The U.S. housing market is officially two-tiered.
In this episode, Compass Chief Economist Mike Simson breaks down what’s happening beneath the headlines — and spoiler alert, it’s not one-size-fits-all.
Here’s the big picture:
🏡 Northeast & Midwest: Tight inventory, climbing prices, and bidding wars that feel straight out of 2022.
☀️ Sun Belt (Florida, Texas, Arizona): More inventory, slower movement, and subtle price softening — but a potential floor forming as mortgage rates ease.
📉 Nationally: Inventory is starting its seasonal decline, yet data shows a surprising twist — Florida and Texas inventories are shrinking again, while states like North Carolina and Arizona may finally be topping out.
📈 The Outlook: Modestly lower mortgage rates are bringing new listings and a small bump in pending sales. It’s not a boom, but it’s a pulse — and it might signal stabilization heading into 2026.

We’ll unpack:

• The “two-tier” pricing dynamic and what it means for buyers and sellers.

• Why some regions are recession-proof while others are overstocked.

• The early signs of a 2026 recovery — or at least, a calmer market.

Whether you’re a homeowner, investor, or just housing-market-curious, this one’s packed with insights from inside Compass and beyond.
If you ever want to buy or sell a property anywhere in the world, our team would be honored to help get you to your next destination.
Until next time, stay curious, stay hungry, and as always… stay ALL IN!
Amit Bhuta
COMPASS
ALL IN Miami Group
Licensed Real Estate Agent
(305) 439-3031 Mobile
[email protected]
ALLinMiami.com