In this episode, Josh and Priscilla sit down to talk openly about money goals, debt payoff, marriage, and navigating finances as young parents. From paying off student loans and car payments using their spin on the debt snowball (“the fireball method”) to building a three-to-six-month emergency fund that allowed Priscilla to step away from work for six months, they share the real habits, sacrifices, and mindset shifts that helped transform their family’s financial foundation. They discuss how becoming aligned about money reduced stress in their relationship, how living below their means created unexpected freedom, and why they want to encourage other parents that it’s never too late to start—even if debt feels overwhelming or “normal.”

They also explore how faith has shaped their approach to earning, saving, and giving, and how increasing income was never about having more money but about having more time with their kids. Together, they reflect on what worked, what didn’t, and how communication, spending freezes, accountability, and community played a role in staying on track. As they look ahead, they talk through their next financial goals—from rebuilding their emergency fund after the stay-at-home season, to saving for a house, to increasing generosity, to putting boundaries in place during the holiday spending season.

The episode closes with a practical 30-day money challenge designed to make parenting easier, reduce financial stress, and help couples get aligned without overwhelm. Whether you're working to pay off debt, trying to get on the same financial page as your spouse, or just wanting more peace around money as a parent, this conversation is honest, relatable, faith-centered, and full of encouragement.

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