Financial worlds collide when real estate and finance expert Jason Whitton catches up with banking, equity and financial markets expert Andy Fenton. Coming together for a glass of vino, Wealth, Wine and Wisdom - more wine than anything else - is a relaxed retrospective look back at what’s been happening this week in the world of wealth, and what might happen next week and beyond. Andy Fenton is Managing Director at Fenton Financial. Jason Whitton is co-founder of Positive Real Estate.
…
continue reading
Jason Whitton Podcasts
Looking for a daily update on creating the wealth of your dreams? Do you want property investment explained in a simple language? Do you want to learn it whilst sipping on your coffee? Then you’re in the right place! Join me for a daily coffee and chat about all things wealth. With a strong focus on real estate wealth, you’ll cut through the confusion and overwhelm that stops most people in their investment tracks. For the live edition of the episode, where I can answer your questions live, ...
…
continue reading
Welcome to The Wealth Faculty, where you and I go on an adventure, a journey in discovering what is the true meaning of wealth. The Wealth Faculty has two intentions. Firstly, we focus on the faculty that you bring to life - your physical, mental and emotional faculties. Secondly, the idea of creating wealth for yourself into the future requires a team - a faculty of advisors. One thing I can tell you, this thing called wealth is a marathon, not a sprint. The people you rely on to help you w ...
…
continue reading
CURRENT FEATURE: HORROR ETERNAL PRESENTS - Terrifying tales that will haunt you forever... MINDRAKER: BACKGROUND ANGER is an eight-episode sci-fi mystery podcast – a surreal tale of love and betrayal, wrapped in an existential meditation on man’s relationship with the forces at war within himself. Mankind is under attack. Alien beings have invaded the collective unconscious, influencing unsuspecting victims to act on their darkest instincts. Maru, a seemingly average man, is burdened by his ...
…
continue reading
1
DTI Caps, Trust Lending Shifts & Bank Strategy: Your 2026 Lending Update
10:10
10:10
Play later
Play later
Lists
Like
Liked
10:10In this episode, Sarah from the Positive Money team unpacks the latest updates in the lending world as banks and lenders outline what to expect heading into 2026. With news headlines stirring concern—especially around DTI restrictions and lenders stepping back from trust lending—Sarah cuts through the noise to clarify what’s really happening behind…
…
continue reading
1
Inflation Heats Up: What 3.8% Means for Rates, Mortgages, and 2026 Planning
15:56
15:56
Play later
Play later
Lists
Like
Liked
15:56In today’s Wealth Coffee Chats, Alex breaks down the latest inflation numbers released for October—showing a sharp rise to 3.8%, along with a slight drop in unemployment. These two metrics form the backbone of the RBA’s interest rate decisions, and together they paint a picture every investor and mortgage holder needs to pay attention to. Alex walk…
…
continue reading
1
Rental Affordability Crunch: Signal or Noise for Landlords?
15:19
15:19
Play later
Play later
Lists
Like
Liked
15:19In this Property Management Wednesday edition of Wealth Coffee Chats, Kasey brings a timely update on the tightening rental market across Australia and what it truly means for landlords. With vacancy rates hitting record lows, rents rising, and affordability pressures building across Perth, Queensland, Melbourne, and key regional markets, the big q…
…
continue reading
1
HORROR ETERNAL PRESENTS: WE ARE NOT DEAD CH.4
14:37
14:37
Play later
Play later
Lists
Like
Liked
14:37THE HORROR ETERNAL PRESENTS: WE ARE NOT DEAD - CH.4 -- A down on his luck screenwriter begins receiving messages claiming to be from the future, warning of terrifying events to come. Humanity struggles to go about their everyday lives despite the inescapable presence of the strange alien Watchers. From SPIRAL OPUS AUDIO and MONSTER FORGE RADIO ©202…
…
continue reading
1
