Hey! This is Carol Dewey I’m excited to be bringing you Navigating an Abundant Retirement. This show is going to be your GPS to the principles to create a more worry-free retirement with less stress…... In this podcast you will: 1. Get crystal clear on your destination 2. Identify the biggest retirement obstacles retirees now must overcome 3. Gain new mindset to retiring abundantly 4. Have new solution to retiring abundantly AFTER THE EMBRAER 176 touched down at Chicago O’Hare, I put the dra ...
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It S Not A Phase Podcast

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Rehab Rebels: Alternative Career Paths for Occupational Therapy, Physical Therapy, & Speech Language Pathology Professionals
Tanner Welsch DPT
Do you feel burned out, not appreciated, undervalued both financially & professionally? Realized working in the health industry is not all it was promised to be? Are numbers & the bottom line prioritized over your health, job satisfaction, & high quality patient care causing you to dread going into work? You want to make a non-traditional career change but face sunken tuition cost, judgment for wanting to leave a secure career in the health field, & unsure about which alternative career dire ...
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Welcome to Navigating Abundant Retirement! Today, Carol Dewey reveals a powerful truth: "No company is immortal." She introduces the TRICK framework (Taxes, Risk, Investment Mix, Costs, Knowledge Gaps) to identify wealth-draining inefficiencies in your financial plan. Through the cautionary tale of a former client, Jack, who lost a comfortable reti…
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The Trump vs. Musk Feud: Stocks That Could Soar as Tesla and SpaceX Take a Hit
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13:22In this episode of Navigating Abundant Retirement, host Carol Dewey dives deep into one of the most unexpected and potentially market-shifting stories of the year — the public fallout between President Donald Trump and tech titan Elon Musk. This isn’t just social media drama. It’s a political clash with massive implications for investors, especiall…
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3 Certainties for a New American Prosperity... and One Stock Set to Profit
15:01
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15:01Here are the show notes for "3 Certainties for a New American Prosperity... and One Stock Set to Profit," formatted as requested: 3 Certainties for a New American Prosperity... and One Stock Set to Profit In this week’s live market update, Carol Dewey, Founder of Perpetual Wealth Financial, cuts through the pervasive "uncertainty" narrative dominat…
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Three Ways to Invest in AI’s Next Phase, From Core to Stealth
10:17
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10:17Welcome to Navigating Abundant Retirement! Today, Carol Dewey dives into the hottest topic in investing: Artificial Intelligence (AI) and the imminent arrival of Artificial General Intelligence (AGI)—AI capable of human-level intelligence. As Charles Darwin's "adapt or perish" principle applies to businesses in this new era, understanding how to in…
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Soft CPI Data Crushes Inflation Fears – And Sets Stocks Up for a Summer Surge
11:50
11:50
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11:50After a volatile spring, the market has staged a sharp rally, and last week's Consumer Price Index (CPI) report signals an even brighter outlook. Carol Dewey breaks down why April's soft CPI data (0.2% month-over-month for both headline and core) wasn't just good news, but a "death knell" for fears of tariff-driven reinflation. Despite initial pani…
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Join Carol Dewey as she blends investing legends, economic trends, and practical retirement strategies. This episode covers Warren Buffett's announcement to step down as Berkshire Hathaway CEO, recent positive trade developments, and the crucial role fixed indexed annuities play in managing retirement risk amidst market volatility. Learn how Buffet…
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In this episode of Navigating Abundant Retirement Radio, host Carol Dewey explores a critical challenge facing President Trump's plan to reshore American manufacturing: the severe labor shortage. Dewey delves into how physical AI and automation hold the key to overcoming this obstacle, predicting a major financial event on May 7 that could unleash …
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The Mother of All Buy-the-Dip Signals Just Flashed
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10:00Sometimes the market whispers. Other times, it shouts. Yesterday, the market didn't whisper — it roared! Host Carol Dewey unpacks the significance of a Zweig Breadth Thrust—one of the rarest and most reliable technical indicators in market history—which just triggered. This isn’t just any buy-the-dip signal; it's the mother of all buy-the-dip signa…
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Powell vs. Reality- Why the Federal Reserve Will Step In to Save Markets
11:51
11:51
