Are you worried that homeownership might be slipping further out of reach?

Are you curious how a 50-year mortgage could shake up the housing market—and your future?

In this episode of Moving Sucks, Seth takes on one of the most controversial housing proposals in recent memory: the introduction of a 50-year mortgage. Is it a lifeline for buyers or a financial trap? We go deep into the economic logic, the political motivations, and what it could actually mean for YOU.

We explore how mortgages have evolved over the decades, what this extended term could do to monthly payments, and how it could either open doors or slam them shut for first-time buyers. You’ll hear real talk, historical parallels, and sharp insights into whether this policy helps—or hurts—the dream of homeownership.

Episode Breakdown:

00:00 – Introduction to the 50-Year Mortgage Proposal

00:38 – Welcome to Moving Sucks

01:05 – Historical Context of Mortgage Terms

03:00 – Understanding Mortgage Payments

04:39 – Concerns and Criticisms of the 50-Year Mortgage

09:25 – Economic Implications and Historical Parallels

14:26 – Final Thoughts and Viewer Engagement

If you’ve ever questioned whether housing is still affordable—or who these new proposals really benefit—then this episode is for you.

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