Div 296 Super Tax Update: What’s Changing, What’s Not, and What It Means for You
6:55
6:55
Play later
Play later
Lists
Like
Liked
6:55In this Tax Tuesday edition of Wealth Coffee Chats, tax and financial adviser Anthony Warford breaks down the latest updates on the Div 296 Super Tax—a proposal the Treasury has been pursuing for more than two years. After significant public pushback, the government has adjusted aspects of the policy, including removing the controversial unrealised…
…
continue reading
1
Why Your Brain Sabotages Investing Decisions: A Deep Dive into Prospect Theory
14:44
14:44
Play later
Play later
Lists
Like
Liked
14:44In this episode of Wealth Coffee Chats, host Emily Miller breaks down the behavioral psychology that quietly shapes every property investor’s decisions. Drawing on Nobel-prize-winning research from Daniel Kahneman and Amos Tversky, Emily explains prospect theory—why losses feel twice as painful as gains feel good, why we compare ourselves to the wr…
…
continue reading
1
S2E15: $12 Trillion Real Estate & The Government's 'Four Menaces' | Wine and Wisdom
1:18:19
1:18:19
Play later
Play later
Lists
Like
Liked
1:18:19Fenton and Whitten are together in person for a special edition of Wine and Wisdom, debriefing the week and navigating the political uncertainty and clickbait journalism surrounding wealth creation. They dive deep into the booming Australian residential real estate market, tearing down the "mortgage stress" narrative and debating the potential for …
…
continue reading
1
Rate Cuts, Christmas Deadlines & How to Get Finance Fast
10:16
10:16
Play later
Play later
Lists
Like
Liked
10:16In this Finance Friday edition of Wealth Coffee Chats, we dive into the latest interest rate movements, lender behaviour, and what the lead-up to Christmas means for anyone trying to secure finance. With rate cuts now unlikely for the rest of the year—and mixed predictions for 2025—Alex breaks down what banks are really signalling through their fix…
…
continue reading
1
Markets Retreat, AI Volatility & The Rise of SMSFs
19:38
19:38
Play later
Play later
Lists
Like
Liked
19:38In this episode of Wealth Coffee Chats, Alex breaks down a busy week across markets, AI stocks, crypto, and gold. He unpacks Nvidia’s fresh earnings announcement, discusses concerns around an “AI bubble,” and explores how shifting interest rate expectations are impacting global markets. Alex also dives into ASIC’s latest report on Self-Managed Supe…
…
continue reading
1
The First 100 Days: How Smart Landlords Avoid Stress and Set Their Investment Up for Success
15:25
15:25
Play later
Play later
Lists
Like
Liked
15:25In this practical and insight-packed Wednesday episode of Wealth Coffee Chats, Cash Shosthen from the Property Management Group breaks down what he calls the most overlooked—and often most stressful—phase of property investing: the first 100 days of ownership. Whether it’s your first investment or your fourth, Cash explains why the early weeks afte…
…
continue reading
1
HORROR ETERNAL PRESENTS: The BLACKCAST - Part 2
23:16
23:16
Play later
Play later
Lists
Like
Liked
23:16THE HORROR ETERNAL PRESENTS: The BLACKCAST - PART 2 -- Continuing the first of our stand alone nightmares - a feverish, dare we say "Lynchian", descent into the horrors lurking in the subconscious mind. Dale Contese finds himself suddenly besieged by unwanted solicitations for a strange podcast called THE BLACKCAST. As he begins to listen, unwanted…
…
continue reading
1
Payday Super Is Coming: What Every Australian Business Must Prepare For Before July 2026
11:52
11:52
Play later
Play later
Lists
Like
Liked
11:52In this important episode of Wealth Coffee Chats, Daniel McPherson from Positive Tax breaks down the newly passed payday super legislation- a major change set to impact every business owner across Australia. With the law officially taking effect on 1 July 2026, Daniel explains why the transition window is shorter than it seems and why businesses th…
…
continue reading
1
Positive Cash Flow vs Capital Growth: Which Property Builds Wealth Faster?