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11:51The market mood has been dark lately, with stocks cratering, bonds crumbling, and consumer confidence collapsing. Despite one of the fastest 20% market drops in modern history, Federal Reserve Board Chair Jerome Powell signaled "no rush to cut rates." In this episode of Navigating Abundant Retirement, Carol Dewey argues that while Powell's words su…
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The Silver Lining Behind the Tariff Chaos- What Most Investors Are Missing
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11:01You're listening to Navigating Abundant Retirement — the show that helps you steer through today’s uncertainty toward a more confident financial future. I’m Carol Dewey, and today, we’re unpacking the hidden silver lining behind the latest tariff chaos. "Liberation Day" brought aggressive new tariffs from U.S. President Trump, sending shockwaves th…
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Another Great Depression or Just a Massive Overreaction
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10:43Welcome back to this week’s live market update on Navigating Abundant Retirement. I’m Carol Dewey, Founder of Perpetual Wealth Financial. We're living through one of the most violent stock market climates in modern history, characterized by rapid drops, historic rallies, and extreme volatility not seen since the 2008 financial crisis or the 2020 CO…
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Protecting Your Legacy Amid Economic Uncertainty
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10:31📢 In this episode, we tackle one of the biggest concerns for retirees and soon-to-be retirees: How do you safeguard your wealth and legacy in a volatile economy? With inflation, market fluctuations, and potential tax law changes, estate planning is more important than ever. 🔑 Key Takeaways: ✅ Why Estate Planning Matters More Than Ever Inflation is …
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Navigating the Realities of Podcasting for Passive Income with Rehab Rebels Journey 068
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4:13Send us a text #068 Ever wondered if starting a podcast is your ticket to passive income? Today, I share my personal journey through the ups and downs of hosting Rehab Rebels. Despite the challenges and the realization that podcasting isn't a quick path to financial freedom, the past two and a half years have been an incredible ride filled with gro…
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Bringing a Healthcare Product to Market with Shehla Rooney PT 067
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43:40Send us a text #067 Have you ever wondered what it takes to bring a physical product to market in the healthcare sector? Join us as we explore Shehla's inspiring journey from being a dedicated physical therapist to becoming the CEO of GoKnee LLC. She shares how her passion for helping knee replacement patients regain their mobility led her to devel…
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Launching Online Programs Successfully with Sarah Good OT 066
33:36
33:36
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33:36Send us a text #066 Imagine overcoming imposter syndrome and learning to value your unique skills as a therapist. Sarah, an Occupational Therapist (OT) and mindfulness teacher from Ottawa, Ontario, shares her transformative journey from traditional OT roles to launching her private practice during a global pandemic. This rapid shift to online consu…
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Building a Freelance Career in Medical Writing with Caitlyn Tivy DPT 065
39:27
39:27
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39:27Send us a text #065 Do you feel trapped or burnt out in your current professional role? In this episode, we hear from Caitlyn, who faced burnout and dissatisfaction in her clinical rehab role and found a refreshing passion in medical writing and consulting, particularly within LGBTQ+ health companies. Caitlyn walks us through her initial struggles,…
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Insulated from a Stock Market Retirement Lifestyle
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12:48In this episode of Navigating Abundant Retirement Radio, host Carol Dewey explores the crucial topic of insulating your retirement from the unpredictable stock market. Through a compelling comparison of two retirees' lifestyles, Carol illustrates how a meticulously planned retirement lifestyle and legacy can provide peace of mind, financial securit…
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Entrepreneurial Challenges in Surf Therapy with Naomi Matanick OT 064
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32:32Send us a text #064 What happens when you blend a love for the ocean with a dedication to neurodiverse children? Naomi Matanick, a passionate occupational therapist, reveals her inspiring journey from traditional therapy settings to starting a surf therapy business. Starting a new business is never easy, especially one as innovative as surf therapy…
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Flexible Protection for a Healthy Retirement
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18:39Episode Summary: In this episode of Navigating an Abundant Retirement Radio, Carol dives into the importance of long-term care planning and flexible protection for a healthy retirement. She outlines common challenges retirees face and discusses strategies to ensure financial security without becoming a burden on family members. Key Takeaways: - Lon…
