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#198: Why Your Budget Isn’t Working (and How to Fix It)

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Manage episode 469975999 series 2924305
Content provided by Allison Baggerly. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Allison Baggerly or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

In this episode, we're diving into the 6 sneaky reasons your budget might be failing (and trust me, you're not alone in this!). Ever look at your bank account and wonder where all your money went, even though you had a budget? Been there! I'm sharing a real story about how life threw our family a curveball last month with medical expenses, and how we handled it.

You Will Learn:

  • Those Tricky Irregular Expenses: How to handle those surprise (but not really surprise) expenses like car maintenance and annual subscriptions without derailing your whole budget.
  • Why Being Too Strict Backfires: I'll share how giving ourselves just $20 of fun money changed everything in our budgeting journey.
  • Rolling with Life's Changes: From inflation to growing kids (who knew they could eat so much?), learn how to adjust your budget when life shifts.
  • Setting Goals That Stick: Why trying to cut your restaurant budget from $500 to $50 probably won't work (and what to do instead).
  • Those Sneaky Small Purchases: How $8 lunches and random Amazon buys can add up to over $2,200 a year without you noticing.
  • The Weekly Money Check-In: My simple 5-minute routine that keeps our budget on track without making it feel like a chore.

Grab your coffee (or tea!), maybe a notebook, and let's talk about making your budget actually work for your real life. Because honestly? The problem isn't you - it's probably one of these six things we're about to fix.

Join my free 7-Day Budget Makeover Challenge

Check out Axos ONE's savings and checking bundle: http://axosbank.com/allison

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired

You Might Like:

  continue reading

216 episodes

Artwork
iconShare
 
Manage episode 469975999 series 2924305
Content provided by Allison Baggerly. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Allison Baggerly or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

In this episode, we're diving into the 6 sneaky reasons your budget might be failing (and trust me, you're not alone in this!). Ever look at your bank account and wonder where all your money went, even though you had a budget? Been there! I'm sharing a real story about how life threw our family a curveball last month with medical expenses, and how we handled it.

You Will Learn:

  • Those Tricky Irregular Expenses: How to handle those surprise (but not really surprise) expenses like car maintenance and annual subscriptions without derailing your whole budget.
  • Why Being Too Strict Backfires: I'll share how giving ourselves just $20 of fun money changed everything in our budgeting journey.
  • Rolling with Life's Changes: From inflation to growing kids (who knew they could eat so much?), learn how to adjust your budget when life shifts.
  • Setting Goals That Stick: Why trying to cut your restaurant budget from $500 to $50 probably won't work (and what to do instead).
  • Those Sneaky Small Purchases: How $8 lunches and random Amazon buys can add up to over $2,200 a year without you noticing.
  • The Weekly Money Check-In: My simple 5-minute routine that keeps our budget on track without making it feel like a chore.

Grab your coffee (or tea!), maybe a notebook, and let's talk about making your budget actually work for your real life. Because honestly? The problem isn't you - it's probably one of these six things we're about to fix.

Join my free 7-Day Budget Makeover Challenge

Check out Axos ONE's savings and checking bundle: http://axosbank.com/allison

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired

You Might Like:

  continue reading

216 episodes

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