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Where Can I Find Extra Money to Pay Off Debt Faster?
Manage episode 487340155 series 1791561
So, you’ve picked your debt payoff strategy—snowball or avalanche—and now you’re ready to hit the gas. But there’s one problem: your budget feels tapped out. In this episode of Financially Confident Christian, Ralph helps you bridge the gap between intention and action by walking you through how to uncover hidden margin in your current budget. With a calm, faith-based approach and a few practical mindset shifts, he shows you that you don’t need to earn more—you need to rethink what you already have. Tune in if you’re ready to find extra money.
Check out the full podcast episode here
From cutting back on non-essentials to reevaluating short-term savings priorities, Ralph lays out a simple, repeatable process to free up funds—no spreadsheet wizardry required. He explains how even small adjustments can accelerate your debt payoff and give you a renewed sense of progress and peace. With encouragement from Scripture and a realistic game plan, this episode is your step-by-step guide to turning small sacrifices into big financial wins.
Chapters:
- 00:06 - Finding Extra Money in a Tight Budget
- 01:21 - Finding Extra Money for Debt Payoff
- 03:39 - Finding Extra Money for Debt Payoff
- 04:03 - Finding Margin for Debt Freedom
- 07:56 - Breaking the Cycle of Financial Shame
- 08:15 - Tackling High Interest Debt
Takeaways:
- Choosing a debt payoff strategy like snowball or avalanche is a big deal, folks!
- Finding extra money isn’t just about raises; it’s about smart spending.
- You gotta review your recent spending to see where cash can be freed up, trust me!
- Cutting back on non-essentials like dining out can really boost your debt repayment game.
- Even small amounts redirected to debt can make a HUGE difference in the long run!
LISTEN NOW
WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
Please share our Podcast with all your friends and family!
Submit your questions or ideas for future shows - email us at
[email protected] or leave a voicemail message on our podcast page
Like us on Facebook and follow us on Facebook at
https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.
To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!
Buy Ralph's Book - Mastering Your Finances!
Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey
Want to be a guest on Financially Confident Christian? Send Ralph Estep, Jr. a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1704313698808231d175d3ba6
787 episodes
Manage episode 487340155 series 1791561
So, you’ve picked your debt payoff strategy—snowball or avalanche—and now you’re ready to hit the gas. But there’s one problem: your budget feels tapped out. In this episode of Financially Confident Christian, Ralph helps you bridge the gap between intention and action by walking you through how to uncover hidden margin in your current budget. With a calm, faith-based approach and a few practical mindset shifts, he shows you that you don’t need to earn more—you need to rethink what you already have. Tune in if you’re ready to find extra money.
Check out the full podcast episode here
From cutting back on non-essentials to reevaluating short-term savings priorities, Ralph lays out a simple, repeatable process to free up funds—no spreadsheet wizardry required. He explains how even small adjustments can accelerate your debt payoff and give you a renewed sense of progress and peace. With encouragement from Scripture and a realistic game plan, this episode is your step-by-step guide to turning small sacrifices into big financial wins.
Chapters:
- 00:06 - Finding Extra Money in a Tight Budget
- 01:21 - Finding Extra Money for Debt Payoff
- 03:39 - Finding Extra Money for Debt Payoff
- 04:03 - Finding Margin for Debt Freedom
- 07:56 - Breaking the Cycle of Financial Shame
- 08:15 - Tackling High Interest Debt
Takeaways:
- Choosing a debt payoff strategy like snowball or avalanche is a big deal, folks!
- Finding extra money isn’t just about raises; it’s about smart spending.
- You gotta review your recent spending to see where cash can be freed up, trust me!
- Cutting back on non-essentials like dining out can really boost your debt repayment game.
- Even small amounts redirected to debt can make a HUGE difference in the long run!
LISTEN NOW
WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
Please share our Podcast with all your friends and family!
Submit your questions or ideas for future shows - email us at
[email protected] or leave a voicemail message on our podcast page
Like us on Facebook and follow us on Facebook at
https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.
To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!
Buy Ralph's Book - Mastering Your Finances!
Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey
Want to be a guest on Financially Confident Christian? Send Ralph Estep, Jr. a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1704313698808231d175d3ba6
787 episodes
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