Financial worlds collide when real estate and finance expert Jason Whitton catches up with banking, equity and financial markets expert Andy Fenton. Coming together for a glass of vino, Wealth, Wine and Wisdom - more wine than anything else - is a relaxed retrospective look back at what’s been happening this week in the world of wealth, and what might happen next week and beyond. Andy Fenton is Managing Director at Fenton Financial. Jason Whitton is co-founder of Positive Real Estate.
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Jason Whitton Podcasts
Looking for a daily update on creating the wealth of your dreams? Do you want property investment explained in a simple language? Do you want to learn it whilst sipping on your coffee? Then you’re in the right place! Join me for a daily coffee and chat about all things wealth. With a strong focus on real estate wealth, you’ll cut through the confusion and overwhelm that stops most people in their investment tracks. For the live edition of the episode, where I can answer your questions live, ...
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Welcome to The Wealth Faculty, where you and I go on an adventure, a journey in discovering what is the true meaning of wealth. The Wealth Faculty has two intentions. Firstly, we focus on the faculty that you bring to life - your physical, mental and emotional faculties. Secondly, the idea of creating wealth for yourself into the future requires a team - a faculty of advisors. One thing I can tell you, this thing called wealth is a marathon, not a sprint. The people you rely on to help you w ...
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CURRENT FEATURE: HORROR ETERNAL PRESENTS - Terrifying tales that will haunt you forever... MINDRAKER: BACKGROUND ANGER is an eight-episode sci-fi mystery podcast – a surreal tale of love and betrayal, wrapped in an existential meditation on man’s relationship with the forces at war within himself. Mankind is under attack. Alien beings have invaded the collective unconscious, influencing unsuspecting victims to act on their darkest instincts. Maru, a seemingly average man, is burdened by his ...
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What Really Happens When You Work With a Financial Advisor: Inside the Full Process
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23:50In today’s Wealth Coffee Chats Financial Planning Edition, Alex breaks down one of the most common questions investors ask: “What actually happens when you engage a financial advisor?” For many people, meeting an advisor for the first time can feel overwhelming or unfamiliar. This episode provides a transparent, step-by-step walkthrough of the enti…
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5 Must-Know Tips to Protect Your Investment Property: Landlord Insurance Explained
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14:16In this Property Management Edition of Wealth Coffee Chats, Kash dives into one of the most overlooked—but absolutely essential—parts of being a successful property investor: landlord insurance. Too many investors take the wrong policy, rely on whatever the bank offers, or—worse—skip landlord insurance altogether. Kash shares real examples from the…
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HORROR ETERNAL PRESENTS: WE ARE NOT DEAD CH.5
14:25
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14:25THE HORROR ETERNAL PRESENTS: WE ARE NOT DEAD - CH.5 -- A down on his luck screenwriter begins receiving messages claiming to be from the future, warning of terrifying events to come. The inescapable presence of the Watchers inspires strange behavior in the increasingly anxious population. From SPIRAL OPUS AUDIO and MONSTER FORGE RADIO ©2025 Roy Bur…
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Can You Claim Tax on Vacant Land in 2026?
14:03
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14:03Confused about what property expenses are tax deductible before your investment home is built? This episode clears up the rules around interest, council rates, and holding costs for house and land packages—especially what changed after the 2019 ATO ruling. Learn the key tax distinctions between land and construction loans, and how to avoid common d…
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Monopoly Lessons Every Property Investor Should Know
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16:53What can the world’s most famous board game teach you about real-world property investing? In this episode, we unpack powerful wealth lessons hidden inside Monopoly and how they apply to building a successful portfolio. From buying strategically to staying in the game, reinvesting for growth, and managing emotions, this breakdown turns a classic fa…
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S2E16: ATO's War on Family Trusts & The $1 Trillion Tax Grab | The AI Real Estate Investment for 2026
1:37:40
1:37:40
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1:37:40In the final Wealth, Wine & Wisdom episode of 2025, Andy and Jason debrief the year's most outrageous financial events, starting with the ATO's latest move to aggressively redefine income splitting for family trusts and the bombshell news that Australian governments have collected a record trillion dollars in taxes. They dive into the property mark…
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DTI Lending Limits & Trust Changes: What Investors Need to Know
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10:10Are 2026 lending changes really going to derail your property investing strategy? In this episode of Wealth Coffee Chats, we unpack the truth behind the new Debt-to-Income (DTI) caps and recent trust lending policy shifts. Discover what these changes actually mean for borrowing power, property finance, and investor lending. Don’t let clickbait head…
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Inflation Surges to 3.8%: Will Interest Rates Rise Again in 2026?