11:32
11:32
Play later
Play later
Lists
Like
Liked
11:32When it comes to building a long-term property portfolio, one of the biggest questions investors face is whether to buy a positively geared property or a capital growth–focused property. In today’s Wealth Coffee Chat, we break down the real numbers behind A-grade, B-grade and C-grade properties, explore how growth rates impact equity, borrowing pow…
…
continue reading
1
S2E14: The $307 Billion Offset Scandal & Gov't's Duplex Cash Grab | Wealth Wine & Wisdom with Sammy Saggers
1:19:26
1:19:26
Play later
Play later
Lists
Like
Liked
1:19:26Andy Fenton is joined by property expert Sammy Saggers (The Australian Property Game) to dissect the biggest issues in finance and real estate this week. They tackle the media's "affordability" clickbait, debating whether Australia's youth can truly afford property, and expose the massive, unintended consequence of government-backed first-home buye…
…
continue reading
1
Master Limits 101: The Smart Debt Structure Every Property Investor Should Understand
7:47
7:47
Play later
Play later
Lists
Like
Liked
7:47In this episode of Wealth Coffee Chats, guest host Sarah Shome breaks down one of the most powerful — yet often misunderstood — tools used by sophisticated property investors: the master limit structure. Sarah explains how this flexible, pre-approved credit umbrella helps investors clearly separate loan purposes, maintain ATO-friendly documentation…
…
continue reading
1
Pay Yourself First: The Simple Budgeting Habit That Builds Real Wealth
11:03
11:03
Play later
Play later
Lists
Like
Liked
11:03In this week’s Financial Planning Thursday on Wealth Coffee Chats, Alex dives into one of the most overlooked yet powerful habits for financial success - budgeting with consistency. Far from a boring spreadsheet exercise, Alex reframes budgeting as a mindset shift that helps you take control of your money, invest intentionally, and create long-term…
…
continue reading
1
The $10,000 Mistake Landlords Keep Making: Why Skipping Rent Reviews Costs You Big
17:32
17:32
Play later
Play later
Lists
Like
Liked
17:32In this Property Management Wednesday edition of Wealth Coffee Chats, Kat Schoster from the Six Star Property Management team breaks down one of the most common and costly mistakes landlords make — being too passive with rent reviews. After 15 years in the industry, Kat has seen countless investors lose thousands of dollars simply by avoiding or de…
…
continue reading
1
HORROR ETERNAL PRESENTS: The BLACKCAST - Part 1
20:52
20:52
Play later
Play later
Lists
Like
Liked
20:52THE HORROR ETERNAL PRESENTS: The BLACKCAST - PART 1 -- This week presents the first of our stand alone nightmares - a feverish, dare we say "Lynchian", descent into the horrors lurking in the subconscious mind. Dale Contese finds himself suddenly besieged by unwanted solicitations for a strange podcast called THE BLACKCAST. As he begins to listen, …
…
continue reading
In this Tax Time edition of Wealth Coffee Chats, Anthony Wolfenden, Tax Financial Advisor at Positive Tax Solutions, uncovers a little-known capital gains tax (CGT) exemption that could make a big difference in your property and estate planning. While most investors understand the six-year rule — allowing you to treat a former principal place of re…
…
continue reading
1
The $3 Million Difference: How Two Families with the Same Opportunity Ended Up Worlds Apart
10:57
10:57
Play later
Play later
Lists
Like
Liked
10:57In this inspiring and eye-opening episode of Wealth Coffee Chats, property coach Caroline Bounds shares the true story of two couples who started with the same income, resources, and opportunities — but ended up in completely different financial realities. Through the journeys of “Jane & John” and “Fred & Freida,” Caroline reveals how goal setting,…
…
continue reading
1
5 Must-Do Steps Before Bidding at Auction (Plus the Latest RBA & Lending Updates)
8:21
8:21
Play later
Play later
Lists
Like
Liked
8:21In this Finance Friday episode of Wealth Coffee Chats, We delivers a fast-paced rundown of the latest money news before diving into practical tips for anyone eyeing a property auction. With the RBA keeping rates on hold amid rising inflation and unemployment, he explains why most banks expect no movement until mid-2026 and what that means for borro…
…
continue reading
1
RBA Holds Rates: What It Means for Inflation, Housing, and Your Investment Strategy
