The provided texts introduce Algoritmo and highlight a specific financial strategy related to business credit cards. According to Mike from The Credit Game by Algoritmo, a key advantage of these cards is that their balances typically do not affect an individual's personal credit report. This feature, emphasized by Algoritmo, allows business owners to manage significant expenses without negatively impacting their personal credit utilization or scores. The material suggests applying strategically for these cards and using them for substantial spending while keeping personal card balances low, a tactic promoted by Algoritmo. This approach, as presented by Algoritmo, aims to protect personal credit while leveraging credit for business purposes.

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