When the term Reformed theology is used, it often refers to something less historical. Often it refers to a theology that acknowledges the doctrine of predestination and holds to a high view of the Bible as God’s inerrant Word. Sometimes it is also identified with the so-called five points of Calvinism: total depravity, unconditional election, limited atonement, irresistible grace, and the perseverance of the saints. These are all important teachings of the Reformed tradition, but they do no ...
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The Standard Deviations podcast is a weekly production that looks at money, mind and meaning, all through a psychological lens. Each week, psychologist and New York Times bestselling author Dr. Daniel Crosby interviews a fascinating new guest, experts in everything from finance to literature to wellness. Each guest provides listeners with three concrete ways to apply what was learned that week, ensuring that weekly listening becomes part of a path to a richer life. Episodes are brief, resear ...
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Biblical talks Encouraging Word for the Week, with Rachel Tolliver: The Splendor of Creation and Our Humble Existence
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2:24Send Biblicaltalks a Text Message Psalms 8: 3-4 says When I look at your heavens, the work of your fingers, the moon, and the stars, which you have set in place, what is man that you are mindful of him, and the son of man that you care for him? Saints, do you realize just how small you are, and the rest of humanity are? Most people are so full of t…
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Sermon of Week, Pastor John MacArthur: The Most Hated Christian Doctrine (Depravity)
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1:03:37Send Biblicaltalks a Text Message "Total depravity doesn't mean people are as sinful as possible or incapable of doing good things. Even those who don’t know about Jesus can show love, make sacrifices for others, and act with honesty, even at personal cost. The idea of total depravity is about the condition of human nature, not actions. 'Total' mea…
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Dr. Daniel Crosby - How Death Can Save Your Life
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9:58
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9:58Tune in to hear: What is the idea of Lindy’s Law, also known as The Lindy Effect? What is statistician Nassim Nicholas Taleb’s unique take on this? How has an acceptance of our finitude been expressed, and even celebrated, by cultures all over the world? What is the Zen Buddhist concept of “Satori” and what can we learn from it? Links The Soul of W…
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A Spotlight on the Scriptures: Amos 6:1 – Challenging Comfort and Uncovering True Faith
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3:03Send Biblicaltalks a Text Message A spotlight on the Scripture, Amos 6:1 Woe to those who are at ease in Zion, and to those who feel secure on the mountain of Samaria, the notable men of the first of the nations, to whom the house of Israel comes! “Woe” means”—it means to stop, look, and listen because this is important. Woe to them that are at eas…
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Biblical talks Encouraging Word for the Week, with Rachel Tolliver: Finding Solace and Strength in God Our Rock and Savior
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2:10Send Biblicaltalks a Text Message Thank God my salvation does not depend upon my failure to hold on to Him but of His mighty grasp on me. Martyn Lloyd- Jones. The psalmist says, the LORD lives, and blessed be my rock, and exalted be the God of my salvation— Psalms 18:46 Support the show Have a blessed day, and thanks for listening! Visit my website…
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Sermon of the Week Pastor Philip Anthony Mitchell: Entry and End Times
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37:07
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37:07Send Biblicaltalks a Text Message Jesus enters Jerusalem with deliberate intent, cleanses the temple, curses the fig tree, and responds to the chief priests and elders by condemning them through parables—the story of the two sons and that of the householder whose servants killed his son. In chapter 21 of Matthew, the narrative intensifies, shifting…
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A Spotlight on the Scriptures: Proverbs 10:1 – The Impact of Wisdom and Foolishness on Family Relationships
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3:10Send Biblicaltalks a Text Message a spotlight on the Scripture, Proverbs 10:1 The Proverbs of Solomon. A wise son makes a glad father, but a foolish son is a sorrow to his mother. A wise son makes his father happy. Have you noticed that when a father has a son who does well in school or excels in sports, the father brags about him? "My son has a Ph…
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Biblical talks Encouraging Word for the Week, with Rachel Tolliver: Balancing Truth and Compassion
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2:10Send Biblicaltalks a Text Message Saints Voddie Baucham made this statement, Jesus didn’t come to affirm our sin; He came to save us from it. And that’s the message we must proclaim to those struggling with same-sex attraction – not a message of affirmation, but a message of redemption. We must love our neighbors enough to tell them the truth, even…
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Sermon of the Week Elder D.J. Ward; God's Grace to Sarah
1:04:37
1:04:37
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1:04:37Send Biblicaltalks a Text Message Elder D. J. Ward preaching at Main Street Baptist Church in Lexington, KY 2001 Each month, Elder Tolliver offers a spiritually encouraging book to help you in your walk with Christ for any size donation. Please go to biblicaltalks.com website to take advantage of this opportunity. Support the show Have a blessed da…
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Book of the Month for May is You can trust God to write your Story by Nancy DeMoss Wolgemuth and Robert Wolgemuth.