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15:56Inflation is heating up again—and investors need to pay attention. In this episode of Wealth Coffee Chats, Alex Nakonechnyy breaks down the latest 3.8% inflation jump and what it could mean for interest rates, mortgages, superannuation, and property markets heading into 2026.By Jason Whitton
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Rental Affordability Crisis 2025: Signal or Just More Noise for Investors?
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15:19Is tightening rental affordability just media noise—or a genuine warning sign for investors and landlords? Cass Sjostedt dives into real market data, rent-to-income ratios, and PropTrack insights to uncover whether we’re heading toward greater investor opportunity or rental market pressure. In this episode of Wealth Coffee Chats, Cass shares: • Ren…
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HORROR ETERNAL PRESENTS: WE ARE NOT DEAD CH.4
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14:37THE HORROR ETERNAL PRESENTS: WE ARE NOT DEAD - CH.4 -- A down on his luck screenwriter begins receiving messages claiming to be from the future, warning of terrifying events to come. Humanity struggles to go about their everyday lives despite the inescapable presence of the strange alien Watchers. From SPIRAL OPUS AUDIO and MONSTER FORGE RADIO ©202…
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Div 296 Super Tax: What It Means for Your Retirement (Updated Overview)
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6:55The controversial Div 296 Super Tax is changing — but not going away. In this Tax Tuesday update, Anthony Wolfenden from Positive Tax explains what’s now on the table, how it impacts balances over $3 million, and why the government’s approach could affect every superannuation fund holder, not just the wealthy. Learn what’s changed, what’s still a c…
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Why Property Investors Struggle to Act (Even When the Numbers Make Sense)
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14:44In this powerful mindset-focused episode, Emily Miller explores the psychology behind why so many property investors delay decisions, hesitate in growth markets, or hold on to poor-performing assets. Drawing from Nobel Prize-winning Prospect Theory by Kahneman and Tversky, Emily breaks down the 4 key psychological behaviours that influence how we p…
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S2E15: $12 Trillion Real Estate & The Government's 'Four Menaces' | Wine and Wisdom
1:18:19
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1:18:19Fenton and Whitten are together in person for a special edition of Wine and Wisdom, debriefing the week and navigating the political uncertainty and clickbait journalism surrounding wealth creation. They dive deep into the booming Australian residential real estate market, tearing down the "mortgage stress" narrative and debating the potential for …
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Need Finance Before Christmas? Here’s What You Must Do by End of November
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10:16In this Finance Friday Wealth Coffee Chat, mortgage broker Cang shares urgent insights for anyone needing finance before the Christmas break. With lender turnaround times slowing and office closures looming, now is the time to act. Cang outlines exactly what documents you need, key application deadlines, and a powerful refinance strategy that could…
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Markets Dip & SMSFs Surge: What Investors Need to Know in 2025
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19:38In today’s Wealth Coffee Chats, Senior Financial Adviser Alex Nakonechnyy breaks down what’s driving recent volatility across the ASX, US stocks, crypto, and gold. Plus, he dives into ASIC’s new findings on the growth of Self-Managed Super Funds (SMSFs), which now hold 25% of Australia’s total super assets. Thinking of using your super to invest in…
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Landlords: How to Avoid Stress in the First 100 Days
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15:25The first 100 days after settling an investment property can make or break your experience as a landlord. In this episode of Wealth Coffee Chats, Cass Sjostedt shares the essential planning, budgeting, and setup strategies that help investors avoid costly mistakes, reduce vacancy, and maintain cash flow. From buffers and inspections to insurance an…
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HORROR ETERNAL PRESENTS: The BLACKCAST - Part 2
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23:16THE HORROR ETERNAL PRESENTS: The BLACKCAST - PART 2 -- Continuing the first of our stand alone nightmares - a feverish, dare we say "Lynchian", descent into the horrors lurking in the subconscious mind. Dale Contese finds himself suddenly besieged by unwanted solicitations for a strange podcast called THE BLACKCAST. As he begins to listen, unwanted…
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Payday Super: What Aussie Business Owners Must Do Now
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11:52Big changes are coming for Australian employers. In this episode of Wealth Coffee Chats, we break down the new Payday Super legislation, which takes effect from 1 July 2026. Daniel explains how this law impacts payroll timing, super contributions, cash flow, and compliance — and what business owners must do now to avoid costly penalties. If you're …
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Capital Growth vs Positive Cash Flow: Which Builds More Wealth?
