The Power of a Written Spending Plan with Danielle Reese - 176
Manage episode 478770039 series 3520760
In this week’s episode, I’m joined by Danielle Reese, founder of the Better Budgeting Playbook and host of the Better Budgeting Podcast. We’re diving deep into the world of written spending plans—why they matter, how to build one, and how they can actually make your financial life feel freeing instead of restrictive. Whether you’re just getting started or looking for ways to level up your current budget, this episode is packed with practical insights and relatable real-life stories (including a couple of flat tire horror stories 🙃). Danielle and I talk about the emotional side of money, how to stop living paycheck to paycheck, and how simple habits like writing things down and setting up automation can lead to real financial peace.
Money Talking Points for This Episode:
- How can you use a spending plan to reach your goals?
- What are some ways you can write things down so you don’t forget them?
- How do you make sure automation actually helps your finances?
Episode Highlights & Timestamps:
[04:15] – Budget vs. spending plan: what’s the difference and why it matters
[05:20] – Why written plans bring more freedom than restriction
[06:00] – The mountain analogy: breaking goals into achievable steps
[07:15] – Emergency fund talk: how to turn chaos into calm
[10:30] – Do you need a professional to start budgeting?
[11:15] – Step-by-step: how to build your spending plan from scratch
[13:00] – The bank statement exercise: how to start with real data
[15:00] – Danielle’s 3-account system: bills, spending, and savings
[22:00] – “I don’t forget anything because I don’t try to remember anything” 😅
Resources & Mentions:
💼 Danielle Reese Coaching: https://www.daniellereesecoaching.com/
Sign up for my newsletter: https://money-talk.kit.com/64cbd24b05
Schedule a free Money Talk at https://moneytalkwithskylerfleming.com/chat
Get your free Money Talk resources at https://moneytalkwithskylerfleming.com/resources
Sign up for a free trial with MyBudgetCoach and select me as your money coach: https://www.mybudgetcoach.com/coaches/skyler-fleming
Find even more Money Talk at moneytalkwithskylerfleming.com/quick-links
"Upbeat Forever"Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0http://creativecommons.org/licenses/by/3.0/
181 episodes