Manage episode 320728747 series 3313998
Having a credit card is a great convenience today, and most of us have one that we use to shop and pay our bills. however, we are always restricted to the credit card limit, which prevents us from spending beyond a particular amount in a given month.
Click here to get more info. about increasing your credit cards.
How to increase your credit card limit
1. apply for a new card,
2. request an increase on an existing card,
3. back your request with valid reasons,
4. be polite,
5. make your request reasonable,
6. the balance transfer option,
Factors conducive to increasing credit card limit
now you know how to increase the credit card limit on your card. you should also be aware of some of the factors that can help you get your credit card limit increased. you can ensure a favorable response to your application with these pointers:
1. be prompt in your payments,
2. maintain a low credit utilization ratio,
3. provide evidence of an income increase,
4. reduce or eliminate some of your liabilities,
5. check your credit score & work on improving it.
Click on this link to get full information:- https://cardinsider.tumblr.com/post/675250606959656960/top-5-icici-bank-credit-cards-in-this-infographic
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