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In part two of our series with Tommy Kilpatrick, we explore the deeper philosophy behind his argument: that “law is language and language is law.” Tommy breaks down why he insists on calling credit card balances “alleged debt,” and what happens when everyday consumers start paying closer attention to the fine print.

🎧 In this episode:

  • Why language is the real battleground in financial law

  • The difference between merchant-issued and bank-issued credit cards

  • How one word — “alleged” — changes the balance of power between banks and consumers

💬 This conversation challenges how we think about ownership, contracts, and financial accountability — and asks whether the systems we rely on are built to serve us, or themselves.

#FinancialLiteracy #CreditLaw #DebtAwareness #CasualBabble #MoneyMindset

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58 episodes