impacts your own financial well-being over time. How prevalent is this practice? Clark shares some surprising statistics. Life Is For Learning: Se…

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Gen Z vs. The Old Money Rules w/ Lillian Zhang #1070 53:49

13d ago53:49

53:49

Let’s talk about money and “the youths” today! While a lot of personal finance advice is evergreen and helpful to folks of all ages, it’s also important to reach people where they are and in the way they like to consume information. As middle-aged dads, we hope to stay relevant, but we don’t have the same street cred as our guest today. We’re joine…

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#136 - What HGTV Won’t Tell You About Flipping Houses with Leka Devatha 41:30

13d ago41:30

41:30

Are you using the exit strategies that actually work in this market? Hosts Tait Duryea and Ryan Gibson talk with seasoned investor and author Leka Devatha to pull back the curtain on what’s real and what’s not in flipping, reality TV, and today’s housing market. Get ready to uncover the truth behind her Amazon Prime episode, learn the creative stra…

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12.02.25 Ask An Advisor With Wes Moss 39:10

14d ago39:10

39:10

50-Year Mortgage: Game Changer or Gimmick? & the Key to Winning a 401(k) Wes Moss dives into the new 50-year mortgage, which he calls a gimmick but sees one potential benefit. Since ownership is key to financial security and the median home-buying age is rising, the concept of starting the equity journey sooner is good. However, Wes and Christa tal…

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12.01.25 Homeowners- Are You Underinsured? / Designer Goods For Less 28:12

15d ago28:12

28:12

We hope you had a great Thanksgiving holiday and spent time with loved ones. Something many of us are not loving - the cost of homeowner’s insurance. But there is something many of us are overlooking - whether we have ENOUGH homeowner’s insurance. Also - is there someone on your holiday list who has a thing for luxury brands? You don’t have to pay …

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Military Travel Perks with Chelsey from Camouflage Perks #206 30:45

15d ago30:45

30:45

What if you could fly your family to Europe in first class, stay at luxury resorts for $400 a week, and spend less on vacation than you do at home? Chelsey from Camouflage Perks shares how military families are using fee-waived credit cards and exclusive military discounts to travel the world. Today's guest is Chelsey from Camouflage Perks - Milita…

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Ask HTM – Mortgage Payoff Loophole, DAFs to Maximize Tax Deductions, and Legally Evading a Medical Bill #1069 51:56

15d ago51:56

51:56

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

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144. Inside Rove: The Loyalty Program Reshaping Points & Miles 49:45

15d ago49:45

49:45

There's a new player in the rewards space, and it's changing what's possible for earning points even if you never open another credit card. In this episode, I'm joined by Carissa Rawson, Director of Travel and Marketing for Rove, a fast-growing loyalty platform that combines a travel booking portal with an online shopping portal so you can earn tra…

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11.28.25 BEST OF: About Clark Howard + A Special Birthday Edition of Clark Stinks 36:23

18d ago36:23

36:23

Happy Thanksgiving Weekend! Please enjoy this Special Best Of Birthday episode from last June. Clark returns December 1st with new ways to Save More, Spend Less and Avoid Getting Ripped Off! About Clark Howard + A Special Birthday Edition of Clark Stinks Today we celebrate Clark Howard’s birthday and the many accomplishments he’s inspired - startin…

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Friday Flight: Leftover Turkey Edition! #1068 50:33

18d ago50:33

50:33

We’re taking a moment to slow down and reflect on what HTM listeners are truly grateful for during this busy holiday season. And yes… doing this on Black Friday is intentional. Instead of swapping stories about the hottest deals, we’re choosing to hit pause on consumption and appreciate what we already have. We also want to connect the dots between…

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Ep 2: 3 Things Powerful Women Need To Stop Doing in Their Business & Relationship 18:51

19d ago18:51

18:51

Ready to step into a more supported, magnetic, and emotionally clean version of your feminine leadership? In this episode, Vanessa breaks down the three patterns powerful women must stop doing if they want deeper intimacy, clearer communication, and more sustainable success in business. You’ll learn how to release the habits that drain your energy,…

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5 Personal Hacks to Use AI for Your Life 42:10

19d ago42:10

42:10

Ever thought of AI as your life coach, travel agent, therapist, and personal board of advisors, all in one? Joe Downs and Peter Swain flip the script on how entrepreneurs should start using AI, not for their business, but for their personal lives. From vacation planning and weight loss breakthroughs to resolving family drama and building a virtual …

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#135 - The Truth About Oil and Gas Investing with Tim Pawul 52:50

19d ago52:50

52:50

Are you unknowingly passing up five-figure tax savings available right now? Tait Duryea and Ryan Gibson sit down with oil and gas expert Tim Pawul to reveal why minerals, royalties, and non-operated working interests have become one of the most powerful tools for cash flow and tax strategy. Get ready to understand the real reason hydrocarbons aren’…

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11.26.25 Booking Future Travel / New Vehicle Sticker Shock! 29:14

