In this episode of Growing Money with Sean Trace, I sit down with the incredible Stephen Heath—professor, CPA, and all-around financial wisdom dropper—to talk about the money lessons no one ever taught us. We dive into everything from how college can either be a launching pad or a financial trap, to why your major might not matter nearly as much as how you use your time in school.

Stephen shares wild stories from his past career in litigation consulting—like valuing Snoop Dogg’s album art and taking Pitbull to court—and how he traded all that in for a meaningful life teaching at a community college. We talk about what really matters when it comes to money: habits, mindset, and just getting started—even if you don’t know what you’re doing yet.

This conversation is packed with real talk, laughs, and the kind of clarity I wish I had in my 20s. Whether you're a student, a parent, or just someone trying to figure it out, there’s something in here for you.