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Bear Market Retirement Guide: Investment Strategies, Tax Moves, Vacation Decisions, Timing, And Understanding Portfolio Benchmarks

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Manage episode 478809766 series 1098902
Content provided by Wes Moss. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Wes Moss or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

Make informed decisions about your retirement plans, even in a bear market. Learn whether to cancel your vacation plans due to stock market concerns and discover how to manage your investments effectively.

Explore strategies like layering for early retirement and understand the implications of drawing down your TSP defined contribution plan. Examine rebalancing your taxable brokerage account, including ETFs and mutual funds, and learn the rules for rebalancing your Roth IRA.

Fine-tune your Roth IRA allocation for long-term growth, considering factors like pension plans and risk tolerance. Understand investment benchmarks and how to accurately assess your portfolio's performance. Zooming out to view a longer time horizon typically provides more perspective than comparing everything to your own market high watermark.

Compare maximizing your Social Security savings for short-term growth and with the benefits of optimizing based on your specific needs and stress points. Evaluate the role of home equity in your retirement planning and its impact on withdrawal strategies. Does equity count? The answer may be both yes and no.

Strategize about moving funds from a 457B to a Roth IRA as you approach retirement, and carefully consider the tax implications. It’s usually about taxes today vs. taxes tomorrow.

Tune in to the Retire Sooner podcast with Wes Moss and Christa DiBiase for essential insights on these and other crucial retirement topics and send us your questions at https://www.yourwealth.com/contact/schedule-appointment/

Learn more about your ad choices. Visit megaphone.fm/adchoices

  continue reading

414 episodes

Artwork
iconShare
 
Manage episode 478809766 series 1098902
Content provided by Wes Moss. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Wes Moss or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

Make informed decisions about your retirement plans, even in a bear market. Learn whether to cancel your vacation plans due to stock market concerns and discover how to manage your investments effectively.

Explore strategies like layering for early retirement and understand the implications of drawing down your TSP defined contribution plan. Examine rebalancing your taxable brokerage account, including ETFs and mutual funds, and learn the rules for rebalancing your Roth IRA.

Fine-tune your Roth IRA allocation for long-term growth, considering factors like pension plans and risk tolerance. Understand investment benchmarks and how to accurately assess your portfolio's performance. Zooming out to view a longer time horizon typically provides more perspective than comparing everything to your own market high watermark.

Compare maximizing your Social Security savings for short-term growth and with the benefits of optimizing based on your specific needs and stress points. Evaluate the role of home equity in your retirement planning and its impact on withdrawal strategies. Does equity count? The answer may be both yes and no.

Strategize about moving funds from a 457B to a Roth IRA as you approach retirement, and carefully consider the tax implications. It’s usually about taxes today vs. taxes tomorrow.

Tune in to the Retire Sooner podcast with Wes Moss and Christa DiBiase for essential insights on these and other crucial retirement topics and send us your questions at https://www.yourwealth.com/contact/schedule-appointment/

Learn more about your ad choices. Visit megaphone.fm/adchoices

  continue reading

414 episodes

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