The regulatory landscape for credit union mortgage operations is experiencing a seismic shift as new leadership takes control at key federal agencies. This thought-provoking conversation with policy expert Annmarie Conboy-DePasquale from Brownstein Hyatt Farber Schreck unpacks the latest developments affecting credit unions and their members.
Key discussion points you don't want to miss:

• Newly confirmed FHFA Director Bill Pulte has wasted no time making his presence felt, appointing himself chair of both Fannie Mae and Freddie Mac boards while removing numerous board members.
• Meanwhile, HUD has partnered with the DOGE team to target waste, fraud, and abuse within the agency. While its core mission of supporting affordable housing won't fundamentally change, workforce reductions could significantly impact program delivery.
• The discussion also examines NCUA's emphasis on streamlining regulations under Chairman Kyle Hauptman. It explores recent executive orders affecting Community Development Financial Institutions (CDFIs) – a particularly concerning development considering credit unions hold approximately 65% of CDFI assets nationwide.

For mortgage professionals supporting communities through lending, understanding these policy shifts is essential to navigating an increasingly complex regulatory environment. As one agency after another embraces "efficiency" as its mantra, what will the housing landscape look like when the dust settles?

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