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Content provided by Phoebe Blamey retired financial and mortgage advisor, podcaster, coach and course creator, Phoebe Blamey retired financial, Mortgage advisor, and Course creator. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Phoebe Blamey retired financial and mortgage advisor, podcaster, coach and course creator, Phoebe Blamey retired financial, Mortgage advisor, and Course creator or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

Description:
In this empowering episode of My Happy Money Journey, Phoebe gets raw and real about debt—and how to break free from it without sacrificing your sanity, dignity, or your weekly catch-up with the girls.

We’re talking credit cards, buy-now-pay-later traps, personal loans, and the sneaky shame that rides shotgun with them. If you’ve ever shoved a credit card bill in a drawer and hoped for the best—this one’s for you.

You’ll learn:

  • Why debt is not a character flaw (and you’re not broken)

  • The #1 thing to do before you pay off a single cent

  • Avalanche vs. Snowball strategies—and how to pick what suits YOU

  • How to cut spending without killing your joy

  • Why a financial safety net is your best defence against falling back in

Resources:

Quote of the Episode:
“Debt is not your personality—it’s just a situation. And it’s one we can handle, together.”

Subscribe & Share:
If this episode helped you feel more empowered around money, share it with a woman who needs it. Debt is temporary. You are a force of nature.

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121 episodes