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Hippotherapy and Aquatic Therapy in Private Practice with Gina Taylor OT 063
32:59
32:59
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32:59Send us a text #063 Ready to break free from traditional rehab methods and create a practice that truly resonates with your passions? Gina Taylor is an occupational therapist who has successfully built her private practice by integrating hippotherapy and aquatic therapy. In this episode you will learn about her career transition, balancing motherho…
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Entrepreneurship and AI in Healthcare with Jonathon Lee DPT 062
39:15
39:15
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39:15Send us a text #062 How can healthcare professionals transition from clinical practice to successful entrepreneurship? Join us as we chat with Jonathon Lee, a physical therapist who co-founded Pickle, an AI-powered job search platform for clinicians. The global challenges posed by the COVID-19 pandemic reshaped his mission and vision for the health…
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Your Retirement Success Depends On Not Confusing These TWO CRITICAL Concepts
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16:56
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16:56Episode Summary: In this episode of Navigating an Abundant Retirement Radio, Carol Dewey discusses the critical differences between controllability and responsibility in retirement. She explores how the modern retiree must navigate the shift from government and employer-sponsored retirement models to a more personalized responsibility for retiremen…
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From Occupational Therapist to Successful Recruiter with Wen Hung OT 061
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31:31Send us a text #061 Prioritizing personal well-being and family needs is essential, even if it means transitioning to a completely different career path. Wen Hung, a former occupational therapist, reflects on the pivotal moments that led her to leave her rehab profession, including the challenges of inadequate maternity leave and the impact of COVI…
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Episode Summary: In this episode of Navigating Abundant Retirement Radio, Carol Dewey from Perpetual Wealth Financial dives into the implications of the Tax Cuts and Jobs Act of 2017 and its potential expiration at the end of 2025. Carol discusses the major tax changes introduced by the Act, including adjustments to tax brackets, the standard deduc…
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Leveraging Therapy Skills in Senior Care Management with Danae Mierau DPT 060
42:27
42:27
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42:27Send us a text #060 Are you a physical therapist (PT) contemplating a career shift? Or perhaps you're just curious about the versatility of your therapy skills? Danae successfully transitioned from a physical therapist to a general manager at KARE, a tech-driven senior living support company. KARE connects communities with providers and providers w…
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World's Richest Man (And Superstar Investor) Changed His Mind
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11:45Episode Summary: In this episode of Navigating Abundant Retirement Radio, host Carol Dewey delves into the importance of having a comprehensive, integrated wealth plan that evolves with changing circumstances and tax laws. She highlights the necessity of regular updates and strategic planning to maintain and grow wealth, sharing insights from Warre…
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Transform Clinical Skills into MedTech Success with Yera Patel DPT 059
39:21
39:21
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39:21Send us a text #059 Ever wondered how to successfully transfer your skills as a rehab professional into the MedTech space? Growing up in Central Jersey, Yera was initially drawn to physical therapy. However, struggling with the increasing demands of her job and witnessing issues within the healthcare system during her mother's health crisis, she so…
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Episode Summary: In this episode of Navigating an Abundant Retirement Radio, Carol Dewey delves into the intricacies of maximizing your Social Security benefits. She covers essential strategies and key elements to help you harness the power of Social Security, ensuring a more financially secure retirement. Carol also explores spousal, ex-spousal, a…
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Overcoming Burnout and Balancing Parenthood with Valerie Levesque DPT 058
31:19
31:19
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31:19Send us a text #058 If you're feeling burned out and disillusioned, our guest, Valerie Levesque, a physical therapist, faced a common problem in her career: a mountain of debt, and a clear-cut income ceiling. The traditional rehab model in competitive environments like Seattle left her nowhere else to turn except to contemplate alternative paths ou…
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Achilles' Choice...And #1 Key to Successful Retirement
