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In this episode, we break down everything you need to know about annuities—what they are, what they’re not, and why so many people misunderstand them.

From fixed and indexed annuities to single and joint life options, we reveal the real purpose of these insurance products and the tradeoffs that come with them.

We’ll also explain why annuities aren't investments, how they provide downside protection, and why understanding terms like liquidity, flexibility, and contract length matters more than chasing returns. Whether you're planning for retirement or reviewing your financial strategy, this episode is packed with clarity, education, and straight talk on how annuities actually work.

Don’t get locked into a long-term product you don’t understand—watch this first.

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