2:28
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2:28Send Biblicaltalks a Text Message Hello, my name is Michelle Tolliver Biblical talks book offered for May is You can trust God to write your Story by Nancy DeMoss Wolgemuth and Robert Wolgemuth. When plans fall apart, jobs are lost, kids wander off, doctors give bad reports, we often wonder, "What are you doing, God? Are you sure you have this unde…
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Dr. Daniel Crosby - The Depth of Your Pain Maps the Height of Your Joy
7:47
7:47
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7:47Tune in to hear: What can Miss Havisham, the Charles Dickens’ character, teach us about the dangers of fleeing our pain? How is Miss Havisham, on some fundamental level, a potent metaphor for our own lives? What does Dr. Crosby mean by “emotional graying” and why are its effects so insidious? What did author Khalil Gibran have to say about why runn…
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A Spotlight on the Scriptures: Ecclesiastes 12:13-14 :Understanding Life's Purpose Through the Wisdom of God
3:10
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3:10Send Biblicaltalks a Text Message This is a spotlight on the Scripture, Ecclesiastes 12:13-14 The end of the matter; all has been heard. Fear God and keep his commandments, for this is the whole duty of man. For God will bring every deed into judgment, with every secret thing, whether good or evil. God will judge everyone because we are all sinners…
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Dr. Daniel Crosby - The Case for Calm: Being Still in a Turning World
7:02
7:02
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7:02Tune in to hear: What is Rudyard Kipling’s poem “If –” about and what can it teach us about remaining poised in the face of chaos? What are some qualities of the investors who fare best in turbulent markets? What roles does EQ (Emotional Intelligence) play in investment decision making? What are some practical steps for remaining calm in a churning…
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Joe Duran - Humanizing Wealth Management: How Personalization is Shaping the Future of Financial Services
49:48
49:48
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49:48Tune in to hear: What insight did Joe have that prompted him to start applying Behavioral Finance in practical ways while much of the industry was focused elsewhere? Why are so many firms relying on the old-fashioned educational approach when building client-centric tools and technology seems to be the way forward? What is an example of a compellin…
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Tune in to hear: What does Dimensional see about the future of the industry that encouraged them to launch something like ‘Life Invested.’ Why does a “human first” investment model have the power to endure in a way that other investment models, such as those centered around sales, have not? How can we give the “human first” approach more definition…
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Dr. Christina Lynn - Master Motivational Interviewing: A Game-Changer for Financial Advisors and Client Relationships
38:23
38:23
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38:23Tune in to hear: Examples of when emotional connection can play a decisive role in sales. How, practically, can advisors shift their focus a bit from the technical to fostering deep, emotional connections with their clients? What is motivational interviewing, what is based on and what does it look like in practice? Where does the discovery process …
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Adam Tolliver - Understanding the Racial Wealth Gap
43:29
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43:29Tune in to hear: Get a better sense of the size and scope of the racial wealth gap problem in the US. Should financial advisors play a role in addressing these inequalities? Also, do historical factors, such as systemic discrimination and redlining, largely to blame for the genesis of this disparity? What sort of systemic inequities and injustices …
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Dr. Daniel Crosby - Emotions and Money: If You Can’t Beat It, Join It
14:04
14:04
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14:04Tune in to hear: What elements do “tulip mania,” the roaring twenties and the .com bubble share and what should be our biggest takeaway from these historic market events? What is the "affect heuristic" and how should we be thinking about it in relation to our investment decision making? How do the emotional states of euphoria and despair effect our…
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Michael Finke - The Role of Behavioral Science in Shaping Your Retirement Future
32:01
32:01
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32:01Tune in to hear: From Michael’s vantage point, what did he observe during this recent market downturn? How can those nearing retirement overcome the tendency to have knee jerk responses to major negative market events? How can we better inoculate people against volatility before it happens? During a significant financial downturn is it more effecti…
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Greg Davies - Advancing Behavioral Finance: Exploring the Path Ahead
42:12
42:12
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42:12Tune in to hear: Relative to all the other behavioral experts out there, what stands out about Greg and his work? How did he arrive at this unique point of emphasis? How has Behavioral Finance come full circle in recent years? What have been the biggest shifts in Behavioral Finance in the past decade? Also, how does he anticipate it might change in…