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11:32Should you buy a positively geared property or chase capital growth? In this episode, we break down the real numbers behind two investment strategies — one focused on cash flow, the other on long-term growth. Using side-by-side examples, Bob reveals how small weekly sacrifices in negative cash flow can potentially add millions to your portfolio ove…
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S2E14: The $307 Billion Offset Scandal & Gov't's Duplex Cash Grab | Wealth Wine & Wisdom with Sammy Saggers
1:19:26
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1:19:26Andy Fenton is joined by property expert Sammy Saggers (The Australian Property Game) to dissect the biggest issues in finance and real estate this week. They tackle the media's "affordability" clickbait, debating whether Australia's youth can truly afford property, and expose the massive, unintended consequence of government-backed first-home buye…
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Master Limit Strategy: Unlock Equity & Reduce Refinancing
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7:47Want to access equity faster and avoid constant refinancing? In this episode of Wealth Coffee Chats, we break down the Master Limit structure — a powerful loan facility that helps investors separate loan purposes, streamline debt recycling, and boost tax efficiency. Learn how this flexible structure can fast-track your property purchases, reduce pa…
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The Budgeting Habit That Builds Wealth Faster
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11:03In this episode of Wealth Coffee Chats, we dive into one of the most underrated wealth-building habits: consistent budgeting. Discover why "paying yourself first" is the key to long-term financial success and how small, regular investments can accelerate your journey toward your goals. Whether you're starting with $50 a week or more, this simple mi…
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The Costly Rent Mistake Landlords Keep Making
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17:32Are you unknowingly losing thousands by being too passive with your rent reviews? In this episode, we break down a real-life landlord scenario where years of undercharging rent led to major missed income — and potential tenant fallout. Cass explores how small annual increases can protect your cash flow, why consistency matters, and how to avoid the…
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HORROR ETERNAL PRESENTS: The BLACKCAST - Part 1
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20:52THE HORROR ETERNAL PRESENTS: The BLACKCAST - PART 1 -- This week presents the first of our stand alone nightmares - a feverish, dare we say "Lynchian", descent into the horrors lurking in the subconscious mind. Dale Contese finds himself suddenly besieged by unwanted solicitations for a strange podcast called THE BLACKCAST. As he begins to listen, …
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Did you know your last residence before moving into aged care could help you avoid Capital Gains Tax? In this episode, we explore a little-known exemption that can significantly impact estate planning and wealth transfer. Learn how the six-year rule works, what happens if you pass away in a former investment property, and how strategic property use…
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2 Clients, 2 Outcomes: The Cost of Inaction in Property
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10:57What’s the real cost of not setting goals or following a property strategy? In today’s Wealth Coffee Chat, we compare two real-life client journeys—one who followed the plan, and one who didn’t. With identical starting points, the difference in outcomes is millions of dollars in wealth. Learn why coaching, consistency, and a long-term investment mi…
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5 Must-Know Auction Tips for Property Investors in 2025
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8:21With auction activity on the rise and clearance rates hitting 72%, are you truly ready to buy under the hammer? In this Finance Friday edition of Wealth Coffee Chats, we dive into the five critical steps every investor must take before bidding at auction. From finance pre-approvals to contract reviews and pest inspections, Jason lays out the must-d…
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RBA Rate Hold & Inflation Outlook: What Investors Must Know
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17:43In this update, we unpack the RBA's latest decision to hold interest rates and explore what it means for investors moving forward. With inflation creeping up and unemployment rising, Alex breaks down the Reserve Bank’s statement, key economic indicators, and how they impact property and wealth strategies. Learn why understanding policy shifts, migr…
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HORROR ETERNAL PRESENTS: WE ARE NOT DEAD CH.3
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14:57THE HORROR ETERNAL PRESENTS: WE ARE NOT DEAD - CH.3 -- A down on his luck screenwriter begins receiving messages claiming to be from the future, warning of terrifying events to come. Theories about the true source and meaning of the terrifying alien watchers abound as society begins to buckle under the weight of their presence. From SPIRAL OPUS AUD…