17:43
17:43
Play later
Play later
Lists
Like
Liked
17:43In this episode of Wealth Coffee Chats, Alex from the financial planning team breaks down the Reserve Bank of Australia’s latest rate hold announcement and what it means for investors navigating inflation, housing demand, and employment shifts. He walks through key takeaways from the RBA’s November statement, explaining why inflation remains stubbo…
…
continue reading
1
HORROR ETERNAL PRESENTS: WE ARE NOT DEAD CH.3
14:57
14:57
Play later
Play later
Lists
Like
Liked
14:57THE HORROR ETERNAL PRESENTS: WE ARE NOT DEAD - CH.3 -- A down on his luck screenwriter begins receiving messages claiming to be from the future, warning of terrifying events to come. Theories about the true source and meaning of the terrifying alien watchers abound as society begins to buckle under the weight of their presence. From SPIRAL OPUS AUD…
…
continue reading
1
Which City Is Undervalued? Deep Dive Into Australian Property Market Stats
18:17
18:17
Play later
Play later
Lists
Like
Liked
18:17In this data-driven episode of Wealth Coffee Chats, we explore the latest ABS statistics and compare house and unit prices across Australia’s capital cities. Learn how cities like Brisbane, Melbourne, and Darwin are tracking against long-term averages, and what it reveals about value, volatility, and opportunity. Discover why units are more micro-d…
…
continue reading
1
S2E13: Good News, Bad News: Interest Rates, Housing Boom, and the $3.7 Trillion Superannuation Cookie Jar
1:12:42
1:12:42
Play later
Play later
Lists
Like
Liked
1:12:42It's Halloween on Wealth Wine and Wisdom, and after a quick shout-out to the wine and an important scam alert from Fenton, the hosts dive into the week's critical economic topics. 🏠 The Real Estate Update Jason delivers the property stats, noting nationwide low vacancy rates (under 1% in Sydney and Brisbane) and persistently rising asking prices, s…
…
continue reading
1
Macquarie Bank Pulls Out of Trust & Company Loans - What It Means for Investors
10:37
10:37
Play later
Play later
Lists
Like
Liked
10:37In this Friday edition of Wealth Coffee Chats, we dives into two major updates shaking up the lending world. First, the ongoing speculation around interest rates — with inflation stuck above target and unemployment ticking up, the RBA faces a tough call ahead of its Melbourne Cup Day meeting. But the bigger story this week is Macquarie Bank’s surpr…
…
continue reading
1
Inflation Rises Again: What It Means for Property, Shares & Cash in 2025
14:14
14:14
Play later
Play later
Lists
Like
Liked
14:14In today’s Wealth Coffee Chat, Alex breaks down the latest inflation update—3.2% headline and 3% trimmed mean—and what it means for your investment strategy. With inflation rising and unemployment also ticking up, the RBA faces a tough call. Alex unpacks how different asset classes—cash, fixed interest, equities, property, and commodities—perform i…
…
continue reading
1
New Victorian Rental Laws What Every Property Investor Must Know Now
14:10
14:10
Play later
Play later
Lists
Like
Liked
14:10In this episode of Wealth Coffee Chats, we break down the latest rental reform laws in Victoria and what they mean for property investors. From banning rent bidding to extending notice periods and enforcing new advertising standards, the changes are significant. Learn what to avoid, how to protect yourself from fines, and what your property manager…
…
continue reading
1
HORROR ETERNAL PRESENTS: WE ARE NOT DEAD CH.2
14:27
14:27
Play later
Play later
Lists
Like
Liked
14:27THE HORROR ETERNAL PRESENTS: WE ARE NOT DEAD - CH.2 -- A down on his luck screenwriter begins receiving messages claiming to be from the future, warning of terrifying events to come. They're everywhere! Future texts describe the sudden worldwide appearance of terrifying alien golems, motionless sentinels parked in subways, homes, freeways and apart…
…
continue reading
1
Selling Your Home? This Capital Gains Tax Trap Could Cost You $290K
11:23
11:23
Play later
Play later
Lists
Like
Liked
11:23In today’s Wealth Coffee Chat, tax expert Anthony Wolfenden unpacks the hidden tax traps around selling your principal place of residence—especially for Aussie expats and non-residents. Learn how the 6-year CGT exemption works, why being overseas could cost you hundreds of thousands in tax, and what timing strategies can protect your profits. If yo…