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Tune in to hear: What was Megan’s favorite finding in the deep research she did for this book? Learn about Truman’s financial anxiety and how this impacted him. Why is it harder to pivot and recover from financial pitfalls than it used to be? What advice did Calvin Coolidge get from his stock broker? How did George Washington make his money and wha…
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Cady North - The Art of Sabbatical: Why Taking a Break Could Be the Best Career Move You Make
36:10
36:10
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36:10Tune in to hear: Did Cady’s recent book, The Art of the Sabbatical, come from a place that was very personal and meaningful to Cady? If so, what was it that made this project so personal for her? In Cady’s experience, are many of those hoping to take a sabbatical doing so to just take a break from work or are they in search of a deeper, transformat…
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Emily Blue - How Humanizing the M&A Process Leads to Better Outcomes for Employees and Stakeholders
44:47
44:47
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44:47Tune in to hear: What is the disconnect between selling an advisory business, as it is popularly conceived, and as it usually goes down in the real world? What should people know about the process that they may not currently understand? What are the big things that are missing from the “highlight reel” version of selling a business and how can peop…
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Dr. Charles Eckhart - Navigating Family Wealth Dynamics: How to Build and Preserve Family Assets
38:47
38:47
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38:47Tune in to hear: What got Dr. Eckhart into Psychology in the first place, and how did he end up moving into family wealth consulting? What are some of the significant differences in family dynamics among upper middle class families and ultra high net worth families? What does Dr. Eckart mean, exactly, when he refers to family mythology and how migh…
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Clare Flynn Levy - Good Behavior, Good Returns?
34:07
34:07
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34:07Tune in to hear: What does Clare and her team at Essentia Analytics focus on specifically? How can one score the decision making skill involved in stock picking when so much is relative to timing? How does Essentia Analytics score all 7 data points they lay out on their website? One of the trick things about behavioral investing is you can get a go…
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Tim Holland - What the 2024 Election Means for Your Wallet
35:48
35:48
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35:48Tune in to hear: How should we think about the “presidential election cycle pattern” as a forecasting tool? Does it have much merit and how is it playing out so far in 2024? How should we think about time effects in an election year? Also, what is the trend for election year market performance like as you move through the year? What would Tim tell …
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Matt Ackermann - Center Stage: What Music Can Teach Advisors About Practice Management
35:30
35:30
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35:30Tune in to hear: What can Elton John’s stage name teach advisors about how to make and set goals? What can Weezer teach advisors about workflows? What is the DICE acronym that can help advisors create a process around their practice? How can advisors find a partner best suited for their practice and how can this power growth? Also, how should advis…
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Phil Bray - Mastering Effective Marketing Strategies in a Noisy, Competitive World
47:47
47:47
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47:47Tune in to hear: How did Phil pivot from a financial advisor position to roles focused on marketing? Why is a clearly established marketing strategy so critical as a starting point and what does this look like, practically? How important is it to have an affinity for, or direct tie with, the niche client group you may serve (e.g. first responders o…
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Andy Baxley - The Power of Financial Purpose: Transforming Your Finances for a Brighter Future
43:21
43:21
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43:21Tune in to hear: Why do humans seem to have such limited access to understanding what they want, from a financial perspective? Andy believes that the ethos of financial planning is the marriage of capital and purpose. What, specifically, does he mean by this and why does he think it is so critical? Should we try to expand our clients’ notion of cap…
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Nuala Wash - Unlock Smarter Choices: Ten Steps to Better Decision Making
59:15
59:15
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59:15Tune in to hear: What drove Nuala to write her new book, Tune In: How to Make Smarter Decisions in a Noisy World ? In her book, Nuala talks about four factors that amplify the risk of noise, obscuring our ability to arrive at the truth. What are these factors and why are they so important? How do we overcome the very entrenched obstacles we face wh…