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Which City Is Undervalued? Deep Dive Into Australian Property Market Stats
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18:17In this data-driven episode of Wealth Coffee Chats, we explore the latest ABS statistics and compare house and unit prices across Australia’s capital cities. Learn how cities like Brisbane, Melbourne, and Darwin are tracking against long-term averages, and what it reveals about value, volatility, and opportunity. Discover why units are more micro-d…
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S2E13: Good News, Bad News: Interest Rates, Housing Boom, and the $3.7 Trillion Superannuation Cookie Jar
1:12:42
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1:12:42It's Halloween on Wealth Wine and Wisdom, and after a quick shout-out to the wine and an important scam alert from Fenton, the hosts dive into the week's critical economic topics. 🏠 The Real Estate Update Jason delivers the property stats, noting nationwide low vacancy rates (under 1% in Sydney and Brisbane) and persistently rising asking prices, s…
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Macquarie Bank Pulls Out of Trust & Company Loans - What It Means for Investors
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10:37In this Friday edition of Wealth Coffee Chats, we dives into two major updates shaking up the lending world. First, the ongoing speculation around interest rates — with inflation stuck above target and unemployment ticking up, the RBA faces a tough call ahead of its Melbourne Cup Day meeting. But the bigger story this week is Macquarie Bank’s surpr…
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Inflation Rises Again: What It Means for Property, Shares & Cash in 2025
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14:14In today’s Wealth Coffee Chat, Alex breaks down the latest inflation update—3.2% headline and 3% trimmed mean—and what it means for your investment strategy. With inflation rising and unemployment also ticking up, the RBA faces a tough call. Alex unpacks how different asset classes—cash, fixed interest, equities, property, and commodities—perform i…
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New Victorian Rental Laws What Every Property Investor Must Know Now
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14:10In this episode of Wealth Coffee Chats, we break down the latest rental reform laws in Victoria and what they mean for property investors. From banning rent bidding to extending notice periods and enforcing new advertising standards, the changes are significant. Learn what to avoid, how to protect yourself from fines, and what your property manager…
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HORROR ETERNAL PRESENTS: WE ARE NOT DEAD CH.2
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14:27THE HORROR ETERNAL PRESENTS: WE ARE NOT DEAD - CH.2 -- A down on his luck screenwriter begins receiving messages claiming to be from the future, warning of terrifying events to come. They're everywhere! Future texts describe the sudden worldwide appearance of terrifying alien golems, motionless sentinels parked in subways, homes, freeways and apart…
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Selling Your Home? This Capital Gains Tax Trap Could Cost You $290K
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11:23In today’s Wealth Coffee Chat, tax expert Anthony Wolfenden unpacks the hidden tax traps around selling your principal place of residence—especially for Aussie expats and non-residents. Learn how the 6-year CGT exemption works, why being overseas could cost you hundreds of thousands in tax, and what timing strategies can protect your profits. If yo…
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How This Couple Built $257K in 12 Months on Average Incomes
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12:22In today’s inspiring Wealth Coffee Chat, Bob shares the real story of Dave and Jess—an Aussie couple in their early 30s who transformed their financial future in just 12 months. With strategic advice, smart property decisions, and better tax planning, they unlocked nearly $257,000 in combined equity and tax savings. Learn how they did it, why inact…
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S2E12: Wealth Wine & Wisdom: Housing Supply Shock, Insolvency Crisis, and the FANG Market's Monster Returns
1:06:19
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1:06:19Welcome to Wealth Wine and Wisdom, where hosts Fenton and Jason (The Offsider) debrief the week's financial and economic chaos over a glass of wine. This week, the conversation is heated as the duo tackles the spike in Australian insolvencies, noting record highs in the construction and food/accommodation sectors, and the pressure created by rising…
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APRA Just Leveled the Playing Field: What It Means for Your Mortgage Rate
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9:34In this episode of Wealth Coffee Chats, Sarah reveals a quiet yet powerful regulatory shift that could reshape Australia’s mortgage market. APRA is making it easier for smaller banks to access the same low-cost lending advantages as the Big Four—meaning more competition, sharper rates, and better deals for borrowers. Find out how this change impact…