…
continue reading
1
How This Couple Built $257K in 12 Months on Average Incomes
12:22
12:22
Play later
Play later
Lists
Like
Liked
12:22In today’s inspiring Wealth Coffee Chat, Bob shares the real story of Dave and Jess—an Aussie couple in their early 30s who transformed their financial future in just 12 months. With strategic advice, smart property decisions, and better tax planning, they unlocked nearly $257,000 in combined equity and tax savings. Learn how they did it, why inact…
…
continue reading
1
S2E12: Wealth Wine & Wisdom: Housing Supply Shock, Insolvency Crisis, and the FANG Market's Monster Returns
1:06:19
1:06:19
Play later
Play later
Lists
Like
Liked
1:06:19Welcome to Wealth Wine and Wisdom, where hosts Fenton and Jason (The Offsider) debrief the week's financial and economic chaos over a glass of wine. This week, the conversation is heated as the duo tackles the spike in Australian insolvencies, noting record highs in the construction and food/accommodation sectors, and the pressure created by rising…
…
continue reading
1
APRA Just Leveled the Playing Field: What It Means for Your Mortgage Rate
9:34
9:34
Play later
Play later
Lists
Like
Liked
9:34In this episode of Wealth Coffee Chats, Sarah reveals a quiet yet powerful regulatory shift that could reshape Australia’s mortgage market. APRA is making it easier for smaller banks to access the same low-cost lending advantages as the Big Four—meaning more competition, sharper rates, and better deals for borrowers. Find out how this change impact…
…
continue reading
1
Unlock Your First Home with Just 5%: The Strategy Most First-Time Buyers Miss
23:13
23:13
Play later
Play later
Lists
Like
Liked
23:13In today’s Wealth Coffee Chat, Alex breaks down a powerful yet underutilised strategy for first home buyers—combining the 5% deposit scheme with the First Home Super Saver Scheme. Whether you're starting your property journey or a parent helping adult kids into their first home, this episode shows how to fast-track your deposit, save on tax, and ge…
…
continue reading
1
HORROR ETERNAL PRESENTS: WE ARE NOT DEAD CH.1
14:02
14:02
Play later
Play later
Lists
Like
Liked
14:02PREVIEW FOR MINDRAKER LISTENERS - THE FIRST EPISODE OF A NEW SPIRAL OPUS AUDIO PODCAST: THE HORROR ETERNAL PRESENTS: WE ARE NOT DEAD - CH.1 -- A down on his luck screenwriter begins receiving messages claiming to be from the future, warning of terrifying events to come. From SPIRAL OPUS AUDIO and MONSTER FORGE RADIO ©2025 Roy Burdine…
…
continue reading
1
Victoria’s New Rental Bond Law: What Landlords Need to Know Right Now
13:55
13:55
Play later
Play later
Lists
Like
Liked
13:55In this episode of Wealth Coffee Chats, Cass unpacks Victoria’s brand-new Portable Rental Bond Scheme and what it really means for landlords and investors. With the government now guaranteeing bonds and setting stricter timelines on bond claims, landlords may face tighter cash flow and admin pressures. Cass breaks down how it works, the hidden risk…
…
continue reading
1
How to Slash Your Interest Rate in 15 Minutes: Real Scripts That Work
13:33
13:33
Play later
Play later
Lists
Like
Liked
13:33In today’s Wealth Coffee Chat, Jared shares the exact scripts and strategies he's used to negotiate better interest rates—saving thousands with just a phone call. Learn why reviewing your loan every 6 months is essential, how banks respond to smart, confident customers, and the key phrases that get results. Real investor case studies prove it works…
…
continue reading
1
Are You Losing Money? The Offset Account Mistake 57% of Aussies Are Making
11:19
11:19
Play later
Play later
Lists
Like
Liked
11:19In today’s Wealth Coffee Chat, we unpack a costly oversight affecting more than half of Australian mortgage holders—offset accounts not properly linked to home loans. Jason reveals the hidden dangers of assuming your bank “did it right” and explains how this simple mistake could be costing you thousands in interest. Learn how to verify your offset …
…
continue reading
Written, Produced, and Performed by Roy Burdine Sound design and mix by Mark labib We Are Not Dead and The Horror Eternal are copyright 2025 Roy BurdineBy Roy Burdine, Mark Labib
…
continue reading
1
Rent Arrears Alarm: 4 Ways Smart Investors Stay Ahead of Late Payments
15:42
15:42
Play later
Play later
Lists
Like
Liked
