Send me a text

In this episode. we dive into the power of intentional budgeting with Zach Whelchel, founder of My Budget Coach. Zach shares his journey from not budgeting at all to using a zero-based budgeting system that transformed his financial life. We also discuss how budgeting strengthens relationships, creates financial freedom, and empowers people to be proactive instead of reactive with money.

If you’ve struggled with budgeting or want to help others learn, this episode is packed with practical advice, real-life examples, and tools to help you get started. Plus, we discuss how you can teach budgeting to others and even turn financial coaching into a side hustle or career!

The money talking points for this week are:

1. How do you like to budget?
2. How can you teach others about budgeting?
3. How can your budget help you be proactive vs reactive?

Timestamps:

⏳ [00:00] – Welcome & Episode Introduction

⏳ [02:00] – Meet Zach Whelchel: Entrepreneur, Software Developer, and Budgeting Advocate

⏳ [03:00] – Why Zach and His Wife Started Budgeting (After Years of Not Doing It)

⏳ [05:00] – The Game-Changer: Moving to a Zero-Based Budget

⏳ [07:00] – Being Proactive vs. Reactive with Your Money

⏳ [10:00] – How Budgeting Helped Zach & His Wife Buy Rental Properties and Start a Business

⏳ [12:00] – Overcoming the Overwhelm: How to Start Budgeting Without Stress

⏳ [14:00] – The Best Budgeting Tools: My Budget Coach, YNAB, & More

⏳ [18:00] – Teaching Others About Budgeting: From Churches to Libraries to Online Coaching

⏳ [21:00] – How to Talk About Budgeting with Friends & Family Without Sounding Preachy

⏳ [25:00] – Teaching Kids About Money: Zach’s $2 Trick

⏳ [27:00] – Final Advice: What Zach Wishes He Knew in His 20s About Budgeting

Resources & Links

📌 Try My Budget Coach: https://www.mybudgetcoach.com/coaches/skyler-fleming

📌 Connect with Zach Whelchel: https://www.mybudgetcoach.com/coaches/zach-whelchel

Sign up for my newsletter: https://money-talk-with-skyler-fleming.kit.com/64cbd24b05

Schedule a free Money Talk at

Support the show

Sign up for my newsletter: https://money-talk.kit.com/64cbd24b05

Schedule a free Money Talk at https://moneytalk.show/chat

Get your free Money Talk resources at https://moneytalk.show/resources

Sign up for a free trial with MyBudgetCoach and select me as your money coach: https://www.mybudgetcoach.com/coaches/skyler-fleming

Find even more Money Talk at moneytalk.show/quick-links

"Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/