In this heartfelt and insightful panel, longtime mortgage banker and moderator Tim Carpenter leads a discussion with Lori Gay President & CEO, Neighborhood Housing Services of Los Angeles, and Sidra Goldwater Advisor, Disaster Recovery & Rebuilding, Fannie Mae. Together, they explore the human and financial dimensions of post-disaster recovery—from restoring hope to rebuilding homes and addressing complex issues like heirs' property and intergenerational wealth. Lori shares powerful on-the-ground stories of resilience and the importance of "hope as leverage." At the same time, Sidra offers expert insights into Fannie Mae's disaster response, lending guidance, and innovative tools for long-term housing stability. This session highlights how compassion, clarity, and collaboration drive true recovery—turning numbers into stories of hope.

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