Have you ever felt like no matter how much you budget, you still end up short at the end of the month?

What if the problem isn’t budgeting—but a completely different way of managing your cash flow?

Most people believe budgeting is the key to financial success, but according to cash flow expert Stephanie Holmes Winton, traditional budgeting is outdated and ineffective for the way we spend today.

In this episode, we uncover why budgeting sets you up for failure, how cash flow planning simplifies money management, and why your spending habits—not your income—determine your financial success.

In this episode, you will:

1) Discover the difference between budgeting and cash flow planning—and why one works while the other doesn’t.

2) Learn how to set up a simple system that eliminates financial stress and keeps you on track without micromanaging every dollar.

3) Find out the biggest behavioural mistakes people make with money and how to use psychology to make better wealth decisions.

If you’re tired of feeling like your money controls you instead of the other way around, hit play now to learn a smarter way to manage your finances! 🚀

The podcast delves into behavioral economics and personal finance, offering expert financial advice on managing money, investing, and navigating the stock market, while highlighting common blind spots of financial advisors to help you make better decisions for retirement and overall wealth management.