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14:40Episode Summary: In this episode of Navigating an Abundant Retirement Radio, Carol Dewey discusses the concept of "Achilles choice" and reveals the number one key to a successful retirement. She emphasizes the importance of having a clear vision of the life you want to live in retirement and the legacy you want to leave. Carol shares insights on re…
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From Physical Therapy to Dice Making with Lauren Schipper PT 057
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29:28
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29:28Send us a text #057 Sometimes our chosen career path may not align with our true passion and values. In this case, Lauren discovered her love for art and creativity, which she initially overlooked due to societal expectations and other, family influences. Her leap not only reshaped her professional life but also brought an unexpected harmony to her…
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Episode Summary: In this episode of Navigating an Abundant Retirement Radio, host Carol Dewey from Perpetual Wealth Financial discusses the importance of rainy day protection and how to prepare for unexpected financial challenges, particularly in retirement. She delves into strategies like long-term care insurance, emergency funds, and common finan…
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Journey into Virtual Rehab and Fitness Business with Divya Abraham DPT 056
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32:01Send us a text #056 The struggle to find a fulfilling career path within the constraints of the industry is a problem many of us encounter. The solution lies in recognizing the need to change and explore alternative career paths that align with our passion and values. Listen to what Divya, a Doctor of Physical Therapy, has to share about her journe…
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The Final 3 Wealth Myths and Sage Advice from Socrates
19:59
19:59
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19:59Episode Summary: In this episode of Navigating an Abundant Retirement Radio, Carol Dewey continues the discussion on the 12 little-known wealth myths, focusing on the final three myths and offering valuable insights and advice. Carol shares the inspiring story of Jim Rohn and his journey from losing his fortune to rebuilding it, emphasizing the imp…
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Crafting a Patient-Centered Business in Physical Therapy with Susie Gronski DPT 055
36:55
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36:55Send us a text #055 In a world where the traditional healthcare system often prioritizes efficiency over patient care, there emerges a narrative that challenges the status quo and shines a light on the potential of healthcare entrepreneurship. This is precisely what Susie Gronski, a urological physical therapist and sex counselor, brings to the tab…
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These 3 Wealth Myths That You May Have Missed May Be The Costliest…
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20:46In this episode of Navigating an Abundant Retirement, host Carol Dewey continues the discussion on the 12 little-known wealth myths. In part two, Carol explores myths seven through nine, shedding light on how these misconceptions can negatively impact retirement planning. She emphasizes the importance of understanding these myths to avoid costly mi…
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Maximize Your Income Without Sacrificing Your Time with Ray Gorman DPT 054
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39:58Send us a text #054 Are you a coach or rehab professional who is tired of trading time for money? Ray Gorman of Engage Movement transitioned from the familiar realm of outpatient clinics to successfully running a cash practice. He started working with clients virtually in 2016 and then blended the virtual and in-person experience in 2017. Today, Ra…
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In this episode of Navigating an Abundant Retirement Radio, Carol Dewey discusses the first six myths out of twelve that can affect your retirement planning. She explores common misconceptions about wealth and retirement, illustrating how these myths can impact your financial security and freedom. Carol shares personal stories and real-world exampl…
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Achieve your Financial Goals Faster: Income Streams with Stephen Stockhausen DPT 053
32:37
32:37
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32:37Send us a text #053 Ever felt like you've hit a professional ceiling, especially in a field as challenging as Rehab? Stephen's journey from travel physical therapy to Chief Operating Officer (COO) of a tech startup will inspire you with its raw honesty and innovative thinking. Stephen's story serves as an example of how traditional roles in healthc…
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What the 2024 Elections Means for Your Finances
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19:09In this episode of Navigating an Abundant Retirement Radio, host Carol Dewey delves into the potential impact of the 2024 presidential election on finances. Drawing on data and historical trends, Carol addresses common concerns and misconceptions about how election outcomes may affect investment portfolios and retirement plans. While acknowledging …
