Jacky Dilfer is the Executive Director of Business Finance Capital (BFC), a Small Business Administration (SBA) Certified Development Company (CDC) specializing in the SBA 504 loan program. In her role, she oversees the CDC’s governance and operations, including re-establishing its position in the marketplace and enhancing its economic development and job creation strategies. With over a decade of experience in the commercial and SBA lending space, Jacky has served as a top-producing commercial lender, business development officer, and advisor to multiple real estate and charitable institutions.

Small- and medium-sized businesses often struggle to obtain adequate funding and loans to launch and grow their operations. They are forced to pay exorbitant rates for their loans or miss opportunities given to larger businesses. How can you qualify for loans that are ideal for your business?

Small business commercial lender Jacky Dilfer is committed to helping small business owners purchase property for their operations. She recommends applying for the Small Business Administration (SBA) 504 loan, which only requires a 10% down payment on all purchases. Some banks and institutions like Business Finance Capital (BFC) will finance 40-50% of your project with favorable interest rates and terms. Since these loans require personal and business tax returns for the approval process, Jacky emphasizes maintaining healthy credit scores and hiring a bookkeeper and tax consultant to manage your finances and strategize your tax returns.

In today’s episode of RAW Spotlight, Victor Huynh chats with Jacky Dilfer, the Executive Director of Business Finance Capital (BFC), about obtaining loans for small business owners. Jacky shares how SBA 504 loans benefit small- to medium-sized businesses, her approach to business and community engagement, and how to become a commercial lender.