20d ago29:14

29:14

Clark shares a warning about booking any future travel, whether it’s a cruise, rental house, tour or flight - and has two specific guidelines to help protect your money. Also - Vehicles have become increasingly expensive. The average cost for a new automobile has reached an all time high. Know the Clark smart strategies for car buyers. Travel Booki…

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The World Is Getting Better w/ Marian Tupy #1067 53:24

20d ago53:24

53:24

Though it seems like the world is in shambles, humanity has progressed quite impressively when you look at virtually any length of history. Our modern society has produced a slew of nice things that would have been hard to fathom 50 years ago, much less 250 years ago- smartphones, duct tape, GPS. They’ve all, to greater or lesser degrees, made our …

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5 Ways to Prepare for Christmas Spending Now | Holiday Season Budgeting for Military Families #205 9:06

22d ago9:06

9:06

Don't want to feel stressed about money this holiday season? Here are 5 ways to prepare your family's mindset and spending for the season of giving! Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/ment…

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11.24.25 Spotlight: Warehouse Clubs / Scam Prevention Team Work 28:46

22d ago28:46

28:46

We’re starting out this holiday week talking about one of Clark’s great loves - warehouse clubs. Clark discusses how the warehouse club business model works to offer consumers lower prices & how the big three are dominating sales. Also - With AI perfecting voice cloning and all types of scams in general, there’s now a necessary step for every famil…

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Ask HTM - Filing a Claim for a New Roof, Rebalancing Away from Tech/AI, & Taking Advantage of a Health Reimbursement Arrangement #1066 52:42

22d ago52:42

52:42

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

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143. Your Holiday Points Prep Checklist: 5 Steps to Maximize Seasonal Spending 11:58

21d ago11:58

11:58

This week marks the biggest points-earning opportunity of the entire year—especially if you're planning to shop online. While everyone else is focused on Thanksgiving prep, points and miles travelers know this is the week to turn everyday purchases into tens of thousands (or more) of bonus points. In this short and focused episode, I'm sharing my 5…

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Panic-Proof Your Paycheck: The Retirement Armor Playbook 44:16

24d ago44:16

44:16

Coach Pete and the crew turn market chaos into a simple plan—why guaranteed income is your shock absorber, how to outsmart volatility, and what to do when life throws curveballs. They tackle the emotions behind money, the real risk of living longer than your savings, and the surge in Social Security scams—with easy checks to keep you safe. Walk awa…

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11.21.25 Clark Answers His Critics on Clark Stinks / Auto Theft: Is Your Car A Target? 28:21

25d ago28:21

28:21

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, auto thefts are down, but some vehicles are bigger targets for theft than others - and they’re probably not the models you’d expect. Do you have a car that is more likely to be stolen? Clark Stinks: Segments 1 & 2 Prevent Auto…

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Friday Flight - Soft Switching, Tariff Turnaround, & Ozempic Face #1065 39:51

25d ago39:51

39:51

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

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Ep 1: 5 Energetic Codes Every Wealthy Woman Entrepreneur Needs 28:23

26d ago28:23

28:23

Ready to step into your wealthy woman era? In this episode, we break down the 5 core energetics every female entrepreneur needs to grow her wealth, expand her impact, and lead with confidence. You’ll learn how to embody the energetics that support feminine leadership, aligned decision-making, and sustainable success; without hustling harder or sacr…

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11.19.25 Save More On Thanksgiving / The Clark Smart Way To Shop Online 29:50

27d ago29:50

29:50

Thanksgiving is upon us and the expense can get crazy. Clark shares ways to spend less on the family feast. Later - you may be charged more when purchasing online because of the WAY you shop, among other factors. How do you know you’re getting the best price? Clark explains “surveillance pricing” and money saving tricks of the trade. Plus, at the v…

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Don’t Let Taxes Terrify You w/ Hannah Cole #1064 56:49

27d ago56:49

56:49

“Taxes for creatives” could have also been the title of this episode, giving the more entrepreneurially minded the boost they need to officially launch a little business they’ve been considering. But for most folks the topic of taxes isn’t comforting, it’s straight up terrifying… even though it shouldn’t be. Today’s guest, Hannah Cole, is on a miss…

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#134 - Fatigue, Flight Deck Safety, and the Science of Sleep with Dr. Adam Shapiro 49:53

27d ago49:53

49:53

Sleep becomes exciting, especially when it’s with Dr. Adam Shapiro. Tait Duryea and Ryan Gibson sit down with this board-certified sleep specialist and ATP pilot to uncover what every aviator needs to know to protect their health and their medical. Get ready for practical guidance on staying sharp, staying healthy, and staying in the cockpit longer…

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11.18.25 Ask An Advisor With Wes Moss 38:40

28d ago38:40

38:40

The Ultimate Inheritance for Your Kids and Will AI Actually Create More Jobs? In this episode, Wes Moss shares the real-life story of a couple who is wrestling with the common parental dilemma of whether to pay off their son's significant student debt. While the urge to help is strong, Wes breaks down the financial reality, explaining why protectin…

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Ask HTM - Vital Home Reno or Moving Factors, Dropping Credit Without Dinging Your Score, & Student Loan Forgiveness or Payoff #1063 48:40

29d ago48:40

48:40

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …