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This statement might shock you: some actual good things happened in 2025. Or, at least things that did not totally suck.

Stuff like: new limits on the hoops insurance companies can make you jump through, and new protections from predatory debt collectors..

These are just a couple examples of what state governments have been up to this year – in red, blue, and purple states alike.

State governments can’t do it all, but across a couple of episodes, we’ll dive into a handful of meaningful wins, and learn how they came to pass.

Today’s episode takes us to Nebraska, where the state passed aggressive new restrictions on prior authorization.

And Virginia, where lawmakers banned wage garnishment for lots of medical debts.

Here's a transcript of this episode.

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