In this episode I’m exploring the world of travel hacking with my guest Megan Lanford. Megan is a travel points coach and the host of the Points to Paradise Podcast, where she teaches listeners how to use credit card points to travel without breaking the bank.Megan shares her wisdom on how you can leverage both personal and business spending to take amazing trips for free or at a fraction of the cost.

Whether you’re a beginner curious about where to start or someone looking to advance your travel points game, Megan provides invaluable insights into maximizing your credit card benefits, understanding the ins and outs of transfer partners, and much more. Tune in to discover how you can turn your business and personal expenses into the vacation of your dreams!

In Today’s Episode We Discuss:

Basics of Travel Points

Travel points and credit card benefits reward your everyday spending. Personal and Business cards offer different advantages for various users. Starting with the right card, like Chase Sapphire Preferred, is essential for beginners.

Best Practices for Earning Points

Those with less credit history should build their points portfolio gradually. Signup bonuses offer the quickest way to accumulate substantial points. Combining personal and business spending optimizes point earning potential.

Advanced Strategies for Maximizing Points

Using multiple cards from issuers like Chase and Capital One benefits experienced collectors. Careful organization helps track fees and benefits across multiple cards. Advanced users can implement strategies to maximize point conversions between programs.

Managing Credit Impact and Rules

Credit card applications affect your credit score but can be managed with planning. The Chase 5/24 Rule limits approvals for those with five or more new cards in 24 months. Know which business cards report to personal credit bureaus and which don't.

Integrating Travel into Business Strategy

Points can reduce business travel costs significantly. Evaluate benefits of personal versus business spending to maximize returns on both types of expenditures.

Resources Mentioned:

Find Megan Lanford on Instagram at Points to Paradise.

Listen to Megan’s podcast, Points to Paradise, for more travel and credit card tips.

Check out Megan’s course, Travel Points Academy.

Download the free Travel Freely app which helps you manage and track your credit card strategy.

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