In this powerful episode of Growing Money with Sean Trace, I sit down with David Houston, a Ramsey Preferred financial coach, to unpack the truth about debt, budgeting, and building a strong financial foundation. From his personal stories about student loans and seven-figure debt to my own adventures teaching my daughter about money through chickens and eggs, this conversation is full of heart, humor, and real-life wisdom. Whether you're 18 or 58, David shares practical tools and mindset shifts that can help you reclaim your financial future—one simple step at a time.