Scaling Smart: How Time-Poor Professionals Can Build Wealth Through Property with Rich Harvey

🎙 Podcast: Finance This Property That
🎤 Host: Dion Fernandez
⏱ Duration: 42 minutes

🎯 Episode Synopsis:

In this powerful and insight-rich episode, mortgage planner Dion Fernandez is joined by returning guest Rich Harvey, award-winning founder of Propertybuyer, to break down how time-poor professionals can successfully start, scale, or rebalance a property portfolio. With over 25 years of experience, Rich shares the core strategies and mindsets that differentiate successful investors from procrastinators. From the importance of using licensed, experienced buyer’s agents to recognizing the cost of inaction, this episode delivers practical wisdom and behind-the-scenes tips on navigating today’s real estate market—without wasting time or money.

Whether you're a seasoned investor or just getting started, this episode reveals how building a team, leveraging expert insights, and making data-driven decisions can fast-track your financial legacy.

🧭 Episode Breakdown:

00:00 – 02:30 | Welcome & Banter
Dion introduces Rich Harvey, recounting the humorous airport pickup. Rich shares he’s up for three major PIPA awards, celebrating his company’s 49 previous accolades.

02:30 – 09:00 | Why Awards Matter in Property Advice
Rich explains how award submissions drive business introspection, ethics, and service excellence. Dion and Rich both reflect on the importance of client satisfaction and reputation.

09:00 – 19:30 | Building Portfolios for Time-Poor Professionals
Three core topics are explored:

1. Opportunity Cost of Time – The high price of procrastination
2. Trusting Buyer’s Agents – What to look for and red flags to avoid
3. Buyer’s Agent Credentials & Strategies – Establishing credibility and value

19:30 – 27:00 | How a Good Buyer’s Agent Works
Rich outlines the buyer’s journey: goal-setting, strategy development, location selection, negotiation, and risk mitigation. The focus: unemotional, data-backed decisions with boots-on-the-ground insight.

27:00 – 32:00 | Real Stories of Property Wealth Creation
Rich shares a client’s story who built a portfolio and achieved financial freedom in 10 years. Dion and Rich discuss how education and action are critical to success.

32:00 – 38:00 | Market Outlook & Hot Spots Around Australia
Rich provides a state-by-state breakdown of property markets:

• Brisbane & SE QLD: Continued growth
• Melbourne: Recovery signs, granny flat opportunities
• Perth: High growth, builder delays
• Adelaide: Underrated, consistent performer
• Newcastle & Central Coast: High potential
• Tasmania: Hobart’s emerging viability

38:00 – 42:00 | Final Thoughts & How to Connect
Discussion wraps with advice on team-building, protecting assets, and balancing portfolios. Rich plugs Propertybuyer.com.au, Dion emphasizes the podcast’s educational mission.

📢 Takeaway Message:
Procrastination is expensive. Surround yourself with trusted advisors, take action with clarity, and let the right team help you build a scalable, strategic portfolio—faster and smarter.

📍 Episode Links:

• Rich Harvey: propertybuyer.com.au
• Dion Fernandez: @dionfinancespecialist | emergefinance.com.au

📣 Subscribe for more episodes at: financethispropertythat.com.au