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From Saver to Spender: How to Ease the Emotional Shift into Retirement

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Manage episode 487044719 series 2653925
Content provided by Scott Frank. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Scott Frank or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

Retirement is supposed to be the reward after decades of hard work, but for many, the hardest part is learning how to actually spend the money they’ve saved. In this episode, we explore why that transition feels so uncomfortable and how creating a retirement paycheck can help make spending feel safe and sustainable. We talk through the natural phases of retirement spending, the risks of being too conservative, and how to align your money with what really matters to you.

Key takeaways:

  • Retirement spending happens in phases, and your plan should evolve with them
  • A "retirement paycheck" can bring structure and confidence to your financial life
  • Being overly cautious can hurt more than help, especially when it comes to inflation

Ready to learn more?

Leave us a question!

Money can be confusing—but it doesn’t have to be. When you’re able to understand the complexities, you can make better decisions to improve your daily life. Connect with us at Stone Steps Financial or Swell Financial Partners.

  continue reading

225 episodes

Artwork
iconShare
 
Manage episode 487044719 series 2653925
Content provided by Scott Frank. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Scott Frank or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

Retirement is supposed to be the reward after decades of hard work, but for many, the hardest part is learning how to actually spend the money they’ve saved. In this episode, we explore why that transition feels so uncomfortable and how creating a retirement paycheck can help make spending feel safe and sustainable. We talk through the natural phases of retirement spending, the risks of being too conservative, and how to align your money with what really matters to you.

Key takeaways:

  • Retirement spending happens in phases, and your plan should evolve with them
  • A "retirement paycheck" can bring structure and confidence to your financial life
  • Being overly cautious can hurt more than help, especially when it comes to inflation

Ready to learn more?

Leave us a question!

Money can be confusing—but it doesn’t have to be. When you’re able to understand the complexities, you can make better decisions to improve your daily life. Connect with us at Stone Steps Financial or Swell Financial Partners.

  continue reading

225 episodes

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