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In this episode of The Property Nerds, host Arjun Paliwal from InvestorKit speaks with Ryan and Lauren, a couple from Darwin, about how they've strategically built a $4.5 million property portfolio across five properties in three states by the age of 30.
The conversation explores how their investment journey began in 2017, with both recognising that leaving their savings in the bank wouldn't secure long-term financial freedom.
A pivotal part of their strategy was engaging a professional buyer's agency, which helped them make data-driven decisions and confidently navigate the property market.
Their portfolio spans both capital city and regional markets, including Brisbane, Bundaberg, and Ballarat, with early wins providing confidence to pursue less conventional opportunities.
Even less successful investments offered valuable lessons, helping them refine their approach and supporting family members in property ownership.
Money management and disciplined financial habits have been central to their success, including maximising offset accounts and using credit cards strategically.
Ryan and Lauren also share how clear planning, research, and sticking to budget boundaries enable them to continue expanding their portfolio.
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