The Inheritance (Provision for Family and Dependants) Act 1975 received royal assent on the 12th November 1975. We celebrate its 50th birthday with Emily Roskilly (Roskilly & Co) and Alexander Learmonth KC (New Square Chambers).

Everyone needs a broad hinterland behind their specialist practice. Therefore, it is no good being a family practitioner and not knowing your way around the Inheritance Act, because at some point we will be acting for a family where one of the litigants dies. This podcast will tell you all you need to know!

Alex tells us who can be in the category of claimants in s1 of the 1975 Act, and the Court’s powers in s2 which are very similar to the Court’s powers on divorce although there are no powers to make orders in respect of pensions. Alex refers us to the Law Commission report ‘Second Report on Family Property: Family Provision on Death" (Law Com No 61)’ which indicates that the Act was intended to make sure spouses were treated the same on death as they would have been on divorce.

Emily tells us that the focus of the test for an award in respect of spouse or cohabitee is the statutory test of what is a reasonable financial provision. For a spouse, s1(2)(a) provides that this means such financial provision as it would be reasonable in all the circumstances of the case for a husband or wife to receive, whether or not that provision is required for his or her maintenance. For civil partner claims the same applies. For cohabitees and others such as adult children, s1(2)(aa) and s1(2)(b) provide that reasonable financial provision means such financial provision as it would be reasonable in all the circumstances of the case for the applicant to receive for his or her maintenance.

These claims can be brought in the County Court, or in the High Court either in the Family Division or the Business and Property Courts. There remains an anomaly that they cannot be issued in the Family Court, although the Family Division may assign them to an FRC Judge. The effect of having a choice of Court means that you need to think about which Court is likely to lead to a better outcome for your client.

Emily draws our attention to the relevant factors that the Court has to consider in s3. Both Alex and Emily agree that conduct is rarely relevant in these claims and it must be gross and obvious.

Emily then goes on to tell us about the different provision for spouses or civil partners and cohabitants in these cases. Cohabitees need to have been living with the deceased for two years immediately preceding death and living together as though husband and wife or civil partners.

Alex and Emily wrestle with whether prenups would be given weight and conclude that as a matter of principle they would be, with the same caveats that would be applied in the divorce court. We also discussed Cohabitation Agreements, and Emily noted that if it was a long term cohabiting relationship and there was a historic Cohabitation Agreement, although it would show intention or wishes, she could not see it being a closed door for the potential applicant.