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Ep. 08 | The Significance of Sinkhole Law and How It Impacts Homeowners
Manage episode 477408041 series 3659677
In Episode 8 of our podcast, we welcomed Grant Krapf as our guest, an attorney who specializes in property insurance claims. We discussed topics such as the laws surrounding sinkholes, what’s covered and what’s not, how coverage can differ for businesses versus residential, how homeowners should navigate the legal process, along with much more. We hope you learned just as much as we did on this topic and that it will prove beneficial in case you or someone you know faces a similar situation.
If you or someone you know is facing settlement around their home or even a possible sinkhole, tell them to contact Helicon at their earliest convenience. Call 844-Helicon or visit our site: https://www.heliconusa.com/ to schedule a FREE inspection!
Chapters
1. Ep. 08 | The Significance of Sinkhole Law and How It Impacts Homeowners (00:00:00)
2. Intro (00:00:05)
3. A Brief Overview of Sinkhole Law and Its Significance for Property Owners (00:01:58)
4. What Is Covered and What Is Not With Laws Surrounding Sinkholes (00:04:05)
5. What You Should Do If You’re Denied Coverage (00:08:24)
6. How Sinkhole Laws Have Changed From 10+ Years Ago (00:12:14)
7. How Laws Have Changed on the Commercial Side (00:17:35)
8. How Insurance Coverage Differs for Natural Sinkholes vs. Ones Caused by Human Activities (00:22:47)
9. Steps Homeowners Should Take to Navigate the Legal Process of a Sinkhole Incident (00:24:40)
10. What Homeowners Can Do to Ensure an Insurance Company’s Engineer Is Providing the Best Methods Possible (00:25:21)
11. Should Homeowners File a Claim on Their Own or Have an Attorney Do It for Them? (00:26:04)
12. What Representation Usually Costs (00:26:58)
13. How Sinkhole Disclosures Work in Real Estate Transactions (00:29:06)
14. The Benefit of Hiring an Attorney Over a Public Adjuster (00:29:48)
15. How Sinkhole Laws Address Situations Where a Property Owner Was Unaware of a Sinkhole Risk at the Time of Purchase (00:34:58)
16. Challenges in Accurately Assessing the Financial Damages Related to Sinkhole Incidents (00:36:27)
17. Are There Any Misconceptions or Myths About Sinkhole Law That You Frequently Encounter? (00:39:59)
18. Outro (00:41:30)
12 episodes
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