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HBO and The Ringer's Bill Simmons hosts the most downloaded sports podcast of all time, with a rotating crew of celebrities, athletes, and media staples, as well as mainstays like Cousin Sal, Joe House, and a slew of other friends and family members who always happen to be suspiciously available.
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In this episode of With Flying Colors, Mark Treichel speaks with Dan Prezioso, Partner at Olden Lane, about the demographic shift reshaping credit unions and why deposit competition is entering a new era.
Dan shares data and insights from multiple national surveys, macro trends, and firsthand M&A activity, including:
- Why strategic mergers are already breaking NCUA approval records in 2025
- The shrinking role of baby boomers as depositors, borrowers, and primary financial institution users
- Why Gen Z and millennials are saving more — but choosing Robinhood, Coinbase, and SoFi over traditional credit unions
- The alarming statistic that 37% of Gen Z credit union members are likely to switch institutions in the next 12 months
- “Real” deposit growth vs. nominal growth, and why rising OPEX may force additional consolidation
- The engagement deficit: younger members don’t think of credit unions as their everyday financial partner
- What credit unions can do right now to stay relevant in the next decade
Dan also highlights examples of institutions that are getting it right — from fractional real estate investing to budgeting tools and crypto-enabled debit cards — and explains what boards should be asking their CEOs in 2026 strategic planning.
📩 Connect with Dan: [email protected]
🔗 Olden Lane: [email protected]
🎧 Listen now and subscribe for future episodes of With Flying Colors.
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