It might sound a bit odd coming from the finance pros, but it's true: it's irresponsible to use math alone to build a financial plan.

That's because money isn't a math problem. Too often we think we can just plug numbers into a formula and rely on the answer that it generates, but that leaves out a lot of variables that often matter more than the baseline numbers.

So what DO we look at instead? We share three major considerations: -- Understanding your financial reality and respecting what the numbers say about TODAY -- Adding color and context that reflects the fact that your financial decisions are made with the long-term in mind... but that you actually have to live your life in the day-to-day moments -- Managing the emotional challenges that come with trying to align your money, your time, and your energy in a way that allows you to get more of what you want

We'll cover the 3-step framework we use to navigate the complex thought process that's required when making money decisions that actually work in real life... and along the way, we'll explain why spreadsheets and calculations only play a supportive role rather than a starring one.