Think “tax planning” sounds boring or optional? Think again.
In this episode, I unpack why proactive tax planning has become one of the most important—and overlooked—parts of a strong financial plan. You’ll learn how changing tax laws, rising national debt, and evolving IRS rules make this a critical piece of long-term strategy, not just something to think about every April.
I’ll also explain how effective tax planning can improve cash flow, reduce lifetime tax liability, and protect your retirement from what I call the “ticking tax time bomb.” We’ll look at real-world examples—from retirees managing RMDs to executives with stock options—and why a one-size-fits-all approach doesn’t work.
Finally, I’ll share why I believe tax planning should be built into every financial decision, not added on afterward, and how it can become the missing piece in your overall financial plan.
Next week, we’ll continue the conversation by looking at how all of this connects back to your 401(k).
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Chapters🕓
00:00 - The Missing Piece
01:13 - A Changing Tax Landscape
02:41 - Why Tax Planning Matters Now
03:14 - What Tax Planning Really Is (and Isn’t)
04:30 - The Ticking Tax Time Bomb
05:49 - Real-World Examples
07:30 - The Art and Science of Tax Planning
09:29 - Making It a Core Part of Financial Planning
10:55 - Take Action