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From Academia to Private Practice to Business Owner with Ali Arena PhD SLP 052
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32:40Send us a text #052 Ali Arena is a source of knowledge for anyone navigating neurodiversity, relationships, and the personal challenges that come with ADHD. In this episode, we discuss the challenges and experiences of running a therapy practice. And Ali shares her journey from academia, working at a private practice to being a business owner with …
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From Physical Therapist to Franchise Executive and Vice President with Ian Klaes PT 051
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27:24
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27:24Send us a text #051 Have you ever considered a leap into franchise ownership? That's exactly what Ian Klaes did, transforming from a fresh PT graduate to a vice president of a thriving senior care franchise. Join us as Ian shares how he got to be a franchise owner, offering inspiration and guidance for professionals considering a similar leap. The …
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Episode Summary: On this episode of Navigating an Abundant Retirement Radio, host Carol Dewey delves into the intricate financial concerns faced by many, including millionaires. In the Retire Abundantly series debut, she explores the evolving landscape of financial security amidst economic, financial, and political shifts, offering insights and str…
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From Physical Therapy to Real Estate Success with Lindsay Walston 050
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31:29Send us a text #050 Embarking on a career change is not for the faint of heart, and that's exactly why our guest for today is Lindsay Walston, whose leap from physical therapy to real estate is nothing short of inspiring. With the heart of a caretaker and the mind of a savvy investor, Lindsay shares her journey to career happiness. In this episode,…
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TJ6: Designing an Impactful Career Through Strategic Networking 049
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18:17Send us a text #049 "You are the average of the five people you spend most of your time with". The goal of this episode is for you to have a guide to the relationships, networks, and communities you're cultivating and why these are important to your career and life direction, and to be able to start building these relationships with the intention t…
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Private Practice and Empowerment of Caregivers in Speech Therapy with Tinita Kearney PhD SLP 048
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19:36Send us a text #048 Have you wondered about the delicate balance between your passion for the rehab profession and being able to support yourself economically? Tinita Kearney, a seasoned speech pathologist, shares her transformative journey from working in a school setting to establishing her own private practice. Her emphasis on the power of commu…
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TJ5: Loving Yourself, Mindfulness, Meditation, Affirmations & Mindset 047
22:20
22:20
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22:20Send us a text #047 Relationships require intentional and continuous effort from all parties involved to grow and develop over time. And this includes the relationship that we have with ourselves. So I have a question for you: When was the last time you took time out of your busy schedule to spend on yourself? This episode is a deep exploration of …
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From Physical Therapist to Tech Entrepreneurship with Maggie Bergeron PT 046
36:32
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36:32Send us a text #046 Listen to Maggie's journey from physical therapist to tech entrepreneur, a story that will inspire anyone considering a career pivot. As co-founder of Embodia, she unpacks the trials from the stability of a physical clinic to the dynamic world of a digital startup. Starting her own practice was a leap of faith for Maggie, driven…
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TJ4: How to Create More Alignment in Your Life 045
22:03
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22:03Send us a text #045 This is the fourth solo episode of the Transition Journey (TJ) series. Do you feel tied down by a career that doesn't resonate with your true self? What is the most valuable thing in your life? In this episode, we will listen to two previous guests who've broken free from traditional roles and found harmonious life alignment. We…
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The Making of a Successful Private Practice with Erin Gaul SLP 044
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31:48Send us a text #044 Learn from our latest guest Erin Gaul, a speech-language pathologist who became a successful business owner. Do you suffer from a heavy workload? Has that made you think about setting up your own private practice? This episode guarantees to give you an in-depth perspective on this career transition as a rehab professional! Disco…
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