Money shapes the way we dream, plan and build our lives, yet it is also one of the hardest topics to approach with honesty.

In this conversation with Clive Black, a Director at Shore Capital, we explore why so many UK entrepreneurs struggle to scale their businesses, and why racially underrepresented founders face even higher barriers when it comes to investment, visibility and confidence.

Clive brings a thoughtful and surprisingly hopeful perspective. He talks about the cultural narratives that hold people back, the role of ambition in building something truly transformative, and the uncomfortable truth that systems are only as fair as the people operating within them. We dig into why access to capital is uneven, why so many great ideas never reach their full potential, and how communities can create their own networks of support.

This is a conversation about money, yes, but it is also a conversation about belief, ambition, community and opportunity. If you have ever wondered why some businesses thrive while others never move beyond survival mode, this episode will give you a lot to reflect on.

Highlights:

(04:41) Why capital markets miss entire communities

(09:12) The role of confidence and ambition in scaling a business

(14:45) Why the UK struggles with billion pound thinking

(22:00) How systemic barriers affect early stage funding

(31:00) Why solving real problems is the greatest business opportunity

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