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Unlock Your First Home with Just 5%: The Strategy Most First-Time Buyers Miss
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23:13In today’s Wealth Coffee Chat, Alex breaks down a powerful yet underutilised strategy for first home buyers—combining the 5% deposit scheme with the First Home Super Saver Scheme. Whether you're starting your property journey or a parent helping adult kids into their first home, this episode shows how to fast-track your deposit, save on tax, and ge…
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HORROR ETERNAL PRESENTS: WE ARE NOT DEAD CH.1
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14:02PREVIEW FOR MINDRAKER LISTENERS - THE FIRST EPISODE OF A NEW SPIRAL OPUS AUDIO PODCAST: THE HORROR ETERNAL PRESENTS: WE ARE NOT DEAD - CH.1 -- A down on his luck screenwriter begins receiving messages claiming to be from the future, warning of terrifying events to come. From SPIRAL OPUS AUDIO and MONSTER FORGE RADIO ©2025 Roy Burdine…
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Victoria’s New Rental Bond Law: What Landlords Need to Know Right Now
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13:55In this episode of Wealth Coffee Chats, Cass unpacks Victoria’s brand-new Portable Rental Bond Scheme and what it really means for landlords and investors. With the government now guaranteeing bonds and setting stricter timelines on bond claims, landlords may face tighter cash flow and admin pressures. Cass breaks down how it works, the hidden risk…
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How to Slash Your Interest Rate in 15 Minutes: Real Scripts That Work
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13:33In today’s Wealth Coffee Chat, Jared shares the exact scripts and strategies he's used to negotiate better interest rates—saving thousands with just a phone call. Learn why reviewing your loan every 6 months is essential, how banks respond to smart, confident customers, and the key phrases that get results. Real investor case studies prove it works…
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Are You Losing Money? The Offset Account Mistake 57% of Aussies Are Making
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11:19In today’s Wealth Coffee Chat, we unpack a costly oversight affecting more than half of Australian mortgage holders—offset accounts not properly linked to home loans. Jason reveals the hidden dangers of assuming your bank “did it right” and explains how this simple mistake could be costing you thousands in interest. Learn how to verify your offset …
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Written, Produced, and Performed by Roy Burdine Sound design and mix by Mark labib We Are Not Dead and The Horror Eternal are copyright 2025 Roy BurdineBy Roy Burdine, Mark Labib
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Rent Arrears Alarm: 4 Ways Smart Investors Stay Ahead of Late Payments
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15:42In today’s Wealth Coffee Chat, Cass breaks down how smart investors and proactive property managers deal with rent arrears before they become major issues. Learn what causes arrears, how to spot tenant red flags early, and the essential systems every investor should have in place. If late rent is affecting your cash flow—or you want to avoid it alt…
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Australia’s Wealth Tax on Superannuation: What’s Changing & Why It Matters
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6:12The proposed Wealth Tax on Superannuation has been revised—and it could have major implications for your long-term wealth planning. In this episode of Wealth Coffee Chats, tax and financial advisor Anthony Wolfenden breaks down:By Jason Whitton
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Should You Live in Your Home or Rent It Out? The Numbers Might Surprise You
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9:06Would you be better off renting your own home? In today’s Wealth Coffee Chat, property coach Karen dives into a powerful real-life example of how rentvesting created over $1,200 in weekly savings for one investor—and unlocked the opportunity to buy another property.By Jason Whitton
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S2E11: Wealth Wine & Wisdom (Jason & Andy debrief the week)
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1:15:54Join Jason & Andy as they debrief the week that was. Wine, banter, and education all rolled into an hour of where the pro's dig deep, don't miss it! S2 E11By Andy Fenton, Jason Whitton
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Unlocking Borrowing Power in 2025: LMI Waivers, 95% Loans & Serviceability Secrets
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15:35Want to buy a property faster—even without a full deposit? In this special Finance Friday edition of Wealth Coffee Chats, Cang is joined by Senior Broker Sarah to break down how LMI waivers, lending policies, and strategic financial products can help you get into the market sooner.By Jason Whitton
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