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295: [Christina Roman] From Debt to 800: A Journey of Credit Redemption

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Manage episode 482395838 series 3600681
Content provided by Anthony Weaver. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Anthony Weaver or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

In this enlightening episode of About That Wallet, host Anthony Weaver is joined by Christina Roman, a credit expert and passionate advocate for financial literacy for Experian. Together, they explore the journey of overcoming financial hurdles, tackling budgeting woes, and building a stellar credit score.

Christina shares her personal story of transforming her credit score from the 400s to the 800s, revealing the lessons learned from her past mistakes and the impactful strategies she adopted along the way. With her experience working at one of the top credit bureaus, she provides invaluable insights into the intricacies of credit scores, the importance of budgeting, and how to avoid common financial pitfalls.

This episode is packed with practical advice for those in the Sandwich Generation, focusing on how to manage finances effectively while juggling multiple responsibilities. Christina emphasizes the significance of intentional spending, understanding credit utilization, and the power of open conversations about money within families.

💬 Question of the Day:

What steps are you taking to improve your financial literacy and credit score? We’d love to hear your thoughts in the comments!

🔗 Connect with Christina Roman:

Website: experian.com

Twitter: @Teena_Laro

LinkedIn: Christina Roman

💡 If you enjoyed this episode, don’t forget to:

✅ Subscribe to About That Wallet

✅ Leave a review to help others find valuable financial insights

✅ Share this episode with someone looking to boost their financial confidence!

=|| 📚 Chapters ||=

(00:00) Welcome and Introduction

(02:30) Christina's Journey to Rebuilding Credit

(10:15) Understanding Credit Scores and Their Impact

(18:00) Budgeting Strategies for Financial Success

(25:45) Overcoming Impulse Spending

(32:30) Teaching Financial Literacy to Children

(40:00) The Importance of Family Conversations about Money

(48:15) Final Thoughts and Resources

(55:00) Where to Connect with Christina

🙏🏽 Thank you for tuning in!

Your support helps more people build strong financial habits and achieve their goals.

📩 Join the About That Wallet Newsletter for budgeting tips, saving strategies, and more:

👉 https://aboutthatwallet.com/newsletter

Follow Anthony Weaver:

Instagram: @AboutThatWallet

Twitter: @AboutThatWallet

Website: aboutthatwallet.com

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always do your own research and consult a licensed financial professional when needed.

#AboutThatWallet #CreditScore #FinancialLiteracy #Budgeting #SandwichGeneration #MoneyManagement

Episode 295

  continue reading

300 episodes

Artwork
iconShare
 
Manage episode 482395838 series 3600681
Content provided by Anthony Weaver. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Anthony Weaver or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://staging.podcastplayer.com/legal.

In this enlightening episode of About That Wallet, host Anthony Weaver is joined by Christina Roman, a credit expert and passionate advocate for financial literacy for Experian. Together, they explore the journey of overcoming financial hurdles, tackling budgeting woes, and building a stellar credit score.

Christina shares her personal story of transforming her credit score from the 400s to the 800s, revealing the lessons learned from her past mistakes and the impactful strategies she adopted along the way. With her experience working at one of the top credit bureaus, she provides invaluable insights into the intricacies of credit scores, the importance of budgeting, and how to avoid common financial pitfalls.

This episode is packed with practical advice for those in the Sandwich Generation, focusing on how to manage finances effectively while juggling multiple responsibilities. Christina emphasizes the significance of intentional spending, understanding credit utilization, and the power of open conversations about money within families.

💬 Question of the Day:

What steps are you taking to improve your financial literacy and credit score? We’d love to hear your thoughts in the comments!

🔗 Connect with Christina Roman:

Website: experian.com

Twitter: @Teena_Laro

LinkedIn: Christina Roman

💡 If you enjoyed this episode, don’t forget to:

✅ Subscribe to About That Wallet

✅ Leave a review to help others find valuable financial insights

✅ Share this episode with someone looking to boost their financial confidence!

=|| 📚 Chapters ||=

(00:00) Welcome and Introduction

(02:30) Christina's Journey to Rebuilding Credit

(10:15) Understanding Credit Scores and Their Impact

(18:00) Budgeting Strategies for Financial Success

(25:45) Overcoming Impulse Spending

(32:30) Teaching Financial Literacy to Children

(40:00) The Importance of Family Conversations about Money

(48:15) Final Thoughts and Resources

(55:00) Where to Connect with Christina

🙏🏽 Thank you for tuning in!

Your support helps more people build strong financial habits and achieve their goals.

📩 Join the About That Wallet Newsletter for budgeting tips, saving strategies, and more:

👉 https://aboutthatwallet.com/newsletter

Follow Anthony Weaver:

Instagram: @AboutThatWallet

Twitter: @AboutThatWallet

Website: aboutthatwallet.com

⚠️ DISCLAIMER:

This content is for educational purposes only and is not financial advice. Always do your own research and consult a licensed financial professional when needed.

#AboutThatWallet #CreditScore #FinancialLiteracy #Budgeting #SandwichGeneration #MoneyManagement

Episode 295

  continue reading

300 episodes

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