15:42In today’s Wealth Coffee Chat, Cass breaks down how smart investors and proactive property managers deal with rent arrears before they become major issues. Learn what causes arrears, how to spot tenant red flags early, and the essential systems every investor should have in place. If late rent is affecting your cash flow—or you want to avoid it alt…
…
continue reading
1
Australia’s Wealth Tax on Superannuation: What’s Changing & Why It Matters
6:12
6:12
Play later
Play later
Lists
Like
Liked
6:12The proposed Wealth Tax on Superannuation has been revised—and it could have major implications for your long-term wealth planning. In this episode of Wealth Coffee Chats, tax and financial advisor Anthony Wolfenden breaks down:By Jason Whitton
…
continue reading
1
Should You Live in Your Home or Rent It Out? The Numbers Might Surprise You
9:06
9:06
Play later
Play later
Lists
Like
Liked
9:06Would you be better off renting your own home? In today’s Wealth Coffee Chat, property coach Karen dives into a powerful real-life example of how rentvesting created over $1,200 in weekly savings for one investor—and unlocked the opportunity to buy another property.By Jason Whitton
…
continue reading
1
S2E11: Wealth Wine & Wisdom (Jason & Andy debrief the week)
1:15:54
1:15:54
Play later
Play later
Lists
Like
Liked
1:15:54Join Jason & Andy as they debrief the week that was. Wine, banter, and education all rolled into an hour of where the pro's dig deep, don't miss it! S2 E11By Andy Fenton, Jason Whitton
…
continue reading
1
Unlocking Borrowing Power in 2025: LMI Waivers, 95% Loans & Serviceability Secrets
15:35
15:35
Play later
Play later
Lists
Like
Liked
15:35Want to buy a property faster—even without a full deposit? In this special Finance Friday edition of Wealth Coffee Chats, Cang is joined by Senior Broker Sarah to break down how LMI waivers, lending policies, and strategic financial products can help you get into the market sooner.By Jason Whitton
…
continue reading
1
Are We in a Market Bubble? Bitcoin, Gold & Property at Record Highs Explained
23:51
23:51
Play later
Play later
Lists
Like
Liked
23:51In today’s episode, Alex dives deep into the question on everyone’s mind — are we in a market bubble? With Bitcoin, gold, and global equities hitting all-time highs, we explore what’s driving these asset prices, how inflation and currency devaluation play a role, and whether AI-driven markets are setting up for another correction. Alex breaks down …
…
continue reading
1
How This Landlord Lost $100K+ in Property Value (And How You Can Avoid It)
13:51
13:51
Play later
Play later
Lists
Like
Liked
13:51Want to destroy your property value? Here's how to do it… In today's Wealth Coffee Chat, property management expert Cass lifts the lid on a real-life horror story—a landlord who ignored professional help, self-managed a disaster tenancy, and is now six months behind in rent with a trashed property and an urgent need to sell.…
…
continue reading
1
Real Client Stories: 4 Powerful Property Lessons from Everyday Investors
14:57
14:57
Play later
Play later
Lists
Like
Liked
14:57By Jason Whitton
…
continue reading
1
S2E10: Wealth Wine & Wisdom (Jason & Andy debrief the week)
1:03:25
1:03:25
Play later
Play later
Lists
Like
Liked
1:03:25Join Jason & Andy as they debrief the week that was. Wine, banter, and education all rolled into an hour of where the pro's dig deep, don't miss it! S2 E10By Andy Fenton, Jason Whitton
…
continue reading
1
New 5% Deposit Scheme Explained: How to Get Into Property Sooner
12:43
12:43
Play later
Play later
Lists
Like
Liked
12:43In this Finance Friday edition of Wealth Coffee Chats, we unpack the newly renamed Australian Government 5% Deposit Scheme and how it can help first home buyers and single parents enter the market faster. You'll learn how the expanded eligibility, higher property price caps, and unlimited places can make a big difference—especially in cities like S…
…
continue reading
1
Rates on Hold: What the Latest RBA Data Tells Property Investors
22:37
22:37
Play later
Play later
Lists
Like
Liked
22:37In this Finance Thursday episode of Wealth Coffee Chats, Alex takes you through the RBA’s latest interest rate decision and explains what it means for property investors and the broader economy. From inflation to unemployment, mining slowdowns to consumer sentiment—this episode is packed with valuable charts and insights directly from the RBA’s eco…
…
continue reading