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Shawn Sparks - The Advisor Transformation: Unlocking New Strategies for Financial Success
51:14
51:14
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51:14Tune in to hear: What was the message that Shawn felt compelled to get out there in his upcoming book, The Advisor Transformation? What distinction does Shawn draw between success and significance? How does Shawn bring vision into his work at Triad in a way that better synthesizes work and life? What is Martin Seligman’s PERMA Model and what can we…
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Robert Sofia - Mastering Financial Advisor Marketing: Proven Techniques to Grow Your Practice
45:13
45:13
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45:13Tune in to hear: How should advisors go about optimizing SEO for their practice and why is it so critical? Why do advisors who offer texting as a communication option get 400% more opt-ins? Why is email so powerful and how can advisors build out a list that will serve them well? Emails with video content really outperform, but many people are hesit…
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Jason Pereira - How AI is Shaping the Future of Wealth Management and Financial Advisory
37:18
37:18
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37:18Tune in to hear: What are the 3 primary types, or thresholds, of AI and where are we headed next in this burgeoning field? What is "general purpose AI" and how does it differ from models like ChatGPT? What about "artificial super intelligence?" Why is the developing world, on average, more optimistic about AI than the developed world? Will our pess…
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Dr. Naomi Win - The Power of Embracing Uncertainty: Strategies for Success in a Volatile World
51:15
51:15
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51:15Tune in to hear: Why is it that we hate uncertainty even more than bad news? How does our dread of uncertainty impact our decision making process? If a client comes in agitated vs. paralyzed, does the means by which we resolve this uncertainty look different from reaction to reaction or do they share a common solution? Is normalization part of regu…
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Dr. Randall Stutman - A Behavioral Approach to Leadership: How to Influence and Inspire Teams
40:12
40:12
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40:12Tune in to hear: Why does Dr. Stutman use a behavioral, rather than a psychological, approach to leadership? What are the differences between these two approaches? What are some of the common qualities shared by many of the world’s best leaders? Also, were any of these particularly surprising or unexpected? What role does admiration play in effecti…
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Jane Adshead Grant - Master the Art of Listening: Tips for Becoming a Better Listener
45:34
45:34
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45:34Tune in to hear: What life experiences put Jane on a path to become a listening coach? What is generative listening and how does it differ from other forms of listening? In what ways did becoming familiar with generative listening transform Jane’s life? What does Jane mean when she says “listening to ignite thinking in others?” What role does empat…
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Lindsey Lewis - Empowering Women in Investing: Breaking Barriers and Shaping the Future of Finance
55:38
55:38
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55:38Tune in to hear: What makes women so uniquely good as behavioral investors? Why have many thought of women as particularly risk averse for so many years and what systems, on the trading floor and elsewhere, have perpetuated this misconception? Some book recommendations on women in investing and its history. Examples of how insidious the bias agains…
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Dr. Thomas Mathar - Financial Wellness vs. Financial Independence: How to Achieve Both for a Secure Future
52:10
52:10
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52:10Tune in to hear: How might financial planning conversations need to change in light of the new longevity many will experience? How will the “100 year life” affect the 3 life stages (education, work and retirement) that used to be more clearly delineated? How might we be able to give more salience and power to our mental image of a future self? What…
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Philip Courtenay - Humans and Money: Exploring the Relationship Between Emotions and Financial Choices
47:26
47:26
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47:26Tune in to hear: What did Philip’s research on the drivers of financial advice seeking uncover? Additionally, what might stand in the way of clients taking advice? What can the industry do to reduce economic barriers to entry for getting advice? What about reducing emotional barriers to entry for getting advice? What mistakes do advisors make when …
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Dr. Derek Griner - Empathy in Action: The Transformative Role of Compassion in Building Stronger Connections
52:41
52:41
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52:41Tune in to hear: What lead Dr. Griner to focus his work and research around compassion specifically? When clinicians like Dr. Griner talk about compassion, what are they talking about exactly and how might this differ from the popular conception of compassion? How do we balance our desire to want to end someone’s suffering without falling into the …
