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The Dark Secrets of the Credit Industry: Part 1 — Why Credit Bureaus Resist Deleting Negative Items – CreditFixGuy
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You might think credit bureaus are there to help you, but the truth is—they profit when your report stays messy. Each negative item is more than a number—it’s a data product they sell over and over again. The longer it stays, the more money they make from lenders, insurers, and data brokers.
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