This week on Property Investing Insights, Victor Kumar sits down with long-time client Luke Smith to unpack a decade of real-world investing. From building his first home in his 20s to managing a multi-state portfolio (with a few hard lessons along the way), Luke shares the highs, the headaches, and the mindset that kept him moving forward. 💡 Key takeaways: – Starting with lifestyle in mind – Learning from mistakes (including a finance misfire) – Navigating tenant troubles – Building buffers and bouncing back – Planning the next 10 years with confidence Whether you're starting out or scaling up, Luke’s journey proves property investing is about smart decisions, not shortcuts.