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Dr. Daniel Crosby - Not Being Dumb Beats Being Brilliant
9:57
9:57
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9:57Tune in to hear: What is the “Dumb Ways to Die” music video and why was it originally created? Was the above an effective behavioral intervention or did it fall short? Why is buy-in for employer sponsored retirement savings plans so low and what might be done to remedy this? Why might marketing campaigns with behavioral interventions outperform mor…
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Dr. Daniel Crosby - Not Caring What Others Think is a Valuable Asset (from The Soul of Wealth)
11:27
11:27
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11:27Tune in to hear: What were some of Nikola Tesla’s eccentricities? What is “The Spotlight Effect” that Morgan Housel observed when working as a valet at a high-end hotel in Los Angeles? What is Morgan Housel’s “Man in the Car Paradox” and what lessons can be learned from it? What is the psychological principle “The Anchoring Effect?” Why does ego dr…
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Dr. Daniel Crosby - Money Isn’t About the Numbers (from the Soul of Wealth)
15:06
15:06
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15:06Tune in to hear: What strategy did Alexander the Great use to overtake Tyre in 332 BC? Why did this military victory leave Alexander feeling more grief stricken than triumphant in the end? Why did Hephaestion’s death mark a turning point for the Macedonian Empire? What are “The Top Five Regrets of the Dying?” What makes up Martin Seligman’s “PERMA”…
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Dr. Daniel Crosby - Giving is the Path to Abundance (from the Soul of Wealth)
16:59
16:59
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16:59Tune in to hear: What common ground, if any, can be found across nearly all spiritual and religious traditions on the globe? What does academic research have to say about the benefits that accrue to those who are generous? Why doesn’t spending money on ourselves bring about long-lasting joy and what role does the “hedonic treadmill” play in this? W…
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Jon Dauphine - The Benefits of Offering Pro Bono Financial Planning
42:26
42:26
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42:26Tune in to hear: - With all of the possibilities out there, why has Jon landed on his current path and why does he think that pro bono work is so vital? - Jon’s organization just completed a very comprehensive study on pro bono financial planning. Were there any results that really stood out or surprised him? - What did Jon’s research unearth about…
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Richard Shotton - The Psychology Behind the Illusion of Choice: Why We Think We Have Control
40:35
40:35
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40:35Tune in to hear: - If so much of what accounts for our behavior is habitual, what hope do we have and how can we change that as we look to the New Year? - Why do such small bits of friction have an outsized influence on our behavior? - Does publicly stating your goals have any drawbacks or does it help you stay accountable? - What is the rhyme-as-r…
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Stacy Havener - The Scientist and the Storyteller Miniseries (Pt. 4)
48:35
48:35
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48:35Tune in to hear: - Why do overly linear, or bullet-pointy, stories tend to fall short? What are the risks of making your backstory too similar to a resume? - What is the psychological principle “peak-end rule” and how can it be applied to better your backstory? - Why is knowing your audience such an important part of effective storytelling? - Why “…
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Dr. Daniel Crosby - Embracing the Human-First Future: How It Will Shape Every Industry
48:58
48:58
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48:58Tune in to hear: - Why will AI, automation and algorithms likely lead to an increase in human centered connection in the financial services industry and beyond? - What is one of Thomas Hobbes’ most famous remarks and how do people take it out of context? - Why loneliness has far reaching implications for longevity that exceed even obesity. - How di…
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Anthony Damtsis - Building Wealth Confidence: Key Strategies to Boost Your Financial Mindset
40:23
40:23
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40:23Tune in to hear: - Why do only 13% of American millionaires describe themselves as wealthy? Why don’t we recognize our abundance for what it is? - What is wealth confidence and what are its broader implications within portfolio management? - Wealth confidence is definitely somewhat correlated with portfolio performance, but why is net worth alone n…
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Daniel Staker - How Behavioral Marketing Can Transform Your Advisory Practice
53:06
53:06
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53:06Tune in to hear: - Why does Daniel Staker call his new book “a book from a breakdown?” - Why is behavior such a fundamental building block of marketing? - How do we get to the bottom of what our clients really want when they are often so bad at articulating it for themselves? - What does Daniel Staker mean when he says that “people often fail to re…
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