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Hosts: Adrian Smith (CEO, BlinkPay) & Tim D’Shea (Head of Product, BlinkPay)
Music by Levgen Poltavskyi from Pixabay
In this episode of Open Banking Q&A with BlinkPay, we bring together voices at the heart of Aotearoa’s open banking journey:
- Matthew Lewer, Head of Payments at the Commerce Commission
- Emma Geard, Senior Associate at MinterEllisonRuddWatts
- Andrew Dentice, Co-chair of FinTechNZ & Partner at Hudson Gavin Martin
Together, they unpack how regulation is shaping the future of payments and data sharing in New Zealand — from competition and consumer protection to liability, security, and trust.
We cover:
- Why open banking must balance innovation, consumer safeguards, and bank participation
- The 10-year journey of recalibrating regulation, not just “set and forget”
- How liability and consumer protection frameworks will make or break trust in new payment flows
- Lessons from overseas:
US Consumer Watchdog redoes open banking rules on customer data (Reuters)
FCA set to streamline payment systems oversight (Fintech Global) - Why New Zealand’s unique “coalition of the willing” gives us a head start — but also unique challenges
🎧 Tune in to hear how regulators and legal experts see policy turning into practice — and why now is a critical moment for open banking in Aotearoa.
8 episodes