What would you do differently if you could start your FIRE journey over today?

Back in 2013, Scott was fresh out of college house hacking his way to financial independence, while Mindy and her husband were deep into their FIRE journey documenting it all on their blog. Fast forward to 2025—both are financially independent, but if they were starting from scratch today, they'd make some serious changes.

Welcome to the BiggerPockets Money Podcast! In this episode, Scott and Mindy reveal what they'd do differently starting their FI journey in 2025. The fundamentals still work—frugality, saving, investing—but the tactical strategies? Those have evolved dramatically.

In this episode, we cover:

• The real estate strategies Scott would prioritize in today's market
• Stock investments and portfolio allocation for 2025
• How AI and technology are reshaping the path to FI
• The biggest regrets—including times they wish they'd spent MORE
• What still works from 2013 vs. what's completely outdated
• Lifestyle changes they'd make earlier in the journey
• Updated timelines and expectations for achieving FIRE today

Whether you're just starting out or already on track to financial independence, this episode gives you a fresh roadmap for building wealth in today's world.

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