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HBO and The Ringer's Bill Simmons hosts the most downloaded sports podcast of all time, with a rotating crew of celebrities, athletes, and media staples, as well as mainstays like Cousin Sal, Joe House, and a slew of other friends and family members who always happen to be suspiciously available.
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Hector sits down with Zach Richards, co-founder of REI Capital Guys, to explore the quiet power of private lending and the deeper meaning of financial freedom. Zach breaks down how true freedom isn’t about flashy cars or massive portfolios—it’s about owning your time, minimizing stress, and building systems that let you live life on your terms. From the difference between risky speculation and dependable cash flow, to the invisible labor of family life, this conversation hits hard for any man seeking more than hustle—someone striving for balance, stability, and intentional growth.
Chapters:
- 00:00:00 - Why This Episode Might Change the Way You See Freedom
- 00:00:38 - Zach Richards: From Code to Capital
- 00:01:52 - How Private Lending Quietly Changed His Life
- 00:03:04 - Balancing the Mission and the Marriage
- 00:03:26 - The Moment Everything Pivoted
- 00:05:35 - Redefining Who You Are (and What You Want)
- 00:09:31 - What Real Financial Freedom Feels Like
- 00:14:09 - Being a Provider Without Losing Yourself
- 00:31:28 - Staying Steady in a World on Fire
- 00:33:31 - One Final Thought Every Man Should Hear
Links And Resources:
- Website: REI Capital Guys Community
- Free eBook: Private Lending Guide
- Zach Richards on LinkedIn
- Hector Santiesteban on LinkedIn
- Hector Santiesteban on Twitter
Thanks so much for joining us this week. Want to subscribe to Modern Masculinity? Have some feedback you’d like to share? Connect with us on iTunes and leave us a review!
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