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#202: The Freak Accident That Made Me Grateful for Our Emergency Fund
Manage episode 474925746 series 2924305
Two months ago my youngest son had a freak accident that turned our world upside down. What started as a chipped tooth at school quickly spiraled into multiple surgeries, procedures, and a life-changing injury.
I'm taking you behind the scenes of this emotional journey - from that first call from the school nurse to endless visits with specialists and surgeries. I’m sharing how we navigated multiple specialists, several surgeries, and what this means for my son (and us!) going forward.
This accident will have lasting impacts on my 10-year-old, but I'm also sharing why having an emergency fund was absolutely crucial in helping us focus on his care rather than financial stress.
High Yield Savings Account Link - earn 10x national average!
Financial Impact:
- Emergency Room (Medical):
- Total Bill: $7,230.00
- Insurance Paid: $2,659.20
- We Paid: $3,199.56 (30% discount)
- Pediatric Dentist (Dental):
- Total Bill: $1,073.00
- Insurance Paid: $123.00
- We Paid: $583.00 (discount)
- Oral Surgeon (Dental):
- Total Bill: $3,441.00
- Insurance Paid: $211
- We paid: $3,230.00
- Orthodontist:
- Total Bill: $3,950.00
- Insurance Paid: $1,395.00
- We Paid: $2,555.00
- Endodontist (Dental):
- Total Bill: $4,636.00
- Insurance Paid: $0.00
- We Paid: $3,477.00 (25% discount)
- Total Paid to Date: $13,044.56
You Might Like:
- Get the FREE Goodbye Debt Tracker!
- Grab my FREE Budgeting Cheat Sheet.
- Get the Budget My Paycheck Spreadsheet.
- Follow Allison on Instagram! @inspiredbudget
- Check out Inspired Budget's blog.
- Take my FREE class on How to Budget to Build Wealth!
216 episodes
Manage episode 474925746 series 2924305
Two months ago my youngest son had a freak accident that turned our world upside down. What started as a chipped tooth at school quickly spiraled into multiple surgeries, procedures, and a life-changing injury.
I'm taking you behind the scenes of this emotional journey - from that first call from the school nurse to endless visits with specialists and surgeries. I’m sharing how we navigated multiple specialists, several surgeries, and what this means for my son (and us!) going forward.
This accident will have lasting impacts on my 10-year-old, but I'm also sharing why having an emergency fund was absolutely crucial in helping us focus on his care rather than financial stress.
High Yield Savings Account Link - earn 10x national average!
Financial Impact:
- Emergency Room (Medical):
- Total Bill: $7,230.00
- Insurance Paid: $2,659.20
- We Paid: $3,199.56 (30% discount)
- Pediatric Dentist (Dental):
- Total Bill: $1,073.00
- Insurance Paid: $123.00
- We Paid: $583.00 (discount)
- Oral Surgeon (Dental):
- Total Bill: $3,441.00
- Insurance Paid: $211
- We paid: $3,230.00
- Orthodontist:
- Total Bill: $3,950.00
- Insurance Paid: $1,395.00
- We Paid: $2,555.00
- Endodontist (Dental):
- Total Bill: $4,636.00
- Insurance Paid: $0.00
- We Paid: $3,477.00 (25% discount)
- Total Paid to Date: $13,044.56
You Might Like:
- Get the FREE Goodbye Debt Tracker!
- Grab my FREE Budgeting Cheat Sheet.
- Get the Budget My Paycheck Spreadsheet.
- Follow Allison on Instagram! @inspiredbudget
- Check out Inspired Budget's blog.
- Take my FREE class on How to Budget to Build Wealth!
216 episodes
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