A little hope is good for the soul, but when it comes to retirement planning, wishful thinking can lead to serious financial mistakes. Today, Dennis walks through five common examples of wishful thinking that can quietly damage your retirement and how you can build a plan that protects your future instead of relying on luck.

Here’s some of what we discuss in this episode:

💸 Taxes may not shrink just because your paycheck does

🚗 Retirement freedoms that might cost you

🧓 Is Social Security a financial strategy?

🏥 Healthcare costs don’t vanish with Medicare

🏠 Downsizing sounds easier than it actually is

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