Scaling Smarter: Independent Lending, Vendor Relationships & Managing Market Volatility
Manage episode 489640939 series 3662353
In this episode of Portfolio Perspective: Managing Risk & Seizing Opportunity, Andrew Pace sits down with Dominick Cevet, CLFP, Assistant Vice President of Portfolio Management at Auxilior Capital Partners. Dominick shares how Auxilior has scaled from startup to over $2 billion in assets in just four years — leveraging deep vendor partnerships, independent decision-making, portfolio diversification, and a service-first approach that keeps both vendors and borrowers engaged.
Key Topics Discussed:
- The benefits of operating as an independent lender
- Deep vendor/manufacturer relationships and program building
- Managing rapid portfolio growth while maintaining discipline
- Adjusting to transportation sector volatility (without fully exiting)
- Pivoting into new sectors like motor coach and franchise lending
- The role of seasonality in portfolio structuring and payment modifications
- Leveraging technology for efficient customer engagement (automation, texting, portals)
- Navigating consumer vs commercial borrower behavior
- Early warning signs in market shifts (spot rates, equipment values, student loan defaults)
- The role of culture, internship programs, and office collaboration in driving growth
Notable Takeaways:
“We’re managing over $2 billion in assets. It’s pretty exciting.”
“When you don’t have enough clarity, you have to make decisions to protect the portfolio. Sometimes it’s not about getting out of a sector — it’s about waiting until you have enough information.”
“We can implement something in weeks that might take others months. That nimbleness is a huge competitive advantage.”
“Our independence allows us to pivot quickly, respond to vendor needs, and make decisions without layers of bureaucracy.”
“We invest in young talent through our intern program — it’s become a huge pipeline for long-term success.”
Subscribe to Portfolio Perspective: Managing Risk & Seizing Opportunity for more industry insights and field-tested strategies.
For more information, visit Asset Compliant Solutions.
4 episodes